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Place dossier plate
SheetTX-CLOVERLEAF-TX · Cloverleaf, TX 24,630 pop · income 29th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cloverleaf
Lowest/highest poles plus peers nearest Cloverleaf on median household income. Full ladder: /browse and /rankings.
median HH income
San Benito · lowest
41,445
San Benito · lowest
41,445 median HH income
25.9% of the leader · rank #1
McDonald · near
56,369
McDonald · near
56,369 median HH income
35.3% of the leader · rank #2
Cloverleaf · this city
56,371
Cloverleaf · this city
56,371 median HH income
35.3% of the leader · rank #3
Quincy · near
56,372
Quincy · near
56,372 median HH income
35.3% of the leader · rank #4
Mitchell · near
56,374
Mitchell · near
56,374 median HH income
35.3% of the leader · rank #5
Calverton · near
56,375
Calverton · near
56,375 median HH income
35.3% of the leader · rank #6
Bainbridge Is… · highest
159,882
Bainbridge Is… · highest
159,882 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cloverleaf on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 24,630.
Measured against every US city with at least 1,000 residents, Cloverleaf lands in the 29th percentile for household income. Source: Census ACS.
29th
percentile, household income
32nd
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cloverleaf, TX
Texas's Cloverleaf is a small city, with 24,630 residents per the latest Census Bureau ACS figures. Households in Cloverleaf report a median income of $56,371 per year, below the median for U.S. cities on this measure, with a poverty rate of 21.5%. Cloverleaf's housing stock carries a median value of $164,900, and the median resident age is 29.7 years. About 9.8% of adults hold a bachelor's degree or higher, while 58.2% of working-age residents are in the labor force.
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Workers in Cloverleaf report an average commute of 28.0 minutes, with 73.6% driving alone and 3.6% working from home. FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Cloverleaf's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cloverleaf, city-specific coverage includes commute-mode shares.
No matched row is reported here for within-city Census tract profiles, local building permits, matched public-school count, FBI reported-crime rates, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Cloverleaf?
Within Texas, the closest population matches are San Benito (24,677 residents, $41,445 income); Paris (24,678 residents, $45,439 income); Kerrville (24,532 residents, $59,431 income). Outside the state, the closest population matches in this dataset are Socastee, SC (24,629 residents); Belton, MO (24,618 residents); Port St. John, FL (24,617 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Cloverleaf?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 21.5%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Cloverleaf?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 73.6%. The reported mean trip to work is 28.0 minutes.
Below median income · poverty 21.5% (High poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
F
City profile score · Cloverleaf, TX
26/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$56,371
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
21.5%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
9.8%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cloverleaf profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 53/100 (C-) · 97.1 index
Household income: 29/100 (F) · $56,371
Poverty rate: 11/100 (F) · 21.5%
Bachelor's+ share: 6/100 (F) · 9.8%
How does Cloverleaf compare to other US cities?
Where Cloverleaf sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income29% higher than other cities
Home value32% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cloverleaf against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Cloverleaf near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Cloverleaf ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cloverleaf only against its own state's cities, not the full US field.
Median Household Income
#959 of 1,520
37th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#720 of 1,505
52nd percentile in Texas
Poverty Rate
#291 of 1,663
82nd percentile in Texas
Bachelor's Degree or Higher
#1,266 of 1,663
24th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
29th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cloverleaf's home value compares nationally
Median home value vs. every US city (population 1,000+)
$164,900Among the most affordablemore affordable than 68% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cloverleaf's home-value-to-income ratio: 2.9×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#6,281 of 15,516
More affordable than 60% of tracked cities (pop. 1,000+)
Size class
#805 of 3,317
Small cities (10,000–49,999)
At 2.9×, Cloverleaf sits in the affordable band:
national rank #6,281 of 15,516 and #805 of 3,317small cities (10,000–49,999).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$56,371Cloverleaf, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cloverleaf, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cloverleaf, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)9.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)21.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)58.2%
Census ACS S2301, share of working-age residents in the labor force
Population
24,630
Median Income
$56,371
Median Home Value
$164,900
Median Age
29.7
Poverty Rate
21.5%
Labor force participation
58.2%
Bachelor's Degree+
9.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
28.0 minutes
Drive Alone
73.6%
Carpool
19.0%
Public Transit
1.0%
Walk
1.7%
Work from Home
3.6%
Other
1.1%
Based on 9,769 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Cloverleaf. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cloverleaf is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cloverleaf sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cloverleaf compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.