City profile · Texas · Census ACS 2023

Oak Point, TX

Population, income, housing, safety, climate and schools for Oak Point - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

5,395
Residents
$109,528
Median income
$368,000
Median home
$1,931
Median rent (state)

Oak Point - the verdict

Nationally, Oak Point sits in the 83rd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

83rd
percentile, household income
74th
percentile, home value
80th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oak Point, TX

Census ACS 2023 estimates count 5,395 residents in Oak Point, a small town within Texas. Median household income here is $109,528 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.7%. Typical homes in Oak Point are valued around $368,000, and the median resident age is 34.1 years. Educational attainment runs 44.8% of adults with a bachelor's degree or higher. Separately, 71.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 51 residential units authorized here in 2024 (Construction Slowdown), down 86% from five years earlier.

Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,931 per month. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Workers in Oak Point report an average commute of 19.5 minutes, with 55.5% driving alone and 34.5% working from home. On FEMA's National Risk Index, this area rates 96.9 out of 100 for natural-hazard exposure (Very High).

Population

5,395 residents

Census ACS 2023 - Texas

Median Household Income

$109,528 /yr

Poverty 0.7%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Oak Point compare to other US cities?

Here's how Oak Point stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 83% higher than other cities
Home value 74% pricier than other cities
Median rent 80% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Oak Point's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Texas, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

83rdIncome percentile

83rd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oak Point's home value compares nationally

Median home value vs. every US city (population 1,000+)

$368,000 26th percentile more affordable than 26% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oak Point $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oak Point, TX Oak Point, TX's reported median household income shown against the U.S. national quintile-share pattern (not Oak Point, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oak Point, TX median $109,528/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oak Point, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oak Point, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 44.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 71.8%

Census ACS S2301, share of working-age residents in the labor force

Population
5,395
Median Income
$109,528
Median Home Value
$368,000
Median Age
34.1
Poverty Rate
0.7%
Labor force participation
71.8%
Bachelor's Degree+
44.8%

Schools

Total Schools
2
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,000 residents5,000 residents6,000 residents7,000 residents8,000 residents 202020212022202320242025 4,595 residents 6,909 residents ▲ +50.4%
Oak Point's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
51
housing units authorized
Single-Family
51
detached homes
Multifamily
0
apartments & condos
Supply Intensity
9.5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 366
2020 382
2021 174
2022 157
2023 173
2024 51

Permit volume decreased 86% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.5 minutes
Drive Alone
55.5%
Carpool
10.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
34.5%

Based on 2,618 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oak Point sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,931/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.9 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Sansom Park
5,387 people
Cameron
5,385 people
Van Alstyne
5,378 people
Alvarado
5,424 people
Aledo
5,432 people
Atlanta
5,434 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oak Point's 5,395 residents (Census ACS 5-Year 2023).

Rio Pinar, FL
5,396 people
Layhill, MD
5,392 people
Town and Country, WA
5,398 people
Marlene, OR
5,391 people
Lake Barrington, IL
5,400 people
Colby, KS
5,389 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oak Point's $109,528 (Census ACS 5-Year 2023, table B19013).

Maryland, MD
$109,530 median income
Shingle Springs, CA
$109,531 median income
East Farmingdale, NY
$109,531 median income
Val Verde, CA
$109,543 median income
Rancho Cucamonga, CA
$109,511 median income
Pump Back, OK
$109,545 median income

Race & Ethnicity Composition

Race and ethnicity - Oak Point, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oak Point, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 68.4% 19.9% ETHNICITY, Hispanic or Latino (any race) 26.3% White 68.4% Black or African American 5.9% Asian 4.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 1.4% Two or more races 19.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oak Point compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oak Point (this city) 5,395 $109,528
Sansom Park 5,387 $40,993
Cameron 5,385 $57,126
Van Alstyne 5,378 $93,373
Census ACS 5-year FIPS TX NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Oak Point, TX?

What is the population of Oak Point, TX? +

Oak Point, TX has a population of 5,395 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oak Point, TX? +

Oak Point households earn a median of $109,528 annually, based on Census ACS 2023 data.

What is the cost of living in Oak Point? +

BEA does not publish a city-level cost-of-living figure for Oak Point; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

What is the median home value in Oak Point, TX? +

Homes in Oak Point carry a median value of $368,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.