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Place dossier plate
SheetTX-ST-JO-TX · St. Jo, TX 876 pop · income 48th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around St. Jo
Lowest/highest poles plus peers nearest St. Jo on median household income. Full ladder: /browse and /rankings.
median HH income
Hargill · lowest
19,028
Hargill · lowest
19,028 median HH income
7.6% of the leader · rank #1
St. Jo · this city
68,750
St. Jo · this city
68,750 median HH income
27.5% of the leader · rank #2
Buffalo Soaps… · near
68,750
Buffalo Soaps… · near
68,750 median HH income
27.5% of the leader · rank #3
Friendship · near
68,750
Friendship · near
68,750 median HH income
27.5% of the leader · rank #4
Garner · near
68,750
Garner · near
68,750 median HH income
27.5% of the leader · rank #5
Poyen · near
68,750
Poyen · near
68,750 median HH income
27.5% of the leader · rank #6
Westover Hills · highest
250,001
Westover Hills · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for St. Jo on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 876.
Measured against every US city with at least 1,000 residents, St. Jo lands in the 48th percentile for household income. Source: Census ACS.
48th
percentile, household income
26th
percentile, home value
40th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: St. Jo, TX
St. Jo is a small town in Texas, home to 876 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in St. Jo brings in $68,750 a year, below the median for U.S. cities on this measure, with a poverty rate of 12.9%. Home values in St. Jo run a median of $146,900, and the median resident age is 34.4 years. 17.7% of adults here have a bachelor's degree or higher; 61.0% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits).
Texas tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Texas scores 97.1 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of St. Jo's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to population change to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For St. Jo, city-specific coverage includes commute-mode shares, annual population history, local building permits.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in St. Jo?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.1 times median household income. The ACS poverty estimate is 12.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +69 residents from 2020 to 2025, a +7.8% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
What does the journey to work look like in St. Jo?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 86.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for St. Jo?
Within Texas, the closest population matches are Hargill (876 residents, $19,028 income); Trinidad (877 residents, $48,984 income); Moulton (879 residents, $58,152 income). Outside the state, the closest population matches in this dataset are Hancock, NY (876 residents); White Plains, NC (876 residents); Gratis, OH (876 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Below median income · poverty 12.9% (Above-median poverty)
Cost of Living Index (state)
97.1 (US=100)
Near national cost · BEA RPP 2024, Texas average
D
City profile score · St. Jo, TX
40/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income D
$68,750
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
12.9%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share F
17.7%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
St. Jo profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 53/100 (C-) · 97.1 index
Household income: 47/100 (D) · $68,750
Poverty rate: 28/100 (F) · 12.9%
Bachelor's+ share: 28/100 (F) · 17.7%
How does St. Jo compare to other US cities?
St. Jo measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income48% higher than other cities
Home value26% pricier than other cities
Median rent40% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares St. Jo against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places St. Jo near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, St. Jo ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares St. Jo only against its own state's cities, not the full US field.
Median Household Income
#632 of 1,520
58th percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#822 of 1,505
45th percentile in Texas
Poverty Rate
#596 of 1,663
64th percentile in Texas
Bachelor's Degree or Higher
#786 of 1,663
52nd percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
48th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How St. Jo's home value compares nationally
Median home value vs. every US city (population 1,000+)
$146,900Among the most affordablemore affordable than 74% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
St. Jo's home-value-to-income ratio: 2.1×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,171 of 15,516
More affordable than 86% of tracked cities (pop. 1,000+)
Size class
#2,053 of 11,323
Micro cities (under 10,000)
At 2.1×, St. Jo sits in the affordable band:
national rank #2,171 of 15,516 and #2,053 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$68,750St. Jo, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context St. Jo, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for St. Jo, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)17.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)12.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)61.0%
Census ACS S2301, share of working-age residents in the labor force
Population
876
Median Income
$68,750
Median Home Value
$146,900
Median Age
34.4
Poverty Rate
12.9%
Labor force participation
61.0%
Bachelor's Degree+
17.7%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
St. Jo's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
887 residents
2021
903 residents
2022
927 residents
2023
949 residents
2024
956 residents
2025
956 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
0
0
0
-
2020
0
0
0
-
2021
1
1
0
$0.2M
2022
3
3
0
$0.5M
2023
0
0
0
-
2024
0
0
0
-
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
86.3%
Carpool
11.1%
Public Transit
0.0%
Walk
0.9%
Work from Home
1.7%
Based on 351 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for St. Jo. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around St. Jo is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county St. Jo sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How St. Jo compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.