City profile · Ohio · Census ACS 2023

Philo, OH

Philo's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

788
Residents
$45,833
Median income
$103,500
Median home
$1,092
Median rent (state)
View my watchlist

Compare or rank this city

Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

Compare with another city

Starting with Philo, OH - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Philo.

Place dossier plate

Sheet OH-PHILO-OH · Philo, OH 788 pop · income 14th pct

POP-VILLAGE · INC-MID · COL-BELOW · SAFE-UNK · RANK-BOTTOM · PHOTO-FINISH · HOME-LOW · BOOK-UNK

  • POP-VILLAGE 788
  • INC-MID $45,833
  • COL-BELOW 92.8
  • SAFE-UNK Safety pending
  • RANK-BOTTOM 14th
  • PHOTO-FINISH ≈ Westley
  • HOME-LOW $103,500
  • BOOK-UNK Tracts pending

Nearest income peer: Westley, CA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Philo

Lowest/highest poles plus peers nearest Philo on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Philo on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 788.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $45,833. Population peers are excluded.

4 peers

Philo - the verdict

Measured against every US city with at least 1,000 residents, Philo lands in the 14th percentile for household income. Source: Census ACS.

14th
percentile, household income
11th
percentile, home value
22nd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Philo, OH

Ohio's Philo is a small town, with 788 residents per the latest Census Bureau ACS figures. The typical household in Philo brings in $45,833 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 18.0%. Home values in Philo run a median of $103,500, and the median resident age is 33.6 years. Educational attainment runs 10.7% of adults with a bachelor's degree or higher. Separately, 59.4% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 1 residential units were authorized in 2024 (Low Activity). The annual average temperature per NOAA climate normals runs 53.8°F with 39.5 inches of precipitation per year.

Living costs in Ohio run below the national norm: BEA Regional Price Parities 2024 puts Ohio at 92.8 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,092 per month. EIA 2023 residential energy data puts Ohio's average monthly utility costs around $228 (state average). The average commute for Philo workers runs 33.8 minutes, with 89.9% driving alone and 0.5% working from home. FEMA's National Risk Index rates natural-hazard exposure at 55.0 out of 100 (Moderate).

A decision-led reading path

Useful questions to ask of Philo's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from climate and hazard context to comparison shortlist to population change to housing and income to schools and households to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Philo, city-specific coverage includes matched public-school count, annual population history, local building permits, commute-mode shares. No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What physical conditions frame life in Philo?

NOAA normals put the annual mean temperature at 53.8°F, with 39.5 inches of precipitation. FEMA's state-averaged National Risk Index score for Ohio is 55.0 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

Read the source boundaries →

Question 2

Which cities make useful reference points for Philo?

Within Ohio, the closest population matches are Bloomville (788 residents, $63,750 income); Alger (787 residents, $36,131 income); Eldorado (789 residents, $72,545 income). Outside the state, the closest population matches in this dataset are Allgood, AL (788 residents); St. Mary's, AK (788 residents); Bradbury, CA (788 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Population change

Is Philo growing, shrinking, or holding steady?

The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.

Census PEP estimates show the population grew by +3 residents from 2020 to 2025, a +0.4% change. Separately, Census BPS recorded 1 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

See the national growth ranking →

Question 4

How far does income reach against housing in Philo?

The home-value-to-income reference is relatively compact: the ACS median home value is 2.3 times median household income. The ACS poverty estimate is 18.0%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.

Compare the housing trade-off →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Schools and households

What does the education layer cover for Philo?

The NCES join finds 1 public school within the city match. 10.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

Matched public schools
1
Bachelor's degree+
10.7%
Poverty estimate
18.0%

NCES Common Core of Data school locations plus Census ACS resident characteristics.

See how the family ranking is built →

Work and mobility

What does the journey to work look like in Philo?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.

Driving alone is the largest reported mode at 89.9%. The reported mean trip to work is 33.8 minutes.

Public transit
0.0%
Work from home
0.5%
Drive alone
89.9%

City-level Census ACS commuting estimates covering 368 workers age 16+.

