Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetTX-POINT-TX · Point, TX 985 pop · income 22nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Point
Lowest/highest poles plus peers nearest Point on median household income. Full ladder: /browse and /rankings.
median HH income
Gibson · lowest
36,917
Gibson · lowest
36,917 median HH income
14.8% of the leader · rank #1
Linn Valley · near
51,694
Linn Valley · near
51,694 median HH income
20.7% of the leader · rank #2
Millington · near
51,695
Millington · near
51,695 median HH income
20.7% of the leader · rank #3
Point · this city
51,696
Point · this city
51,696 median HH income
20.7% of the leader · rank #4
Summersville · near
51,696
Summersville · near
51,696 median HH income
20.7% of the leader · rank #5
New York Mills · near
51,696
New York Mills · near
51,696 median HH income
20.7% of the leader · rank #6
Chevy Chase S… · highest
250,001
Chevy Chase S… · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Point on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 985.
Measured against every US city with at least 1,000 residents, Point lands in the 22nd percentile for household income. Source: Census ACS.
22nd
percentile, household income
25th
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Point, TX
Census ACS 2023 estimates count 985 residents in Point, a small town within Texas. Households in Point report a median income of $51,696 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 13.8%. Home values in Point run a median of $142,800, and the median resident age is 38.4 years. 9.3% of adults here have a bachelor's degree or higher; 53.9% of working-age residents are in the labor force.
In 2024, 8 residential building permits were authorized in Point (Low Activity), per Census BPS data.
Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Point's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Point, city-specific coverage includes local building permits, commute-mode shares, annual population history.
No matched row is reported here for matched public-school count, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Is Point growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +110 residents from 2020 to 2025, a +14.8% change. Separately, Census BPS recorded 8 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
How far does income reach against housing in Point?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.8 times median household income. The ACS poverty estimate is 13.8%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Point?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Texas, the closest population matches are Fort Davis (986 residents); Wortham (984 residents, $41,833 income); Avery (982 residents, $55,278 income). Outside the state, the closest population matches in this dataset are Boonville, CA (985 residents); Gibson, GA (985 residents); Pleasant Hill, IL (985 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Driving alone is the largest reported mode at 74.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
13.8%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$51,696
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
9.3%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Point profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 25/100 (F) · 13.8%
Household income: 23/100 (F) · $51,696
Bachelor's+ share: 5/100 (F) · 9.3%
How does Point compare to other US cities?
Where Point sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income22% higher than other cities
Home value25% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Point against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Point near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Point ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Point only against its own state's cities, not the full US field.
Median Household Income
#1,088 of 1,520
28th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#854 of 1,505
43rd percentile in Texas
Poverty Rate
#555 of 1,663
66th percentile in Texas
Bachelor's Degree or Higher
#1,295 of 1,663
22nd percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
22nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Point's home value compares nationally
Median home value vs. every US city (population 1,000+)
$142,800Among the most affordablemore affordable than 75% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Point's home-value-to-income ratio: 2.8×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,375 of 15,516
More affordable than 65% of tracked cities (pop. 1,000+)
Size class
#4,680 of 11,323
Micro cities (under 10,000)
At 2.8×, Point sits in the affordable band:
national rank #5,375 of 15,516 and #4,680 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$51,696Point, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Point, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Point, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)9.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)13.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)53.9%
Census ACS S2301, share of working-age residents in the labor force
Population
985
Median Income
$51,696
Median Home Value
$142,800
Median Age
38.4
Poverty Rate
13.8%
Labor force participation
53.9%
Bachelor's Degree+
9.3%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Point's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
743 residents
2021
760 residents
2022
777 residents
2023
787 residents
2024
824 residents
2025
853 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Low Activity
Total Permits (2024)
8
housing units authorized
Single-Family
8
detached homes
Multifamily
0
apartments & condos
Supply Intensity
8.1
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
0
0
0
-
2022
4
4
0
$0.2M
2023
11
11
0
$3.2M
2024
8
8
0
$2.3M
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
74.1%
Carpool
7.6%
Public Transit
0.0%
Walk
0.7%
Work from Home
17.2%
Based on 448 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Point. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Point is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Point sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Point compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.