Census tract · Miami County
Census Tract 3651.02, Miami County, Ohio
Census Tract 3651.02, GEOID 39109365102, in Miami County, Ohio, mostly within Troy (71% of its census blocks). 5,334 residents in the ACS 2020-2024 5-year estimates (±929); the 2020 Census counted 5,064.
Residents, 2020-2024
5,334
±929 (90% margin)
2020 Census count: 5,064
Median household income
$60,152
±$12,639 (90% margin)
Miami County: $76,817
Median home value
$204,600
±$21,162 (90% margin)
Miami County: $229,100
Median gross rent
$911
±$220 (90% margin)
Miami County: $966
Where is Census Tract 3651.02?
Census Tract 3651.02 is one of 23 census tracts in Miami County, Ohio. It covers 11.02 square miles of land, 460 residents per square mile in 2020. Its GEOID, 39109365102, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Troy | 71% |
| Concord Township, Miami County | 67% |
| Staunton Township | 33% |
5 census tracts border Census Tract 3651.02: Tract 3550.02 ($79,306), Tract 3651.01 ($67,843), Tract 3652 ($50,368), Tract 3801 ($114,865) and Tract 3901 ($100,970). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3651.02?
The 2020-2024 American Community Survey puts Census Tract 3651.02's population at 5,334 (±929) in 2,032 households; the 2020 Census counted 5,064 residents and 2,231 housing units.
| Measure | Tract 3651.02 | Troy |
|---|---|---|
| Total population | 5,334 ±929 | 26,842 |
| Households | 2,032 ±204 | 11,243 |
| Average household size | 2.62 ±0.29 | 2.37 |
| Housing units | 2,052 ±202 | 11,733 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3651.02?
The median resident of Census Tract 3651.02 is 37.6 years old; 28.9% are under 18 and 17.6% are 65 or older. The largest group is non-Hispanic white residents at 93.1%, then non-Hispanic residents of two or more races at 2.7%.
| Measure | Tract 3651.02 | Troy |
|---|---|---|
| Median age | 37.6 ±2.2 | 37.8 |
| Under 18 years | 28.9% ±5.5 pts | 25.7% |
| 65 years and over | 17.6% ±4.3 pts | 16.6% |
| Hispanic or Latino (any race) | 1.2% ±1.4 pts | 2.9% |
| White alone, not Hispanic | 93.1% ±4.2 pts | 83.4% |
| Black or African American alone, not Hispanic | 2.5% ±2.0 pts | 3.3% |
| Asian alone, not Hispanic | 0.5% ±0.8 pts | 4.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.7 pts | 0.0% |
| Two or more races, not Hispanic | 2.7% ±2.6 pts | 5.9% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.5% |
| Born outside the United States | 3.2% ±2.6 pts | 5.6% |
| Speak a language other than English at home (age 5+) | 2.3% ±1.9 pts | 5.3% |
| Civilian veterans (age 18+) | 7.6% ±3.6 pts | 6.4% |
| With a disability | 16.4% ±3.8 pts | 13.9% |
| No health insurance coverage | 6.7% ±6.9 pts | 5.7% |
| High school graduate or higher (age 25+) | 89.4% ±4.6 pts | 92.9% |
| Bachelor's degree or higher (age 25+) | 22.6% ±7.2 pts | 33.2% |
| Graduate or professional degree (age 25+) | 9.1% ±5.0 pts | 13.2% |
| Lived in the same house a year earlier | 93.7% ±4.7 pts | 90.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3651.02 earn?
Half of the 2,032 households in Census Tract 3651.02 earn less than $60,152 a year (±$12,639), against $76,817 across Miami County: 20th highest of the county's 23 tracts with a reliable estimate. 11.7% of residents live below the poverty line.
| Measure | Tract 3651.02 | Troy |
|---|---|---|
| Median household income | $60,152 ±$12,639 | $68,830 |
| Mean household income | $78,062 ±$10,989 | $89,150 |
| Per capita income | $31,078 ±$5,351 | $38,427 |
| People below the poverty line | 11.7% ±6.5 pts | 12.6% |
| Children under 18 below the poverty line | 8.1% ±11.6 pts | 15.5% |
| Households receiving SNAP | 13.9% ±6.3 pts | 11.6% |
| Households with a computer | 93.3% ±4.2 pts | 94.3% |
| Households with a broadband subscription | 90.5% ±4.5 pts | 91.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3651.02?
