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Place dossier plate
SheetTX-ALBANY-TX · Albany, TX 1,725 pop · income 29th pct · 1 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Albany
Lowest/highest poles plus peers nearest Albany on median household income. Full ladder: /browse and /rankings.
median HH income
Grapeland · lowest
36,918
Grapeland · lowest
36,918 median HH income
33.2% of the leader · rank #1
Wheeler · near
56,333
Wheeler · near
56,333 median HH income
50.6% of the leader · rank #2
Albany · this city
56,339
Albany · this city
56,339 median HH income
50.6% of the leader · rank #3
Millington · near
56,339
Millington · near
56,339 median HH income
50.6% of the leader · rank #4
New Florence · near
56,339
New Florence · near
56,339 median HH income
50.6% of the leader · rank #5
Waterloo · near
56,344
Waterloo · near
56,344 median HH income
50.6% of the leader · rank #6
Swedeland · highest
111,356
Swedeland · highest
111,356 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Albany on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,725.
Out of every US city with 1,000+ residents, Albany places in the 29th percentile for household income. Source: Census ACS.
29th
percentile, household income
31st
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Albany, TX
Albany is a small town in Texas, home to 1,725 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $56,339 per year, below the median for U.S. cities on this measure, with a poverty rate of 14.0%. Typical homes in Albany are valued around $162,500, and the median resident age is 43.2 years. 32.7% of adults here have a bachelor's degree or higher; 59.4% of working-age residents are in the labor force.
The annual average temperature per NOAA climate normals runs 64.1°F with 28.9 inches of precipitation per year and 2.3 inches of snowfall.
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. The average commute for Albany workers runs 19.5 minutes, with 79.4% driving alone and 10.3% working from home. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Albany's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from within-city variation to comparison shortlist to work and mobility to schools and households to climate and hazard context to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Albany, city-specific coverage includes annual population history, within-city Census tract profiles, commute-mode shares, matched public-school count.
No matched row is reported here for FBI reported-crime rates, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
1. Within-city variation
What can 1 Census tracts reveal inside Albany?
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Which cities make useful reference points for Albany?
Within Texas, the closest population matches are Quail Creek (1,722 residents, $83,523 income); Grapeland (1,720 residents, $36,918 income); Bangs (1,731 residents, $50,486 income). Outside the state, the closest population matches in this dataset are Unionville, MO (1,725 residents); Swedeland, PA (1,725 residents); Trainer, PA (1,725 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Albany?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 79.4%. The reported mean trip to work is 19.5 minutes.
The NCES join finds 2 public schools within the city match. 32.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Climate and hazard context
What physical conditions frame life in Albany?
NOAA normals put the annual mean temperature at 64.1°F, with 28.9 inches of precipitation and 2.3 inches of annual snowfall. FEMA's state-averaged National Risk Index score for Texas is 49.0 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
64.1°F
Annual precipitation
28.9 in
FEMA risk index (state avg)
49.0
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
How far does income reach against housing in Albany?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 14.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Household income
$56,339
Home value
$162,500
Value / income
2.9×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +44 residents from 2020 to 2025, a +2.4% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+2.4%
2025 estimate
1,905
2020 estimate
1,861
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Below median income · poverty 14.0% (High poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
D
City profile score · Albany, TX
40/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share C+
32.7%
Adults with a bachelor's degree or higher; ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$56,339
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
14.0%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Albany profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 63/100 (C+) · 32.7%
Cost of living: 53/100 (C-) · 97.1 index
Household income: 29/100 (F) · $56,339
Poverty rate: 24/100 (F) · 14.0%
How does Albany compare to other US cities?
Albany measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income29% higher than other cities
Home value31% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Albany against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Albany near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Albany ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Albany only against its own state's cities, not the full US field.
Median Household Income
#962 of 1,520
37th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#732 of 1,505
51st percentile in Texas
Poverty Rate
#547 of 1,663
67th percentile in Texas
Bachelor's Degree or Higher
#333 of 1,663
80th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
29th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Albany's home value compares nationally
Median home value vs. every US city (population 1,000+)
$162,500Among the most affordablemore affordable than 69% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Albany's home-value-to-income ratio: 2.9×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#6,026 of 15,516
More affordable than 61% of tracked cities (pop. 1,000+)
Size class
#5,185 of 11,323
Micro cities (under 10,000)
At 2.9×, Albany sits in the affordable band:
national rank #6,026 of 15,516 and #5,185 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$56,339Albany, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Albany, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Albany, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)32.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)14.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.4%
Census ACS S2301, share of working-age residents in the labor force
Population
1,725
Median Income
$56,339
Median Home Value
$162,500
Median Age
43.2
Poverty Rate
14.0%
Labor force participation
59.4%
Bachelor's Degree+
32.7%
Climate
Avg Temperature
64.1°F
Annual Precipitation
28.9"
Annual Snowfall
2.3"
Schools
Total Schools
2
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Albany's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
1,861 residents
2021
1,913 residents
2022
1,917 residents
2023
1,922 residents
2024
1,904 residents
2025
1,905 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
19.5 minutes
Drive Alone
79.4%
Carpool
8.7%
Public Transit
0.0%
Walk
1.5%
Work from Home
10.3%
Based on 846 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Albany. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Albany is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Albany sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Albany compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.