Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetTX-MONTGOMERY-TX · Montgomery, TX 2,272 pop · income 60th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Montgomery
Lowest/highest poles plus peers nearest Montgomery on median household income. Full ladder: /browse and /rankings.
median HH income
Clayton · lowest
32,625
Clayton · lowest
32,625 median HH income
22.8% of the leader · rank #1
Montgomery · this city
78,333
Montgomery · this city
78,333 median HH income
54.7% of the leader · rank #2
Cressey · near
78,333
Cressey · near
78,333 median HH income
54.7% of the leader · rank #3
Delaware City · near
78,333
Delaware City · near
78,333 median HH income
54.7% of the leader · rank #4
Snow Lake · near
78,333
Snow Lake · near
78,333 median HH income
54.7% of the leader · rank #5
Menlo · near
78,333
Menlo · near
78,333 median HH income
54.7% of the leader · rank #6
Copper Canyon · highest
143,304
Copper Canyon · highest
143,304 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Montgomery on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,272.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Montgomery - the verdict
Montgomery ranks in the 60th percentile for household income and the 50th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
60th
percentile, household income
74th
percentile, home value
40th
percentile, median rent
50th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Montgomery, TX
Census ACS 2023 estimates count 2,272 residents in Montgomery, a small town within Texas. Median household income here is $78,333 per year, above the median for U.S. cities on this measure, with a poverty rate of 10.0%. Typical homes in Montgomery are valued around $366,600, and the median resident age is 36.1 years. About 38.7% of adults hold a bachelor's degree or higher, while 58.6% of working-age residents are in the labor force.
In 2024, 117 residential building permits were authorized in Montgomery (Slowing), down 11% from five years earlier, per Census BPS data. Montgomery reports a comparatively low crime rate: FBI UCR reporting places total crime at 1362.3 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,149 monthly. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). FEMA's National Risk Index rates natural-hazard exposure at 49.0 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Montgomery's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to reported crime to work and mobility to comparison shortlist to population change to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Montgomery, city-specific coverage includes FBI reported-crime rates, annual population history, local building permits, matched public-school count, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Montgomery?
The NCES join finds 12 public schools within the city match. 38.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
What can the FBI record say about safety in Montgomery?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1362.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 40% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
What does the journey to work look like in Montgomery?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 68.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Montgomery?
Within Texas, the closest population matches are Pelican Bay (2,271 residents, $57,105 income); Inez (2,280 residents, $81,760 income); Monte Alto (2,260 residents, $40,920 income). Outside the state, the closest population matches in this dataset are Guilford Center, CT (2,272 residents); Clayton, AL (2,271 residents); Rio Verde, AZ (2,271 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Montgomery growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +1,100 residents from 2020 to 2025, a +54.9% change. Separately, Census BPS recorded 117 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
+54.9%
2025 estimate
3,105
2020 estimate
2,005
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
How far does income reach against housing in Montgomery?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.7 times median household income. The ACS poverty estimate is 10.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Household income
$78,333
Home value
$366,600
Value / income
4.7×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above median income · poverty 10.0% (Above-median poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
C+
City profile score · Montgomery, TX
60/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A-
65 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share B
38.7%
Adults with a bachelor's degree or higher; ACS.
Household income C
$78,333
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
10.0%
Share of residents below the poverty line; lower scores better on this axis.
Montgomery profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 80/100 (A-) · 65 /100k
Bachelor's+ share: 73/100 (B) · 38.7%
Household income: 58/100 (C) · $78,333
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 40/100 (D) · 10.0%
Where Montgomery sits on home value vs crime among peer cities
Montgomery's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Montgomery highlighted among 25 peers.Read the chart values
Montgomery, TX (this city): home $366,600, crime 1,362/100k
Clayton, AL : home $82,100, crime 1,320/100k
Pelican Bay, TX : home $140,000, crime 508/100k
Shiner, TX : home $219,800, crime 689/100k
Electra, TX : home $52,300, crime 1,369/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Montgomery compare to other US cities?
Montgomery measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income60% higher than other cities
Home value74% pricier than other cities
Median rent40% pricier than other cities
Safety50% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, Montgomery ranks #313 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Montgomery against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Montgomery near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Montgomery ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Montgomery only against its own state's cities, not the full US field.
Median Household Income
#455 of 1,520
70th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#170 of 1,505
89th percentile in Texas
Poverty Rate
#750 of 1,663
55th percentile in Texas
Bachelor's Degree or Higher
#242 of 1,663
85th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
60th percentile nationally for median household income · 50th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Montgomery's profile vs. every US city
Income, affordability, and safety percentile
Montgomery's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Montgomery's home value compares nationally
Median home value vs. every US city (population 1,000+)
$366,60026th percentilemore affordable than 26% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Montgomery's home-value-to-income ratio: 4.7×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,345 of 15,516
More affordable than 20% of tracked cities (pop. 1,000+)
Size class
#9,409 of 11,323
Micro cities (under 10,000)
At 4.7×, Montgomery sits in the moderate band:
national rank #12,345 of 15,516 and #9,409 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$78,333Montgomery, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Montgomery, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Montgomery, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)38.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)10.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)58.6%
Census ACS S2301, share of working-age residents in the labor force
Population
2,272
Median Income
$78,333
Median Home Value
$366,600
Median Age
36.1
Poverty Rate
10.0%
Labor force participation
58.6%
Bachelor's Degree+
38.7%
Safety & Crime
Total Crime Rate
1362.3
per 100,000 residents
Violent Crime
64.9
per 100,000 residents
Property Crime
1297.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
12
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Montgomery's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,005 residents
2021
2,319 residents
2022
2,458 residents
2023
2,789 residents
2024
2,880 residents
2025
3,105 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Slowing
Total Permits (2024)
117
housing units authorized
Single-Family
117
detached homes
Multifamily
0
apartments & condos
Supply Intensity
51.5
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
131
83
48
$25.1M
2020
155
94
61
$29.1M
2021
76
76
0
$18.2M
2022
170
98
72
$34.3M
2023
45
45
0
$12.4M
2024
117
117
0
$33.6M
Permit volume decreased 11% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
68.9%
Carpool
10.7%
Public Transit
0.0%
Walk
2.2%
Work from Home
14.2%
Other
4.0%
Based on 1,052 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Montgomery. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Montgomery is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Montgomery sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Montgomery compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.