Owners occupy 77.0% of Census Tract 3651.02's occupied homes and renters 23.0%. The median owner-occupied home is valued at $204,600 by its owner (±$21,162). The median renter pays $911 a month including utilities, and 64.7% of renters pay 35% or more of their income on rent.
| Measure | Tract 3651.02 | Troy |
|---|---|---|
| Median home value (owner-occupied) | $204,600 ±$21,162 | $217,400 |
| Median gross rent | $911 ±$220 | $1,003 |
| Renters paying 35% or more of income on rent | 64.7% ±14.7 pts | 37.0% |
| Median monthly owner costs, with a mortgage | $1,228 ±$131 | $1,326 |
| Owner-occupied homes | 77.0% ±7.7 pts | 65.5% |
| Renter-occupied homes | 23.0% ±7.7 pts | 34.5% |
| Housing units | 2,052 ±202 | 11,733 |
| Single-family detached homes | 87.5% ±4.5 pts | 72.2% |
| Mobile homes | 0.0% ±1.8 pts | 0.0% |
| Built 2020 or later | 1.2% ±1.9 pts | 1.2% |
| Built 2010 to 2019 | 1.2% ±1.9 pts | 6.6% |
| Built 1939 or earlier | 5.7% ±4.4 pts | 15.7% |
| Households with no vehicle | 5.8% ±3.7 pts | 10.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3651.02 get to work?
80.6% of Census Tract 3651.02's workers drive alone and 11.7% work from home. The average trip to work takes 25.4 minutes.
| Measure | Tract 3651.02 | Troy |
|---|---|---|
| In the labor force (age 16+) | 64.1% ±6.4 pts | 65.9% |
| Unemployment rate | 6.2% ±4.4 pts | 4.2% |
| Drove alone to work | 80.6% ±7.5 pts | 77.9% |
| Carpooled | 6.3% ±5.3 pts | 6.6% |
| Public transportation | 0.0% ±1.6 pts | 0.0% |
| Walked | 1.4% ±2.3 pts | 1.3% |
| Worked from home | 11.7% ±5.8 pts | 11.5% |
| Mean travel time to work | 25.4 min ±3.3 | 21.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3651.02 compare with the other tracts in Miami County?
Among Miami County's tracts with a reliable estimate, Census Tract 3651.02 ranks as shown below (1 = highest).
| Measure | In Miami County | In Troy |
|---|---|---|
| Population | 7th of 23 | 3rd of 7 |
| Residents per square mile | 11th of 23 | 6th of 7 |
| Median household income | 20th of 23 | 6th of 7 |
| Per capita income | 20th of 23 | 6th of 7 |
| Median home value | 15th of 23 | 6th of 7 |
| Median gross rent | 10th of 22 | 4th of 7 |
| Poverty rate | 8th of 18 | 4th of 6 |
| Bachelor's degree or higher | 14th of 23 | 7th of 7 |
| Median age | 19th of 23 | 5th of 7 |
| Owner-occupied share | 11th of 23 | 3rd of 7 |
The tracts next to it on Miami County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3653.01 | 17th | $65,038±$7,954 · within the margin of this tract |
| Tract 3450 | 18th | $65,014±$7,413 · within the margin of this tract |
| Tract 3650.02 | 19th | $64,811±$13,728 · within the margin of this tract |
| Tract 3651.02 | 20th | $60,152±$12,639 |
| Tract 3153 | 21st | $55,561±$20,361 · within the margin of this tract |
| Tract 3001 | 22nd | $53,670±$6,764 · within the margin of this tract |
| Tract 3652 | 23rd | $50,368±$10,240 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3651.02?
3 of the 18 figures for Census Tract 3651.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections