City profile · Texas · Census ACS 2023

Elgin, TX

Population, income, housing, safety, climate and schools for Elgin - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

10,996
Residents
$85,666
Median income
$267,900
Median home
$1,852
Median rent (state)

Elgin - the verdict

Out of every US city with 1,000+ residents, Elgin places in the 67th percentile for household income and the 41st percentile for safety. Source: Census ACS + FBI UCR.

67th
percentile, household income
59th
percentile, home value
78th
percentile, median rent
41st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Elgin, TX

Census ACS 2023 estimates count 10,996 residents in Elgin, a small town within Texas. Elgin households earn a median of $85,666 annually, above the median for U.S. cities on this measure, with a poverty rate of 8.0%. Typical homes in Elgin are valued around $267,900, and the median resident age is 40.4 years. 22.5% of adults here have a bachelor's degree or higher; 69.1% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 372 residential units were authorized in 2024 (Building Boom), up 348% from five years earlier. Elgin reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1642.0 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). NOAA puts Elgin's yearly average temperature at 68.0°F with 36.1 inches of precipitation per year.

Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,852 per month. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). On FEMA's National Risk Index, this area rates 81.2 out of 100 for natural-hazard exposure (High).

Population

10,996 residents

Census ACS 2023 - Texas

Median Household Income

$85,666 /yr

Poverty 8.0%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Elgin compare to other US cities?

Here's how Elgin stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 67% higher than other cities
Home value 59% pricier than other cities
Median rent 78% pricier than other cities
Safety 41% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Texas and the picture shifts: Elgin ranks #377 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Elgin against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Median Gross Rent places Elgin toward the top of Texas's cities

Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Elgin ranks #139 - the 87th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Elgin only against its own state's cities, not the full US field.

Median Household Income
#384 of 1,520
75th percentile in Texas
Median Gross Rent
#139 of 1,663
87th percentile in Texas
Median Home Value
#344 of 1,505
77th percentile in Texas
Poverty Rate
#888 of 1,663
46th percentile in Texas
Bachelor's Degree or Higher
#581 of 1,663
65th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

67thIncome percentile
41stSafety percentile

67th percentile nationally for median household income · 41st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Elgin's profile vs. every US city

Income, affordability, and safety percentile

Elgin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 47 Avg. percentile National median
Elgin's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Elgin's home value compares nationally

Median home value vs. every US city (population 1,000+)

$267,900 41st percentile more affordable than 41% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Elgin $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Elgin, TX Elgin, TX's reported median household income shown against the U.S. national quintile-share pattern (not Elgin, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Elgin, TX median $85,666/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Elgin, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Elgin, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 22.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 69.1%

Census ACS S2301, share of working-age residents in the labor force

Population
10,996
Median Income
$85,666
Median Home Value
$267,900
Median Age
40.4
Poverty Rate
8.0%
Labor force participation
69.1%
Bachelor's Degree+
22.5%

Safety & Crime

Total Crime Rate
1642.0
per 100,000 residents
Violent Crime
173.2
per 100,000 residents
Property Crime
1468.8
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
68.0°F
Annual Precipitation
36.1"
Annual Snowfall
0.0"

Schools

Total Schools
7
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
8,000 residents10,000 residents12,000 residents14,000 residents 202020212022202320242025 9,803 residents 13,327 residents ▲ +35.9%
Elgin's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
372
housing units authorized
Single-Family
212
detached homes
Multifamily
160
apartments & condos
Supply Intensity
33.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 83
2020 221
2021 361
2022 390
2023 63
2024 372

Permit volume increased 348% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
71.3%
Carpool
9.8%
Public Transit
0.0%
Walk
0.0%
Work from Home
18.4%

Based on 5,965 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Elgin sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,852/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
81.2 / 100
High
FEMA NRI composite score (county)

Similar Cities in Texas

Burkburnett
11,012 people
Heartland
11,019 people
Iowa Colony
11,028 people
Pleasanton
10,854 people
Fredericksburg
11,254 people
Scenic Oaks
10,727 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Elgin's 10,996 residents (Census ACS 5-Year 2023).

Bolivar, MO
10,996 people
Brandon, SD
10,996 people
North Bellport, NY
10,999 people
Beachwood, NJ
11,002 people
Brandywine, MD
10,989 people
Huntertown, IN
10,984 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Elgin's $85,666 (Census ACS 5-Year 2023, table B19013).

Calvert Beach, MD
$85,667 median income
Teaticket, MA
$85,669 median income
Osceola, NE
$85,673 median income
Rail Road Flat, CA
$85,656 median income
Anderson, NJ
$85,655 median income
Running Springs, CA
$85,681 median income

Race & Ethnicity Composition

Race and ethnicity - Elgin, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Elgin, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 46.2% 19.2% 17.3% 14.4% ETHNICITY, Hispanic or Latino (any race) 44.1% White 46.2% Black or African American 19.2% Asian 0.2% American Indian 2.6% Native Hawaiian 0.0% Some other race 17.3% Two or more races 14.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Elgin compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Elgin (this city) 10,996 $85,666
Burkburnett 11,012 $65,796
Heartland 11,019 $107,165
Iowa Colony 11,028 $126,167
Census ACS 5-year FIPS TX FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Elgin, TX?

What is the population of Elgin, TX? +

Elgin, TX has a population of 10,996 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Elgin, TX? +

Median annual household income in Elgin runs $85,666, based on Census ACS 2023 data.

What is the cost of living in Elgin? +

BEA does not publish a city-level cost-of-living figure for Elgin; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Elgin, TX safe? +

Elgin has a total crime rate of 1642.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Elgin, TX? +

Elgin's median home value sits at $267,900, according to Census ACS 2023 estimates.

What is the climate like in Elgin? +

Elgin has an average annual temperature of 68.0°F, 36.1 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.