City profile · Texas · Census ACS 2023

Temple, TX

Population, income, housing, safety, climate and schools for Temple - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

86,358
Residents
$64,945
Median income
$220,300
Median home
$1,233
Median rent (state)

Temple - the verdict

Measured against every US city with at least 1,000 residents, Temple lands in the 43rd percentile for household income and the 20th percentile for safety. Source: Census ACS + FBI UCR.

43rd
percentile, household income
48th
percentile, home value
39th
percentile, median rent
20th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Temple, TX

Texas's Temple is a small city, with 86,358 residents per the latest Census Bureau ACS figures. Temple households earn a median of $64,945 annually, below the median for U.S. cities on this measure, with a poverty rate of 13.1%. Temple's housing stock carries a median value of $220,300, and the median resident age is 33.8 years. About 29.5% of adults hold a bachelor's degree or higher, while 56.8% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 1,318 residential units authorized here in 2024 (Rapid Growth), up 31% from five years earlier. Crime here tracks close to the national norm: per-100,000 total crime stands at 2679.0 in FBI UCR data, near the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,233 monthly. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. The average commute for Temple workers runs 19.5 minutes, with 77.3% driving alone and 9.3% working from home. On FEMA's National Risk Index, this area rates 91.1 out of 100 for natural-hazard exposure (Very High).

Population

86,358 residents

Census ACS 2023 - Texas

Median Household Income

$64,945 /yr

Poverty 13.1%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Temple compare to other US cities?

Temple measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 43% higher than other cities
Home value 48% pricier than other cities
Median rent 39% pricier than other cities
Safety 20% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Texas and the picture shifts: Temple ranks #538 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares Temple against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Bachelor's Degree or Higher places Temple toward the top of Texas's cities

Among the 1,663 Texas cities PlainCities tracks with reported bachelor's degree or higher data, Temple ranks #393 - the 76th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Temple only against its own state's cities, not the full US field.

Median Household Income
#712 of 1,520
53rd percentile in Texas
Median Gross Rent
#649 of 1,663
60th percentile in Texas
Median Home Value
#482 of 1,505
68th percentile in Texas
Poverty Rate
#586 of 1,663
64th percentile in Texas
Bachelor's Degree or Higher
#393 of 1,663
76th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

43rdIncome percentile
20thSafety percentile

43rd percentile nationally for median household income · 20th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Temple's profile vs. every US city

Income, affordability, and safety percentile

Temple's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 40 Avg. percentile National median
Temple's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Temple's home value compares nationally

Median home value vs. every US city (population 1,000+)

$220,300 Among the most affordable more affordable than 52% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Temple $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Temple, TX Temple, TX's reported median household income shown against the U.S. national quintile-share pattern (not Temple, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Temple, TX median $64,945/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Temple, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Temple, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 13.1%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.8%

Census ACS S2301, share of working-age residents in the labor force

Population
86,358
Median Income
$64,945
Median Home Value
$220,300
Median Age
33.8
Poverty Rate
13.1%
Labor force participation
56.8%
Bachelor's Degree+
29.5%

Safety & Crime

Total Crime Rate
2679.0
per 100,000 residents
Violent Crime
316.9
per 100,000 residents
Property Crime
2362.1
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
24
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
80,000 residents85,000 residents90,000 residents95,000 residents100,000 residents 202020212022202320242025 82,837 residents 98,412 residents ▲ +18.8%
Temple's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Rapid Growth
Total Permits (2024)
1,318
housing units authorized
Single-Family
1,256
detached homes
Multifamily
62
apartments & condos
Supply Intensity
15.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1,006
2020 1,347
2021 1,922
2022 1,920
2023 1,556
2024 1,318

Permit volume increased 31% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
19.5 minutes
Drive Alone
77.3%
Carpool
11.1%
Public Transit
0.3%
Walk
0.6%
Work from Home
9.3%
Other
1.4%

Based on 37,022 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Temple sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,233/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
91.1 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Mission
86,234 people
Bryan
86,169 people
Baytown
84,538 people
Longview
82,765 people
Pharr
79,809 people
Georgetown
78,803 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Temple's 86,358 residents (Census ACS 5-Year 2023).

Manteca, CA
86,521 people
Town 'n' Country, FL
86,544 people
Danbury, CT
86,086 people
Deerfield Beach, FL
86,742 people
Hawthorne, CA
85,933 people
Whittier, CA
85,925 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Temple's $64,945 (Census ACS 5-Year 2023, table B19013).

Waubeka, WI
$64,943 median income
Salvo, NC
$64,940 median income
Florida Ridge, FL
$64,956 median income
Ashville, OH
$64,934 median income
Tilghman Island, MD
$64,931 median income
Loughman, FL
$64,926 median income

Race & Ethnicity Composition

Race and ethnicity - Temple, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Temple, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 62.4% 13.2% 15.6% ETHNICITY, Hispanic or Latino (any race) 29.1% White 62.4% Black or African American 13.2% Asian 2.2% American Indian 0.7% Native Hawaiian 0.1% Some other race 5.7% Two or more races 15.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Temple compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Temple (this city) 86,358 $64,945
Mission 86,234 $60,813
Bryan 86,169 $56,861
Baytown 84,538 $61,699
Census ACS 5-year FIPS TX FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Temple, TX?

What is the population of Temple, TX? +

86,358 people live in Temple, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Temple, TX? +

Temple households earn a median of $64,945 annually, based on Census ACS 2023 data.

What is the cost of living in Temple? +

BEA does not publish a city-level cost-of-living figure for Temple; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is Temple, TX safe? +

Temple has a total crime rate of 2679.0 per 100,000 residents, which is near the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Temple, TX? +

Homes in Temple carry a median value of $220,300, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.