Population, income, housing, safety, climate and schools for Lake Monticello - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.
Out of every US city with 1,000+ residents, Lake Monticello places in the 79th percentile for household income. Source: Census ACS.
79th
percentile, household income
63rd
percentile, home value
77th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Lake Monticello, VA
Virginia's Lake Monticello is a small town, with 10,820 residents per the latest Census Bureau ACS figures. Median household income here is $101,363 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.3%. Lake Monticello's housing stock carries a median value of $288,300, and the median resident age is 40.7 years. 49.8% of adults here have a bachelor's degree or higher; 60.2% of working-age residents are in the labor force.
Virginia tracks close to the national cost-of-living baseline: the state registers 101.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,824 per month. Statewide, average monthly utility bills in Virginia run around $235, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 13.5 out of 100 for natural-hazard exposure (Very Low).
Population
10,820 residents
Census ACS 2023 - Virginia
Median Household Income
$101,363/yr
Poverty 3.3%
Cost of Living Index (state)
101.1 (US=100)
Near Average - BEA RPP 2024, Virginia average
How does Lake Monticello compare to other US cities?
Here's how Lake Monticello stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income79% higher than other cities
Home value63% pricier than other cities
Median rent77% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Lake Monticello's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Virginia, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.
79th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Lake Monticello's home value compares nationally
Median home value vs. every US city (population 1,000+)
$288,30037th percentilemore affordable than 37% of 15,600 US cities
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Income distribution context
Lake Monticello, VA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Lake Monticello, VA. Diagonal = perfect equality.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)49.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)60.2%
Census ACS S2301, share of working-age residents in the labor force
Population
10,820
Median Income
$101,363
Median Home Value
$288,300
Median Age
40.7
Poverty Rate
3.3%
Labor force participation
60.2%
Bachelor's Degree+
49.8%
Commute Patterns
How workers travel to work, Census ACS 2023
Drive Alone
68.4%
Carpool
9.3%
Public Transit
0.0%
Walk
1.8%
Work from Home
18.0%
Other
2.5%
Based on 5,135 workers 16 and over.
Monthly Utility Costs
State-average estimates for Virginia - EIA 2023 residential energy data
Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$50
avg/month
Total Utilities
$235
estimated/month
Estimates reflect Virginia state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Cost of living is a Virginia state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Lake Monticello sits in
Lake Monticello, VA has a population of 10,820 according to U.S. Census Bureau ACS 2023 estimates.
What is the median household income in Lake Monticello, VA?+
Lake Monticello households earn a median of $101,363 annually, based on Census ACS 2023 data.
What is the cost of living in Lake Monticello?+
BEA does not publish a city-level cost-of-living figure for Lake Monticello; the closest available measure is the Virginia state average, a cost of living index of 101.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Virginia vary by metro area.
What is the median home value in Lake Monticello, VA?+
The median home value in Lake Monticello is $288,300, according to Census ACS 2023 estimates.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.
Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial