City profile · Texas · Census ACS 2023

Charlotte, TX

Population, income, housing, safety, climate and schools for Charlotte - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,109
Residents
$28,242
Median income
$61,900
Median home
$1,098
Median rent (state)

Charlotte - the verdict

Charlotte ranks in the 2nd percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

2nd
percentile, household income
1st
percentile, home value
28th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Charlotte, TX

Charlotte is a small town in Texas, home to 1,109 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Charlotte brings in $28,242 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 42.2%. Home values in Charlotte run a median of $61,900, and the median resident age is 46.6 years. About 3.3% of adults hold a bachelor's degree or higher, while 46.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 0 residential units authorized here in 2024 (No Permits). NOAA puts Charlotte's yearly average temperature at 72.3°F with 26.8 inches of precipitation per year.

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,098 monthly. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 60.7 out of 100 for natural-hazard exposure (Moderate).

Population

1,109 residents

Census ACS 2023 - Texas

Median Household Income

$28,242 /yr

Poverty 42.2%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Charlotte compare to other US cities?

Here's how Charlotte stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 2% higher than other cities
Home value 1% pricier than other cities
Median rent 28% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Charlotte against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Poverty Rate is Charlotte's strongest outlier among Texas cities

Among the 1,663 Texas cities PlainCities tracks with reported poverty rate data, Charlotte ranks #56 - the 97th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Charlotte only against its own state's cities, not the full US field.

Median Household Income
#1,489 of 1,520
2nd percentile in Texas
Median Gross Rent
#960 of 1,663
42nd percentile in Texas
Median Home Value
#1,401 of 1,505
7th percentile in Texas
Poverty Rate
#56 of 1,663
97th percentile in Texas
Bachelor's Degree or Higher
#1,541 of 1,663
7th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

2ndIncome percentile

2nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Charlotte's home value compares nationally

Median home value vs. every US city (population 1,000+)

$61,900 Among the most affordable more affordable than 99% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). This entry sits in this band. $75,000–$100,000: 1,086 US cities (7%). Above this entry. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Charlotte $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Charlotte, TX Charlotte, TX's reported median household income shown against the U.S. national quintile-share pattern (not Charlotte, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Charlotte, TX median $28,242/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Charlotte, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Charlotte, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 3.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 42.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 46.8%

Census ACS S2301, share of working-age residents in the labor force

Population
1,109
Median Income
$28,242
Median Home Value
$61,900
Median Age
46.6
Poverty Rate
42.2%
Labor force participation
46.8%
Bachelor's Degree+
3.3%

Climate

Avg Temperature
72.3°F
Annual Precipitation
26.8"
Annual Snowfall
0.0"

Schools

Total Schools
3
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
1,500 residents1,550 residents1,600 residents1,650 residents1,700 residents 202020212022202320242025 1,531 residents 1,653 residents ▲ +8.0%
Charlotte's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 0
2020 0
2021 0
2022 0
2023 0
2024 0

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
86.1%
Carpool
1.5%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.9%
Other
6.5%

Based on 459 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Charlotte sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,098/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
60.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Texas

Westminster
1,105 people
Rice Tracts
1,117 people
Bronte
1,098 people
Tenaha
1,098 people
Anton
1,121 people
Oyster Creek
1,097 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Charlotte's 1,109 residents (Census ACS 5-Year 2023).

Valmeyer, IL
1,109 people
Magnolia, NC
1,109 people
Guilford Lake, OH
1,109 people
Poquonock Bridge, CT
1,108 people
Conehatta, MS
1,110 people
Black Rock, NM
1,108 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Charlotte's $28,242 (Census ACS 5-Year 2023, table B19013).

Melfa, VA
$28,250 median income
Jonesville, NC
$28,257 median income
Springhill, LA
$28,223 median income
Pound, VA
$28,277 median income
Liberty, KY
$28,281 median income
Neelyville, MO
$28,281 median income

Race & Ethnicity Composition

Race and ethnicity - Charlotte, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Charlotte, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 44.5% 10.1% 45.4% ETHNICITY, Hispanic or Latino (any race) 87.2% White 44.5% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 10.1% Two or more races 45.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Charlotte compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Charlotte (this city) 1,109 $28,242
Westminster 1,105 N/A
Rice Tracts 1,117 $150,750
Bronte 1,098 $52,083
Census ACS 5-year FIPS TX NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Charlotte, TX?

What is the population of Charlotte, TX? +

Charlotte, TX counts 1,109 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Charlotte, TX? +

The median household income in Charlotte is $28,242 per year, based on Census ACS 2023 data.

What is the cost of living in Charlotte? +

BEA does not publish a city-level cost-of-living figure for Charlotte; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

What is the median home value in Charlotte, TX? +

Homes in Charlotte carry a median value of $61,900, according to Census ACS 2023 estimates.

What is the climate like in Charlotte? +

Climate normals put Charlotte's yearly average temperature at 72.3°F, 26.8 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.