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Place dossier plate
SheetOH-TROY-OH · Troy, OH 26,716 pop · income 50th pct · 23 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Troy
Lowest/highest poles plus peers nearest Troy on median household income. Full ladder: /browse and /rankings.
median HH income
Kent · lowest
42,524
Kent · lowest
42,524 median HH income
27.4% of the leader · rank #1
Telford · near
70,446
Telford · near
70,446 median HH income
45.3% of the leader · rank #2
Troy · this city
70,450
Troy · this city
70,450 median HH income
45.3% of the leader · rank #3
Ewing · near
70,455
Ewing · near
70,455 median HH income
45.3% of the leader · rank #4
Woodlawn · near
70,455
Woodlawn · near
70,455 median HH income
45.3% of the leader · rank #5
Poseyville · near
70,455
Poseyville · near
70,455 median HH income
45.3% of the leader · rank #6
Keystone · highest
155,365
Keystone · highest
155,365 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Troy on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 26,716.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Troy - the verdict
Out of every US city with 1,000+ residents, Troy places in the 50th percentile for household income and the 54th percentile for safety. Source: Census ACS + FBI UCR.
50th
percentile, household income
43rd
percentile, home value
22nd
percentile, median rent
54th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Troy, OH
26,716 people live in Troy, Ohio - a small city by U.S. Census Bureau ACS 2023 estimates. The typical household in Troy brings in $70,450 a year, above the median for U.S. cities on this measure, with a poverty rate of 8.5%. Troy's housing stock carries a median value of $199,400, and the median resident age is 37.6 years. About 31.7% of adults hold a bachelor's degree or higher, while 63.0% of working-age residents are in the labor force.
Troy reports a comparatively low crime rate: per-100,000 total crime stands at 1255.2 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Living costs in Ohio run below the national norm: BEA Regional Price Parities 2024 puts Ohio at 92.8 on a 100-equals-national-average scale (Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,092 per month. Statewide, average monthly utility bills in Ohio run around $228, per EIA 2023 residential energy data. Workers in Troy report an average commute of 18.4 minutes, with 80.1% driving alone and 10.3% working from home. Natural-hazard exposure scores 55.0 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Troy's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to population change to work and mobility to reported crime to within-city variation to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Troy, city-specific coverage includes within-city Census tract profiles, FBI reported-crime rates, annual population history, commute-mode shares, matched public-school count.
No matched row is reported here for local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Troy?
Within Ohio, the closest population matches are Marysville (26,540 residents, $92,490 income); Wooster (27,012 residents, $65,888 income); Kent (27,190 residents, $42,524 income). Outside the state, the closest population matches in this dataset are Palm River-Clair Mel, FL (26,719 residents); Keystone, FL (26,723 residents); Shoreview, MN (26,724 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
How far does income reach against housing in Troy?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 8.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +951 residents from 2020 to 2025, a +3.6% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
PlainCities matches 23 Census tracts to this city.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Troy?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 80.1%. The reported mean trip to work is 18.4 minutes.
Public transit
0.2%
Work from home
10.3%
Drive alone
80.1%
City-level Census ACS commuting estimates covering 13,011 workers age 16+.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1255.2 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 45% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
1114.5
Violent rate
140.7
Total reported rate
1255.2
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
The NCES join finds 9 public schools within the city match. 31.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
Matched public schools
9
Bachelor's degree+
31.7%
Poverty estimate
8.5%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Below median income · poverty 8.5% (Above-median poverty)
Cost of Living Index (state)
92.8 (US=100)
Affordable · BEA RPP 2024, Ohio average
C
City profile score · Troy, OH
58/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B+
92.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share C+
31.7%
Adults with a bachelor's degree or higher; ACS.
Violent crime C+
141 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Household income C-
$70,450
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate D
8.5%
Share of residents below the poverty line; lower scores better on this axis.
