City profile · Texas · Census ACS 2023

Stephenville, TX

Population, income, housing, safety, climate and schools for Stephenville - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

21,345
Residents
$55,504
Median income
$226,300
Median home
$1,179
Median rent (state)

Stephenville - the verdict

Stephenville ranks in the 28th percentile for household income and the 51st percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

28th
percentile, household income
50th
percentile, home value
35th
percentile, median rent
51st
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Stephenville, TX

Stephenville is a small city in Texas, home to 21,345 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $55,504 per year, below the median for U.S. cities on this measure, with a poverty rate of 9.1%. Typical homes in Stephenville are valued around $226,300, and the median resident age is 26.0 years. Educational attainment runs 33.5% of adults with a bachelor's degree or higher. Separately, 62.0% of working-age residents are in the labor force.

In 2024, 107 residential building permits were authorized in Stephenville (Construction Slowdown), down 68% from five years earlier, per Census BPS data. Stephenville reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1340.4 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score). NOAA climate normals record an annual average temperature of 65.0°F with 34.1 inches of precipitation per year and 0.7 inches of snowfall.

Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,179 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 75.0 out of 100 (High).

Population

21,345 residents

Census ACS 2023 - Texas

Median Household Income

$55,504 /yr

Poverty 9.1%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Stephenville compare to other US cities?

Where Stephenville sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 28% higher than other cities
Home value 50% pricier than other cities
Median rent 35% pricier than other cities
Safety 51% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Texas, Stephenville ranks #307 of 624 Texas cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Stephenville's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Texas, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

28thIncome percentile
51stSafety percentile

28th percentile nationally for median household income · 51st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Stephenville's profile vs. every US city

Income, affordability, and safety percentile

Stephenville's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 46 Avg. percentile National median
Stephenville's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Stephenville's home value compares nationally

Median home value vs. every US city (population 1,000+)

$226,300 Among the most affordable more affordable than 50% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Stephenville $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Stephenville, TX Stephenville, TX's reported median household income shown against the U.S. national quintile-share pattern (not Stephenville, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Stephenville, TX median $55,504/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Stephenville, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Stephenville, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 33.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.0%

Census ACS S2301, share of working-age residents in the labor force

Population
21,345
Median Income
$55,504
Median Home Value
$226,300
Median Age
26.0
Poverty Rate
9.1%
Labor force participation
62.0%
Bachelor's Degree+
33.5%

Safety & Crime

Total Crime Rate
1340.4
per 100,000 residents
Violent Crime
179.9
per 100,000 residents
Property Crime
1160.5
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Climate

Avg Temperature
65.0°F
Annual Precipitation
34.1"
Annual Snowfall
0.7"

Schools

Total Schools
10
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
21,000 residents21,500 residents22,000 residents22,500 residents 202020212022202320242025 21,108 residents 21,793 residents ▲ +3.2%
Stephenville's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
107
housing units authorized
Single-Family
24
detached homes
Multifamily
83
apartments & condos
Supply Intensity
5
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 336
2020 62
2021 49
2022 209
2023 67
2024 107

Permit volume decreased 68% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.1%
Carpool
10.1%
Public Transit
0.0%
Walk
6.8%
Work from Home
3.8%
Other
3.2%

Based on 10,756 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Stephenville sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,179/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
75.0 / 100
High
FEMA NRI composite score (county)

Similar Cities in Texas

Ennis
21,546 people
Dickinson
21,612 people
Murphy
21,001 people
Anna
20,975 people
Princeton
20,966 people
Brushy Creek
20,953 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Stephenville's 21,345 residents (Census ACS 5-Year 2023).

Ashland, OR
21,343 people
Carlisle, PA
21,335 people
Gallup, NM
21,333 people
Otsego, MN
21,358 people
East Patchogue, NY
21,364 people
South Lake Tahoe, CA
21,319 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Stephenville's $55,504 (Census ACS 5-Year 2023, table B19013).

Wagon Wheel, AZ
$55,506 median income
West Point, AL
$55,500 median income
Genoa, AR
$55,500 median income
Long Neck, DE
$55,508 median income
Mount Etna, IN
$55,500 median income
Cass City, MI
$55,500 median income

Race & Ethnicity Composition

Race and ethnicity - Stephenville, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Stephenville, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 80.2% 8.4% ETHNICITY, Hispanic or Latino (any race) 20.2% White 80.2% Black or African American 2.6% Asian 1.7% American Indian 1.1% Native Hawaiian 0.0% Some other race 5.9% Two or more races 8.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Stephenville compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Stephenville (this city) 21,345 $55,504
Ennis 21,546 $72,772
Dickinson 21,612 $82,018
Murphy 21,001 $165,109
Census ACS 5-year FIPS TX FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Stephenville, TX?

What is the population of Stephenville, TX? +

The population of Stephenville, TX stands at 21,345 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Stephenville, TX? +

Median annual household income in Stephenville runs $55,504, based on Census ACS 2023 data.

What is the cost of living in Stephenville? +

BEA does not publish a city-level cost-of-living figure for Stephenville; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Stephenville, TX safe? +

Stephenville has a total crime rate of 1340.4 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Stephenville, TX? +

Stephenville's median home value sits at $226,300, according to Census ACS 2023 estimates.

What is the climate like in Stephenville? +

The average annual temperature in Stephenville runs 65.0°F, 34.1 inches of precipitation, and 0.7 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.