Census tract · Fluvanna County
Census Tract 201.03, Fluvanna County, Virginia
Census Tract 201.03, GEOID 51065020103, in Fluvanna County, Virginia, entirely within Lake Monticello. 3,192 residents in the ACS 2020-2024 5-year estimates (±396); the 2020 Census counted 3,260.
Residents, 2020-2024
3,192
±396 (90% margin)
2020 Census count: 3,260
Median household income
$111,581
±$8,597 (90% margin)
Fluvanna County: $96,768
Median home value
$335,300
±$24,043 (90% margin)
Fluvanna County: $314,100
Median gross rent
$1,979
±$1,247 (90% margin)
Fluvanna County: $1,204
Where is Census Tract 201.03?
Census Tract 201.03 is one of 5 census tracts in Fluvanna County, Virginia. It covers 2.49 square miles of land, 1,308 residents per square mile in 2020. Its GEOID, 51065020103, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Lake Monticello | 100% |
3 census tracts border Census Tract 201.03: Tract 201.01 ($113,347), Tract 201.04 ($107,813) and Tract 203 ($97,625). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 201.03?
The 2020-2024 American Community Survey puts Census Tract 201.03's population at 3,192 (±396) in 1,423 households; the 2020 Census counted 3,260 residents and 1,532 housing units.
| Measure | Tract 201.03 | Lake Monticello |
|---|---|---|
| Total population | 3,192 ±396 | 10,662 |
| Households | 1,423 ±202 | 4,258 |
| Average household size | 2.24 ±0.22 | 2.50 |
| Housing units | 1,577 ±172 | 4,646 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 201.03?
The median resident of Census Tract 201.03 is 55.8 years old; 16.7% are under 18 and 35.9% are 65 or older. The largest group is non-Hispanic white residents at 84.4%, then non-Hispanic Black residents at 5.5%.
| Measure | Tract 201.03 | Lake Monticello |
|---|---|---|
| Median age | 55.8 ±7.9 | 42.1 |
| Under 18 years | 16.7% ±4.1 pts | 21.1% |
| 65 years and over | 35.9% ±6.3 pts | 24.6% |
| Hispanic or Latino (any race) | 3.0% ±3.7 pts | 7.0% |
| White alone, not Hispanic | 84.4% ±6.9 pts | 78.1% |
| Black or African American alone, not Hispanic | 5.5% ±5.4 pts | 6.9% |
| Asian alone, not Hispanic | 0.2% ±0.3 pts | 0.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.0% |
| Two or more races, not Hispanic | 5.5% ±4.6 pts | 6.8% |
| Some other race alone, not Hispanic | 1.4% ±2.1 pts | 0.8% |
| Born outside the United States | 0.2% ±0.3 pts | 1.5% |
| Speak a language other than English at home (age 5+) | 3.1% ±3.6 pts | 4.9% |
| Civilian veterans (age 18+) | 11.6% ±4.5 pts | 12.1% |
| With a disability | 14.6% ±4.1 pts | 11.3% |
| No health insurance coverage | 4.3% ±3.0 pts | 3.2% |
| High school graduate or higher (age 25+) | 96.8% ±3.2 pts | 98.2% |
| Bachelor's degree or higher (age 25+) | 52.3% ±8.3 pts | 51.8% |
| Graduate or professional degree (age 25+) | 25.1% ±6.7 pts | 21.6% |
| Lived in the same house a year earlier | 83.9% ±8.3 pts | 87.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 201.03 earn?
