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Place dossier plate
SheetTX-CUMBY-TX · Cumby, TX 743 pop · income 32nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cumby
Lowest/highest poles plus peers nearest Cumby on median household income. Full ladder: /browse and /rankings.
median HH income
Rule · lowest
31,875
Rule · lowest
31,875 median HH income
24.0% of the leader · rank #1
Cumby · this city
57,679
Cumby · this city
57,679 median HH income
43.4% of the leader · rank #2
Shipshewana · near
57,679
Shipshewana · near
57,679 median HH income
43.4% of the leader · rank #3
Boothbay Harb… · near
57,679
Boothbay Harb… · near
57,679 median HH income
43.4% of the leader · rank #4
Sister Bay · near
57,679
Sister Bay · near
57,679 median HH income
43.4% of the leader · rank #5
Princeton · near
57,682
Princeton · near
57,682 median HH income
43.4% of the leader · rank #6
Mi-Wuk · highest
132,870
Mi-Wuk · highest
132,870 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cumby on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 743.
Measured against every US city with at least 1,000 residents, Cumby lands in the 32nd percentile for household income. Source: Census ACS.
32nd
percentile, household income
7th
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cumby, TX
Texas's Cumby is a small town, with 743 residents per the latest Census Bureau ACS figures. Households in Cumby report a median income of $57,679 per year, below the median for U.S. cities on this measure, with a poverty rate of 15.7%. Cumby's housing stock carries a median value of $91,000, and the median resident age is 38.7 years. About 16.6% of adults hold a bachelor's degree or higher, while 55.3% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Low Activity).
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Cumby's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to schools and households to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cumby, city-specific coverage includes annual population history, commute-mode shares, matched public-school count, local building permits.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Is Cumby growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +44 residents from 2020 to 2025, a +6.5% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
How far does income reach against housing in Cumby?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 1.6 times median household income. The ACS poverty estimate is 15.7%, which keeps the citywide median from describing every household.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 3 public schools within the city match. 16.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Cumby?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Texas, the closest population matches are Pleasant Hill (744 residents, $51,331 income); Wells (741 residents, $64,250 income); West Alto Bonito (745 residents, $39,360 income). Outside the state, the closest population matches in this dataset are Mi-Wuk, CA (743 residents); Wallace, CA (743 residents); Rockvale, CO (743 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Cumby?
Driving alone is the largest reported mode at 87.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Drive alone
87.7%
Work from home
4.5%
Public transit
0.0%
City-level Census ACS commuting estimates covering 308 workers age 16+.
Below median income · poverty 15.7% (High poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
F
City profile score · Cumby, TX
33/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$57,679
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
16.6%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
15.7%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cumby profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 53/100 (C-) · 97.1 index
Household income: 31/100 (F) · $57,679
Bachelor's+ share: 24/100 (F) · 16.6%
Poverty rate: 21/100 (F) · 15.7%
How does Cumby compare to other US cities?
Here's how Cumby stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income32% higher than other cities
Home value7% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cumby against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Cumby near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Cumby ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cumby only against its own state's cities, not the full US field.
Median Household Income
#913 of 1,520
40th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#1,201 of 1,505
20th percentile in Texas
Poverty Rate
#474 of 1,663
71st percentile in Texas
Bachelor's Degree or Higher
#853 of 1,663
48th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
32nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cumby's home value compares nationally
Median home value vs. every US city (population 1,000+)
$91,000Among the most affordablemore affordable than 93% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cumby's home-value-to-income ratio: 1.6×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#528 of 15,516
More affordable than 97% of tracked cities (pop. 1,000+)
Size class
#516 of 11,323
Micro cities (under 10,000)
At 1.6×, Cumby sits in the affordable band:
national rank #528 of 15,516 and #516 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$57,679Cumby, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cumby, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cumby, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)16.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)15.7%
Census ACS S1701, poverty status
Labor force participation (adults 16+)55.3%
Census ACS S2301, share of working-age residents in the labor force
Population
743
Median Income
$57,679
Median Home Value
$91,000
Median Age
38.7
Poverty Rate
15.7%
Labor force participation
55.3%
Bachelor's Degree+
16.6%
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cumby's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
682 residents
2021
694 residents
2022
697 residents
2023
708 residents
2024
721 residents
2025
726 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Low Activity
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
3
3
0
$0.7M
2021
0
0
0
-
2022
2
2
0
$0.5M
2023
3
3
0
$0.9M
2024
2
2
0
$0.6M
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
87.7%
Carpool
5.5%
Public Transit
0.0%
Walk
1.6%
Work from Home
4.5%
Other
0.7%
Based on 308 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Cumby. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cumby is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cumby sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cumby compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.