City profile · Texas · Census ACS 2023

White Oak, TX

Population, income, housing, safety, climate and schools for White Oak - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

6,208
Residents
$95,193
Median income
$219,200
Median home
$1,199
Median rent (state)

White Oak - the verdict

White Oak ranks in the 75th percentile for household income and the 69th percentile for safety nationally, out of every US city with at least 1,000 residents. Source: Census ACS + FBI UCR.

75th
percentile, household income
48th
percentile, home value
36th
percentile, median rent
69th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: White Oak, TX

Texas's White Oak is a small town, with 6,208 residents per the latest Census Bureau ACS figures. The typical household in White Oak brings in $95,193 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 10.7%. White Oak's housing stock carries a median value of $219,200, and the median resident age is 32.7 years. 19.5% of adults here have a bachelor's degree or higher; 60.8% of working-age residents are in the labor force.

In 2024, 0 residential building permits were authorized in White Oak (No Permits), down 100% from five years earlier, per Census BPS data. White Oak reports a comparatively low crime rate: FBI UCR reporting places total crime at 884.0 incidents per 100,000 residents, below the national average (voluntary agency reporting, reflects reporting activity, not a definitive danger score).

Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,199 monthly. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 87.0 out of 100 on FEMA's National Risk Index (Very High).

Population

6,208 residents

Census ACS 2023 - Texas

Median Household Income

$95,193 /yr

Poverty 10.7%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does White Oak compare to other US cities?

Where White Oak sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 75% higher than other cities
Home value 48% pricier than other cities
Median rent 36% pricier than other cities
Safety 69% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Zoom in to just Texas and the picture shifts: White Oak ranks #198 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.

How we calculate these percentiles & ranks

Each percentile compares White Oak against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Median Home Value sits close to the middle of Texas's city distribution

Among the 1,505 Texas cities PlainCities tracks with reported median home value data, White Oak ranks #491 - the 67th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares White Oak only against its own state's cities, not the full US field.

Median Household Income
#284 of 1,520
81st percentile in Texas
Median Gross Rent
#692 of 1,663
58th percentile in Texas
Median Home Value
#491 of 1,505
67th percentile in Texas
Poverty Rate
#713 of 1,663
57th percentile in Texas
Bachelor's Degree or Higher
#701 of 1,663
58th percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

75thIncome percentile
69thSafety percentile

75th percentile nationally for median household income · 69th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

White Oak's profile vs. every US city

Income, affordability, and safety percentile

White Oak's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 67 Avg. percentile National median
White Oak's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How White Oak's home value compares nationally

Median home value vs. every US city (population 1,000+)

$219,200 Among the most affordable more affordable than 52% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. White Oak $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - White Oak, TX White Oak, TX's reported median household income shown against the U.S. national quintile-share pattern (not White Oak, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution White Oak, TX median $95,193/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
White Oak, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for White Oak, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 19.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 10.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 60.8%

Census ACS S2301, share of working-age residents in the labor force

Population
6,208
Median Income
$95,193
Median Home Value
$219,200
Median Age
32.7
Poverty Rate
10.7%
Labor force participation
60.8%
Bachelor's Degree+
19.5%

Safety & Crime

Total Crime Rate
884.0
per 100,000 residents
Violent Crime
80.4
per 100,000 residents
Property Crime
803.6
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
5
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
6,180 residents6,200 residents6,220 residents6,240 residents6,260 residents 202020212022202320242025 6,212 residents 6,186 residents ▼ -0.4%
White Oak's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 2
2021 6
2022 0
2023 0
2024 0

Permit volume decreased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
87.7%
Carpool
4.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
4.9%
Other
3.1%

Based on 2,783 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county White Oak sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,199/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
87.0 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Texas

Wolfforth
6,189 people
Cameron Park
6,180 people
Crystal City
6,241 people
Bridgeport
6,174 people
Bulverde
6,164 people
Briar
6,253 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to White Oak's 6,208 residents (Census ACS 5-Year 2023).

Gleneagle, CO
6,207 people
Boiling Spring Lakes, NC
6,206 people
Roseland, NJ
6,211 people
Freeport, FL
6,203 people
Paulsboro, NJ
6,213 people
Prosser, WA
6,213 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to White Oak's $95,193 (Census ACS 5-Year 2023, table B19013).

Bolinas, CA
$95,192 median income
Skyland, NV
$95,192 median income
Royal Oak, MI
$95,182 median income
Ave Maria, FL
$95,179 median income
Santaquin, UT
$95,175 median income
Islamorada, FL
$95,212 median income

Race & Ethnicity Composition

Race and ethnicity - White Oak, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition White Oak, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 75.4% 17.1% ETHNICITY, Hispanic or Latino (any race) 18.0% White 75.4% Black or African American 5.7% Asian 0.1% American Indian 0.4% Native Hawaiian 0.0% Some other race 1.4% Two or more races 17.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How White Oak compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
White Oak (this city) 6,208 $95,193
Wolfforth 6,189 $92,143
Cameron Park 6,180 $37,140
Crystal City 6,241 $38,598
Census ACS 5-year FIPS TX FBI UCR NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about White Oak, TX?

What is the population of White Oak, TX? +

6,208 people live in White Oak, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in White Oak, TX? +

White Oak households earn a median of $95,193 annually, based on Census ACS 2023 data.

What is the cost of living in White Oak? +

BEA does not publish a city-level cost-of-living figure for White Oak; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

Is White Oak, TX safe? +

White Oak has a total crime rate of 884.0 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in White Oak, TX? +

A typical home in White Oak is worth $219,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.