Troy profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 75/100 (B+) · 92.8 index
Bachelor's+ share: 61/100 (C+) · 31.7%
Violent crime: 61/100 (C+) · 141 /100k
Household income: 50/100 (C-) · $70,450
Poverty rate: 46/100 (D) · 8.5%
Where Troy sits on home value vs crime among peer cities
Troy's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Troy highlighted among 8 peers.Read the chart values
Troy, OH (this city): home $199,400, crime 1,255/100k
Batavia, IL : home $358,000, crime 843/100k
Cabot, AR : home $197,000, crime 1,668/100k
Marysville, OH : home $271,000, crime 1,181/100k
Wooster, OH : home $198,400, crime 2,351/100k
Kent, OH : home $210,700, crime 1,399/100k
Medina, OH : home $231,700, crime 871/100k
Xenia, OH : home $147,300, crime 1,739/100k
How does Troy compare to other US cities?
Here's how Troy stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income50% higher than other cities
Home value43% pricier than other cities
Median rent22% pricier than other cities
Safety54% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Ohio alone, Troy ranks #153 of 281 Ohio cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Troy against every qualifying US city; each in-state rank narrows that to Ohio only. Full formula and direction notes: methodology.
Ohio-relative analysis
Median Gross Rent places Troy near the bottom of Ohio's cities
Among the 1,196 Ohio cities PlainCities tracks with reported median gross rent data, Troy ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Troy only against its own state's cities, not the full US field.
Median Household Income
#467 of 1,145
59th percentile in Ohio
Median Gross Rent
#1 of 1,196
0th percentile in Ohio
Median Home Value
#304 of 1,164
74th percentile in Ohio
Poverty Rate
#487 of 1,196
59th percentile in Ohio
Bachelor's Degree or Higher
#272 of 1,196
77th percentile in Ohio
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Ohio only, not a livability score. See the methodology for the source and calculation.
Gauge source note
50th percentile nationally for median household income · 54th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Troy's profile vs. every US city
Income, affordability, and safety percentile
Troy's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Troy's home value compares nationally
Median home value vs. every US city (population 1,000+)
$199,400Among the most affordablemore affordable than 57% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Troy's home-value-to-income ratio: 2.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,745 of 15,516
More affordable than 63% of tracked cities (pop. 1,000+)
Size class
#682 of 3,317
Small cities (10,000–49,999)
At 2.8×, Troy sits in the affordable band:
national rank #5,745 of 15,516 and #682 of 3,317small cities (10,000–49,999).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$70,450Troy, OH median household income (Census ACS)
Show U.S. national quintile / Lorenz context Troy, OH median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Troy, OH.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)31.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.0%
Census ACS S2301, share of working-age residents in the labor force
Population
26,716
Median Income
$70,450
Median Home Value
$199,400
Median Age
37.6
Poverty Rate
8.5%
Labor force participation
63.0%
Bachelor's Degree+
31.7%
Safety & Crime
Total Crime Rate
1255.2
per 100,000 residents
Violent Crime
140.7
per 100,000 residents
Property Crime
1114.5
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
9
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Troy's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
26,393 residents
2021
26,518 residents
2022
26,707 residents
2023
26,899 residents
2024
27,139 residents
2025
27,344 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
18.4 minutes
Drive Alone
80.1%
Carpool
6.3%
Public Transit
0.2%
Walk
0.9%
Work from Home
10.3%
Other
2.2%
Based on 13,011 workers 16 and over.
Monthly Utility Costs
Ohio statewide monthly utility average (EIA 2023): $228
EIA 2023 residential energy data puts average monthly utilities across Ohio at $228 (electricity about $105 , water and sewer about $45 ).
These are Ohio statewide averages, not a meter reading for Troy. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Ohio's BEA cost-of-living index is 92.8 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Troy is $1,092/mo. FEMA's National Risk Index, averaged to Ohio statewide on PlainCities, rates natural-hazard exposure at 55.0 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Ohio statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Troy sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Troy compares to similar-size Ohio cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.