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Place dossier plate
SheetTX-SPEARMAN-TX · Spearman, TX 2,809 pop · income 46th pct · 2 tracts
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Spearman
Lowest/highest poles plus peers nearest Spearman on median household income. Full ladder: /browse and /rankings.
median HH income
Rafael Gonzál… · lowest
21,237
Rafael Gonzál… · lowest
21,237 median HH income
17.7% of the leader · rank #1
Hamilton · near
66,884
Hamilton · near
66,884 median HH income
55.6% of the leader · rank #2
Spearman · this city
66,903
Spearman · this city
66,903 median HH income
55.6% of the leader · rank #3
Green Cove Sp… · near
66,907
Green Cove Sp… · near
66,907 median HH income
55.6% of the leader · rank #4
Ruby · near
66,910
Ruby · near
66,910 median HH income
55.6% of the leader · rank #5
Centerville · near
66,912
Centerville · near
66,912 median HH income
55.6% of the leader · rank #6
Roman Forest · highest
120,313
Roman Forest · highest
120,313 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Spearman on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 2,809.
Nationally, Spearman sits in the 46th percentile for household income and the 99th percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
46th
percentile, household income
22nd
percentile, home value
40th
percentile, median rent
99th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Spearman, TX
Spearman is a small town in Texas, home to 2,809 residents per U.S. Census Bureau ACS 2023 estimates. Households in Spearman report a median income of $66,903 per year, below the median for U.S. cities on this measure, with a poverty rate of 8.4%. Home values in Spearman run a median of $135,100, and the median resident age is 40.8 years. About 29.6% of adults hold a bachelor's degree or higher, while 64.6% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier. Spearman reports a comparatively low crime rate: FBI UCR reporting places total crime at 0.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score). NOAA puts Spearman's yearly average temperature at 60.5°F.
Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. EIA 2023 residential energy data puts Texas's average monthly utility costs around $223 (state average). Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Spearman's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from climate and hazard context to schools and households to work and mobility to population change to reported crime to within-city variation to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Spearman, city-specific coverage includes within-city Census tract profiles, FBI reported-crime rates, annual population history, matched public-school count, commute-mode shares, local building permits.
All six city-specific enrichment layers used by this profile are present.
Question 1
What physical conditions frame life in Spearman?
NOAA normals put the annual mean temperature at 60.5°F. FEMA's state-averaged National Risk Index score for Texas is 49.0 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
The NCES join finds 3 public schools within the city match. 29.6% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
That layer breaks the citywide income, rent, and home-value medians into smaller Census geographies, which can reveal differences that one municipal median necessarily hides. A tract is a statistical area, not a locally defined neighborhood or a promise about conditions on a particular block. Start with the city profile for the broad comparison, then use the tract layer to test whether the same housing and income pattern is consistent across the city. Large within-city spreads are a reason to avoid treating any citywide median as a universal resident experience.
Which cities make useful reference points for Spearman?
Within Texas, the closest population matches are Holly Lake Ranch (2,821 residents, $77,245 income); Winnie (2,787 residents, $75,227 income); Roman Forest (2,832 residents, $120,313 income). Outside the state, the closest population matches in this dataset are Rafael González comunidad, PR (2,809 residents); Westminster, LA (2,810 residents); Montgomery City, MO (2,810 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Spearman?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 83.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.0%
Work from home
1.7%
Drive alone
83.8%
City-level Census ACS commuting estimates covering 1,354 workers age 16+.
Is Spearman growing, shrinking, or holding steady?
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Census PEP estimates show the population declined by -191 residents from 2020 to 2025, a -6.1% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Period change
-6.1%
2025 estimate
2,956
2020 estimate
3,147
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
What can the FBI record say about safety in Spearman?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 0.0 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 100% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
0.0
Violent rate
0.0
Total reported rate
0.0
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
How far does income reach against housing in Spearman?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.0 times median household income. The ACS poverty estimate is 8.4%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Household income
$66,903
Home value
$135,100
Value / income
2.0×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Below median income · poverty 8.4% (Above-median poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
C
City profile score · Spearman, TX
59/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Violent crime A+
0 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Bachelor's+ share C
29.6%
Adults with a bachelor's degree or higher; ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate D
8.4%
Share of residents below the poverty line; lower scores better on this axis.
Household income D
$66,903
Median household income vs U.S. cities (pop ≥1,000); ACS.
Spearman profile (scored ACS/FBI dimensions)Read the chart values
Violent crime: 97/100 (A+) · 0 /100k
Bachelor's+ share: 57/100 (C) · 29.6%
Cost of living: 53/100 (C-) · 97.1 index
Poverty rate: 46/100 (D) · 8.4%
Household income: 45/100 (D) · $66,903
How does Spearman compare to other US cities?
Here's how Spearman stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income46% higher than other cities
Home value22% pricier than other cities
Median rent40% pricier than other cities
Safety99% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Texas and the picture shifts: Spearman ranks #8 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Spearman against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Spearman near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Spearman ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spearman only against its own state's cities, not the full US field.
Median Household Income
#667 of 1,520
56th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#889 of 1,505
41st percentile in Texas
Poverty Rate
#849 of 1,663
49th percentile in Texas
Bachelor's Degree or Higher
#389 of 1,663
76th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
46th percentile nationally for median household income · 99th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Spearman's profile vs. every US city
Income, affordability, and safety percentile
Spearman's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Spearman's home value compares nationally
Median home value vs. every US city (population 1,000+)
$135,100Among the most affordablemore affordable than 78% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Spearman's home-value-to-income ratio: 2.0×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,696 of 15,516
More affordable than 89% of tracked cities (pop. 1,000+)
Size class
#1,624 of 11,323
Micro cities (under 10,000)
At 2.0×, Spearman sits in the affordable band:
national rank #1,696 of 15,516 and #1,624 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$66,903Spearman, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Spearman, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Spearman, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)29.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)64.6%
Census ACS S2301, share of working-age residents in the labor force
Population
2,809
Median Income
$66,903
Median Home Value
$135,100
Median Age
40.8
Poverty Rate
8.4%
Labor force participation
64.6%
Bachelor's Degree+
29.6%
Safety & Crime
Total Crime Rate
0.0
per 100,000 residents
Violent Crime
0.0
per 100,000 residents
Property Crime
0.0
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Climate
Avg Temperature
60.5°F
Annual Precipitation
N/A
Annual Snowfall
N/A
Schools
Total Schools
3
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Spearman's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
3,147 residents
2021
3,068 residents
2022
3,060 residents
2023
3,038 residents
2024
2,999 residents
2025
2,956 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
2
2
0
$0.4M
2020
3
3
0
$0.6M
2021
0
0
0
-
2022
1
1
0
$0.3M
2023
0
0
0
-
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
83.8%
Carpool
13.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
1.7%
Other
0.9%
Based on 1,354 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Spearman. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Spearman is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Spearman sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Spearman compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.