Half of the 1,423 households in Census Tract 201.03 earn less than $111,581 a year (±$8,597), against $96,768 across Fluvanna County: 2nd highest of the county's 5 tracts with a reliable estimate.
| Measure | Tract 201.03 | Lake Monticello |
|---|---|---|
| Median household income | $111,581 ±$8,597 | $106,818 |
| Mean household income | $159,661 ±$39,502 | $135,042 |
| Per capita income | $70,579 ±$17,785 | $54,583 |
| People below the poverty line | 8.8% ±6.8 pts | 6.7% |
| Children under 18 below the poverty line | 32.0% ±29.7 pts | 9.7% |
| Households receiving SNAP | 1.5% ±1.6 pts | 2.0% |
| Households with a computer | 98.7% ±2.3 pts | 99.2% |
| Households with a broadband subscription | 95.2% ±5.9 pts | 97.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 201.03?
Owners occupy 97.5% of Census Tract 201.03's occupied homes and renters 2.5%. The median owner-occupied home is valued at $335,300 by its owner (±$24,043). The median renter pays $1,979 a month including utilities.
| Measure | Tract 201.03 | Lake Monticello |
|---|---|---|
| Median home value (owner-occupied) | $335,300 ±$24,043 | $325,900 |
| Median gross rent | $1,979 ±$1,247 | $1,981 |
| Renters paying 35% or more of income on rent | 52.2% ±52.2 pts | 7.5% |
| Median monthly owner costs, with a mortgage | $1,755 ±$108 | $1,785 |
| Owner-occupied homes | 97.5% ±2.6 pts | 95.9% |
| Renter-occupied homes | 2.5% ±2.6 pts | 4.1% |
| Housing units | 1,577 ±172 | 4,646 |
| Single-family detached homes | 98.7% ±1.5 pts | 98.5% |
| Mobile homes | 0.0% ±2.5 pts | 0.0% |
| Built 2020 or later | 0.5% ±0.9 pts | 2.9% |
| Built 2010 to 2019 | 6.9% ±5.5 pts | 5.6% |
| Built 1939 or earlier | 0.0% ±2.5 pts | 1.0% |
| Households with no vehicle | 3.2% ±3.6 pts | 3.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 201.03 get to work?
66.0% of Census Tract 201.03's workers drive alone and 23.7% work from home. The average trip to work takes 32.3 minutes.
| Measure | Tract 201.03 | Lake Monticello |
|---|---|---|
| In the labor force (age 16+) | 53.4% ±6.4 pts | 61.7% |
| Unemployment rate | 3.8% ±3.6 pts | 3.0% |
| Drove alone to work | 66.0% ±11.4 pts | 62.9% |
| Carpooled | 5.5% ±6.2 pts | 10.2% |
| Public transportation | 0.0% ±2.8 pts | 0.0% |
| Walked | 4.7% ±6.5 pts | 1.9% |
| Worked from home | 23.7% ±8.4 pts | 21.9% |
| Mean travel time to work | 32.3 min ±5.8 | 29.8 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 201.03 compare with the other tracts in Fluvanna County?
Among Fluvanna County's tracts with a reliable estimate, Census Tract 201.03 ranks as shown below (1 = highest).
| Measure | In Fluvanna County | In Lake Monticello |
|---|---|---|
| Population | 5th of 5 | 3rd of 3 |
| Residents per square mile | 1st of 5 | 1st of 3 |
| Median household income | 2nd of 5 | 2nd of 3 |
| Per capita income | 1st of 5 | 1st of 3 |
| Median home value | 1st of 5 | 1st of 3 |
| Median gross rent | 2nd of 5 | 2nd of 3 |
| Bachelor's degree or higher | 2nd of 5 | 2nd of 3 |
| Median age | 1st of 5 | 1st of 3 |
| Owner-occupied share | 1st of 5 | 1st of 3 |
The tracts next to it on Fluvanna County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 201.01 | 1st | $113,347±$19,917 · within the margin of this tract |
| Tract 201.03 | 2nd | $111,581±$8,597 |
| Tract 201.04 | 3rd | $107,813±$13,146 · within the margin of this tract |
| Tract 203 | 4th | $97,625±$17,644 · within the margin of this tract |
| Tract 202 | 5th | $53,314±$3,095 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 201.03?
4 of the 18 figures for Census Tract 201.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections