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Place dossier plate
SheetTX-RICHWOOD-TX · Richwood, TX 4,766 pop · income 62nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Richwood
Lowest/highest poles plus peers nearest Richwood on median household income. Full ladder: /browse and /rankings.
median HH income
Carrizo Sprin… · lowest
36,077
Carrizo Sprin… · lowest
36,077 median HH income
29.7% of the leader · rank #1
Richwood · this city
80,250
Richwood · this city
80,250 median HH income
66.0% of the leader · rank #2
Mount Hebron · near
80,250
Mount Hebron · near
80,250 median HH income
66.0% of the leader · rank #3
Saylorville · near
80,250
Saylorville · near
80,250 median HH income
66.0% of the leader · rank #4
Green · near
80,250
Green · near
80,250 median HH income
66.0% of the leader · rank #5
Chaplin · near
80,250
Chaplin · near
80,250 median HH income
66.0% of the leader · rank #6
Grantley · highest
121,563
Grantley · highest
121,563 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Richwood on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,766.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Richwood - the verdict
Richwood ranks in the 62nd percentile for household income and the 75th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.
62nd
percentile, household income
51st
percentile, home value
40th
percentile, median rent
75th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Richwood, TX
Census ACS 2023 estimates count 4,766 residents in Richwood, a small town within Texas. Richwood households earn a median of $80,250 annually, above the median for U.S. cities on this measure, with a poverty rate of 1.6%. Home values in Richwood run a median of $230,800, and the median resident age is 32.7 years. 23.7% of adults here have a bachelor's degree or higher; 62.6% of working-age residents are in the labor force.
In 2024, 8 residential building permits were authorized in Richwood (Construction Slowdown), down 69% from five years earlier, per Census BPS data. Richwood reports a comparatively low crime rate: FBI UCR reporting places total crime at 730.7 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. HUD Fair Market Rent for a typical two-bedroom in this state is $1,149 per month. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. The average commute for Richwood workers runs 22.6 minutes, with 86.3% driving alone and 5.6% working from home. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Richwood's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to reported crime to housing and income to schools and households to population change to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Richwood, city-specific coverage includes local building permits, FBI reported-crime rates, matched public-school count, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Richwood?
Within Texas, the closest population matches are Carrizo Springs (4,800 residents, $36,077 income); Morgan's Point Resort (4,709 residents, $78,913 income); Fabens (4,704 residents, $42,524 income). Outside the state, the closest population matches in this dataset are Crystal Springs, MS (4,766 residents); St. Clair, MO (4,767 residents); Mount Orab, OH (4,765 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
What can the FBI record say about safety in Richwood?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 730.7 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 68% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
How far does income reach against housing in Richwood?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.9 times median household income. The ACS poverty estimate is 1.6%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The NCES join finds 1 public school within the city match. 23.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Population change
Is Richwood growing, shrinking, or holding steady?
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
Census PEP estimates show the population declined by -1 residents from 2020 to 2025, a -0.0% change. Separately, Census BPS recorded 8 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-0.0%
2025 estimate
4,777
2020 estimate
4,778
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What does the journey to work look like in Richwood?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 86.3%. The reported mean trip to work is 22.6 minutes.
Public transit
0.0%
Work from home
5.6%
Drive alone
86.3%
City-level Census ACS commuting estimates covering 2,161 workers age 16+.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A
1.6%
Share of residents below the poverty line; lower scores better on this axis.
Household income C+
$80,250
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime D
188 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share D
23.7%
Adults with a bachelor's degree or higher; ACS.
Richwood profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 89/100 (A) · 1.6%
Household income: 60/100 (C+) · $80,250
Cost of living: 53/100 (C-) · 97.1 index
Violent crime: 49/100 (D) · 188 /100k
Bachelor's+ share: 45/100 (D) · 23.7%
Where Richwood sits on home value vs crime among peer cities
Richwood's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Richwood highlighted among 26 peers.Read the chart values
Richwood, TX (this city): home $230,800, crime 731/100k
St. Clair, MO : home $134,100, crime 2,964/100k
Mount Orab, OH : home $220,800, crime 805/100k
Morgan's Point Resort, TX : home $199,800, crime 561/100k
Pilot Point, TX : home $268,300, crime 740/100k
Meadows Place, TX : home $256,000, crime 2,663/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Richwood compare to other US cities?
Richwood measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income62% higher than other cities
Home value51% pricier than other cities
Median rent40% pricier than other cities
Safety75% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
A national percentile can hide a lot of local variation: narrowed to Texas alone, Richwood ranks #155 of 624 Texas cities by lowest crime rate - a different, more locally useful comparison than stacking it against the entire country.
How we calculate these percentiles & ranks
Each percentile compares Richwood against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Richwood near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Richwood ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Richwood only against its own state's cities, not the full US field.
Median Household Income
#432 of 1,520
72nd percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#442 of 1,505
71st percentile in Texas
Poverty Rate
#1,376 of 1,663
17th percentile in Texas
Bachelor's Degree or Higher
#534 of 1,663
68th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
62nd percentile nationally for median household income · 75th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Richwood's profile vs. every US city
Income, affordability, and safety percentile
Richwood's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Richwood's home value compares nationally
Median home value vs. every US city (population 1,000+)
$230,80049th percentilemore affordable than 49% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Richwood's home-value-to-income ratio: 2.9×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,990 of 15,516
More affordable than 61% of tracked cities (pop. 1,000+)
Size class
#5,154 of 11,323
Micro cities (under 10,000)
At 2.9×, Richwood sits in the affordable band:
national rank #5,990 of 15,516 and #5,154 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$80,250Richwood, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Richwood, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Richwood, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)23.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.6%
Census ACS S2301, share of working-age residents in the labor force
Population
4,766
Median Income
$80,250
Median Home Value
$230,800
Median Age
32.7
Poverty Rate
1.6%
Labor force participation
62.6%
Bachelor's Degree+
23.7%
Safety & Crime
Total Crime Rate
730.7
per 100,000 residents
Violent Crime
187.9
per 100,000 residents
Property Crime
542.8
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Richwood's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
4,778 residents
2021
4,748 residents
2022
4,751 residents
2023
4,778 residents
2024
4,803 residents
2025
4,777 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
8
housing units authorized
Single-Family
8
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.7
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
26
26
0
$8.4M
2020
12
12
0
$2.8M
2021
19
19
0
$5.2M
2022
14
14
0
$3.6M
2023
11
11
0
$2.9M
2024
8
8
0
$3.2M
Permit volume decreased 69% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
22.6 minutes
Drive Alone
86.3%
Carpool
8.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.6%
Based on 2,161 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Richwood. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Richwood is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Richwood sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Richwood compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.