Compare commute patterns →

Population

788 residents

Micro place (under 10k)

Median Household Income

$45,833 /yr

Low income · poverty 18.0% (High poverty)

Cost of Living Index (state)

92.8 (US=100)

Affordable · BEA RPP 2024, Ohio average

City profile score · Philo, OH

29/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living B+
92.8 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Poverty rate F
18.0%

Share of residents below the poverty line; lower scores better on this axis.

Household income F
$45,833

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share F
10.7%

Adults with a bachelor's degree or higher; ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Philo profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Poverty rate, Household income, Bachelor's+ share. Cost of livingPoverty rateHousehold incomeBachelor's+ share 29 F
Philo profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 75/100 (B+) · 92.8 index
  • Poverty rate: 17/100 (F) · 18.0%
  • Household income: 15/100 (F) · $45,833
  • Bachelor's+ share: 8/100 (F) · 10.7%

How does Philo compare to other US cities?

Where Philo sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 14% higher than other cities
Home value 11% pricier than other cities
Median rent 22% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Philo against every qualifying US city; each in-state rank narrows that to Ohio only. Full formula and direction notes: methodology.

Ohio-relative analysis

Median Gross Rent places Philo near the bottom of Ohio's cities

Among the 1,196 Ohio cities PlainCities tracks with reported median gross rent data, Philo ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Philo only against its own state's cities, not the full US field.

Median Household Income
#1,004 of 1,145
12th percentile in Ohio
Median Gross Rent
#1 of 1,196
0th percentile in Ohio
Median Home Value
#941 of 1,164
19th percentile in Ohio
Poverty Rate
#184 of 1,196
84th percentile in Ohio
Bachelor's Degree or Higher
#911 of 1,196
23rd percentile in Ohio
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Ohio only, not a livability score. See the methodology for the source and calculation.

14thIncome percentile
Gauge source note

14th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Philo's home value compares nationally

Median home value vs. every US city (population 1,000+)

$103,500 Among the most affordable more affordable than 89% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Philo $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Philo's home-value-to-income ratio: 2.3×

ACS median home value divided by median household income.

Band
affordable
< 3.0×
National rank
#2,757 of 15,516
More affordable than 82% of tracked cities (pop. 1,000+)
Size class
#2,560 of 11,323
Micro cities (under 10,000)

At 2.3×, Philo sits in the affordable band: national rank #2,757 of 15,516 and #2,560 of 11,323micro cities (under 10,000). The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$45,833 Philo, OH median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Philo, OH Philo, OH's median household income ($45,833) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Philo, OH-specific shares. $ Household Income Distribution Philo, OH median $45,833/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Philo, OH median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Philo, OH.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 10.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 18.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 59.4%

Census ACS S2301, share of working-age residents in the labor force

Population
788
Median Income
$45,833
Median Home Value
$103,500
Median Age
33.6
Poverty Rate
18.0%
Labor force participation
59.4%
Bachelor's Degree+
10.7%

Climate

Avg Temperature
53.8°F
Annual Precipitation
39.5"
Annual Snowfall
N/A

Schools

Total Schools
1
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
715 residents720 residents725 residents730 residents 202020212022202320242025 721 residents 724 residents ▲ +0.4%
Philo's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 721 residents
2021 725 residents
2022 718 residents
2023 720 residents
2024 718 residents
2025 724 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Low Activity
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 1
2021 0
2022 0
2023 0
2024 1

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
33.8 minutes
Drive Alone
89.9%
Carpool
9.5%
Public Transit
0.0%
Walk
0.0%
Work from Home
0.5%

Based on 368 workers 16 and over.

Monthly Utility Costs

Ohio statewide monthly utility average (EIA 2023): $228

EIA 2023 residential energy data puts average monthly utilities across Ohio at $228 (electricity about $105 , water and sewer about $45 ).

These are Ohio statewide averages, not a meter reading for Philo. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Ohio's BEA cost-of-living index is 92.8 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Philo is $1,092/mo. FEMA's National Risk Index, averaged to Ohio statewide on PlainCities, rates natural-hazard exposure at 55.0 / 100 (Moderate).

Cost/risk geography note

Cost of living is a Ohio statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Philo sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Philo compares to similar-size Ohio cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Philo (this city) 788 $45,833
Bloomville 788 $63,750
Alger 787 $36,131
Eldorado 789 $72,545
NOAA Normals NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

Browse all city profiles → · Explore city rankings →

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Share or download this profile