City profile · Texas · Census ACS 2023

Oak Point, TX

Oak Point's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

5,395
Residents
$109,528
Median income
$368,000
Median home
$1,149
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Oak Point.

Place dossier plate

Sheet TX-OAK-POINT-TX · Oak Point, TX 5,395 pop · income 83rd pct

POP-TOWN · INC-HIGH · COL-PAR · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-TOWN 5,395
  • INC-HIGH $109,528
  • COL-PAR 97.1
  • SAFE-UNK Safety pending
  • RANK-TOP 83rd
  • PHOTO-FINISH ≈ Maryland
  • HOME-MID $368,000
  • BOOK-UNK Tracts pending

Nearest income peer: Maryland, MD (+ $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Oak Point

Lowest/highest poles plus peers nearest Oak Point on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Oak Point on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 5,395.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $109,528. Population peers are excluded.

4 peers

Oak Point - the verdict

Nationally, Oak Point sits in the 83rd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

83rd
percentile, household income
74th
percentile, home value
40th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oak Point, TX

Census ACS 2023 estimates count 5,395 residents in Oak Point, a small town within Texas. Households in Oak Point report a median income of $109,528 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.7%. Typical homes in Oak Point are valued around $368,000, and the median resident age is 34.1 years. Educational attainment runs 44.8% of adults with a bachelor's degree or higher. Separately, 71.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 51 residential units authorized here in 2024 (Construction Slowdown), down 86% from five years earlier.

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Workers in Oak Point report an average commute of 19.5 minutes, with 55.5% driving alone and 34.5% working from home. On FEMA's National Risk Index, this area rates 49.0 out of 100 for natural-hazard exposure (Low).

A decision-led reading path

Useful questions to ask of Oak Point's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to schools and households to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Oak Point, city-specific coverage includes local building permits, matched public-school count, annual population history, commute-mode shares. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Is Oak Point growing, shrinking, or holding steady?

Census PEP estimates show the population grew by +2,314 residents from 2020 to 2025, a +50.4% change. Separately, Census BPS recorded 51 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

See the national growth ranking →

2. Housing and income

How far does income reach against housing in Oak Point?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.4 times median household income. The ACS poverty estimate is 0.7%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

3. Schools and households

What does the education layer cover for Oak Point?

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

The NCES join finds 2 public schools within the city match. 44.8% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

See how the family ranking is built →

4. Comparison shortlist

Which cities make useful reference points for Oak Point?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Texas, the closest population matches are Sansom Park (5,387 residents, $40,993 income); Cameron (5,385 residents, $57,126 income); Van Alstyne (5,378 residents, $93,373 income). Outside the state, the closest population matches in this dataset are Rio Pinar, FL (5,396 residents); Layhill, MD (5,392 residents); Town and Country, WA (5,398 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Work and mobility

What does the journey to work look like in Oak Point?

Driving alone is the largest reported mode at 55.5%. The reported mean trip to work is 19.5 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Drive alone
55.5%
Work from home
34.5%
Public transit
0.0%

City-level Census ACS commuting estimates covering 2,618 workers age 16+.

Compare commute patterns →

Population

5,395 residents

Micro place (under 10k)

Median Household Income

$109,528 /yr

High income · poverty 0.7% (Very low poverty)

Cost of Living Index (state)

97.1 (US=100)

Near national cost · BEA RPP 2024, Texas average

City profile score · Oak Point, TX

77/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate A+
0.7%

Share of residents below the poverty line; lower scores better on this axis.

Household income A-
$109,528

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share B+
44.8%

Adults with a bachelor's degree or higher; ACS.

Cost of living C-
97.1 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Oak Point profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Household income, Bachelor's+ share, Cost of living. Poverty rateHousehold incomeBachelor's+ shareCost of living 77 B+
Oak Point profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 95/100 (A+) · 0.7%
  • Household income: 81/100 (A-) · $109,528
  • Bachelor's+ share: 79/100 (B+) · 44.8%
  • Cost of living: 53/100 (C-) · 97.1 index

How does Oak Point compare to other US cities?

Here's how Oak Point stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 83% higher than other cities
Home value 74% pricier than other cities
Median rent 40% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Oak Point against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Median Gross Rent places Oak Point near the bottom of Texas's cities

Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Oak Point ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oak Point only against its own state's cities, not the full US field.

Median Household Income
#194 of 1,520
87th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#167 of 1,505
89th percentile in Texas
Poverty Rate
#1,423 of 1,663
14th percentile in Texas
Bachelor's Degree or Higher
#177 of 1,663
89th percentile in Texas
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

83rdIncome percentile
Gauge source note

83rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oak Point's home value compares nationally

Median home value vs. every US city (population 1,000+)

$368,000 26th percentile more affordable than 26% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oak Point $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Oak Point's home-value-to-income ratio: 3.4×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#8,389 of 15,516
More affordable than 46% of tracked cities (pop. 1,000+)
Size class
#6,833 of 11,323
Micro cities (under 10,000)

At 3.4×, Oak Point sits in the moderate band: national rank #8,389 of 15,516 and #6,833 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$109,528 Oak Point, TX median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Oak Point, TX Oak Point, TX's median household income ($109,528) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Oak Point, TX-specific shares. $ Household Income Distribution Oak Point, TX median $109,528/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oak Point, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oak Point, TX.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 44.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 71.8%

Census ACS S2301, share of working-age residents in the labor force

Population
5,395
Median Income
$109,528
Median Home Value
$368,000
Median Age
34.1
Poverty Rate
0.7%
Labor force participation
71.8%
Bachelor's Degree+
44.8%

Schools

Total Schools
2
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,000 residents5,000 residents6,000 residents7,000 residents8,000 residents 202020212022202320242025 4,595 residents 6,909 residents ▲ +50.4%
Oak Point's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 4,595 residents
2021 5,571 residents
2022 6,017 residents
2023 6,399 residents
2024 6,830 residents
2025 6,909 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
51
housing units authorized
Single-Family
51
detached homes
Multifamily
0
apartments & condos
Supply Intensity
9.5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 366
2020 382
2021 174
2022 157
2023 173
2024 51

Permit volume decreased 86% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
19.5 minutes
Drive Alone
55.5%
Carpool
10.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
34.5%

Based on 2,618 workers 16 and over.

Monthly Utility Costs

Texas statewide monthly utility average (EIA 2023): $223

EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).

These are Texas statewide averages, not a meter reading for Oak Point. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oak Point is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).

Cost/risk geography note

Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oak Point sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Oak Point compares to similar-size Texas cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Oak Point (this city) 5,395 $109,528
Sansom Park 5,387 $40,993
Cameron 5,385 $57,126
Van Alstyne 5,378 $93,373
NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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