Town · Vermont
Waterford, Vermont
Waterford, town, in Caledonia County, Vermont. Waterford had 1,288 residents on July 1, 2025 by the Census Bureau's estimate, up 1.0% since 2020; the 2020 Census counted 1,268 and the ACS 2020-2024 5-year estimates put it at 1,279 (±216). GEOID 5000577125.
Residents, July 2025 estimate
1,288
Census Bureau estimate (no margin published)
2020 Census count: 1,268 · ACS 2020-2024: 1,279 ±216
Median household income
$109,375
±$18,521 (90% margin)
Vermont: $81,203
Median home value
$271,500
±$22,103 (90% margin)
Vermont: $316,600
Median gross rent
not published
Vermont: $1,234
Where is Waterford and what county is it in?
Waterford is a town in Caledonia County, Vermont. It covers 38.3 square miles of land, 33 residents per square mile in 2020.
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Waterford, and is it growing?
The Census Bureau estimates that 1,288 people lived in Waterford on July 1, 2025, up 1.0% since 2020, faster than Vermont (+0.2%). The 2020 Census counted 1,268 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 1,279 (±216).
| Measure | Waterford | Caledonia County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 1,279±216 | 30,475 | no clear change |
| Households | 503±71 | 13,091 | no clear change |
| Average household size | 2.53±0.28 | 2.26 | no clear change |
| Housing units | 572±77 | 16,164 | no clear change |
Waterford's population since 2000
From 1,104 in 2000 to 1,288 in 2025: up 16.7%. The 2000, 2010 and 2020 figures are census counts, each for Waterford as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Waterford?
The median resident of Waterford is 45.4 years old; 16.7% are under 18 and 21.4% are 65 or older. The largest group is non-Hispanic white residents at 95.4%, then non-Hispanic residents of two or more races at 2.2%.
| Measure | Waterford | Caledonia County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 45.4±5.3 | 46.0 | no clear change |
| Under 18 years | 16.7%±4.2 pts | 18.4% | – |
| 65 years and over | 21.4%±5.4 pts | 23.1% | – |
| Male | 53.2%±4.1 pts | 50.5% | – |
| Hispanic or Latino (any race) | 1.6%±2.2 pts | 2.2% | – |
| White alone, not Hispanic | 95.4%±3.6 pts | 91.9% | no clear change |
| Black or African American alone, not Hispanic | 0.7%±1.3 pts | 0.7% | – |
| Asian alone, not Hispanic | 0.0%±1.9 pts | 0.4% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.9 pts | 0.2% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.9 pts | 0.0% | – |
| Two or more races, not Hispanic | 2.2%±2.0 pts | 3.7% | – |
| Some other race alone, not Hispanic | 0.2%±0.3 pts | 0.9% | – |
| Born outside the United States | 0.7%±0.5 pts | 2.5% | – |
| Speak a language other than English at home (age 5+) | 3.4%±1.7 pts | 4.5% | – |
| Civilian veterans (age 18+) | 2.0%±1.1 pts | 6.6% | – |
| With a disability | 9.2%±3.1 pts | 17.7% | – |
| No health insurance coverage | 5.3%±3.2 pts | 4.0% | – |
| High school graduate or higher (age 25+) | 97.4%±1.4 pts | 93.7% | – |
| Bachelor's degree or higher (age 25+) | 41.0%±6.3 pts | 33.2% | no clear change |
| Graduate or professional degree (age 25+) | 18.4%±4.9 pts | 13.5% | – |
| Lived in the same house a year earlier | 96.8%±2.2 pts | 89.8% | – |
| Moved from another state in the past year | 0.9%±1.3 pts | 3.5% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Waterford earn?
Half of Waterford's 503 households earn less than $109,375 a year (±$18,521), against $69,970 in Caledonia County and $81,203 in Vermont. In 2015-2019 it was $93,498 in 2024 dollars; the margins of error cannot tell the two periods apart. 7.0% of residents live below the poverty line.
| Measure | Waterford | Caledonia County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $109,375±$18,521 | $69,970 | no clear change |
| Mean household income | $114,563±$12,692 | $91,960 | – |
| Per capita income | $47,634±$5,839 | $40,336 | no clear change |
| People below the poverty line | 7.0%±4.3 pts | 11.7% | no clear change |
| Children under 18 below the poverty line | 0.0%±11.2 pts | 12.8% | – |
| Households receiving SNAP | 8.3%±5.5 pts | 14.9% | – |
| Households with a computer | 93.4%±5.3 pts | 92.9% | – |
| Households with a broadband subscription | 88.3%±6.1 pts | 86.4% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Waterford?
Owners occupy 99.0% of Waterford's occupied homes and renters 1.0%. The median owner-occupied home is valued at $271,500 by its owner (±$22,103).
| Measure | Waterford | Caledonia County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $271,500±$22,103 | $227,900 | no clear change |
| Median monthly owner costs, with a mortgage | $1,731±$270 | $1,605 | – |
| Owner-occupied homes | 99.0%±1.2 pts | 79.2% | +7.3 pts |
| Renter-occupied homes | 1.0%±1.2 pts | 20.8% | – |
| Housing units | 572±77 | 16,164 | no clear change |
| Homeowner vacancy rate | 0.0%±4.8 pts | 0.8% | – |
| Rental vacancy rate | 0.0%±100.0 pts | 3.5% | – |
| Single-family detached homes | 93.7%±4.4 pts | 75.0% | – |
| Mobile homes | 2.8%±2.7 pts | 8.8% | – |
| Built 2020 or later | 0.0%±4.3 pts | 0.6% | – |
| Built 2010 to 2019 | 5.4%±3.1 pts | 6.2% | – |
| Built 1939 or earlier | 7.2%±4.5 pts | 32.9% | – |
| Households with no vehicle | 3.6%±2.8 pts | 6.7% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How many new homes is Waterford building?
Builders took permits for 3 new housing units in Waterford in 2025 (3 in single-family houses), 2.3 per 1,000 residents against 3.6 across Vermont.
Counts of units in permits a local office issued; not every permitted unit is built. A year marked with months was reported for part of the year.
Source: Building Permits Survey, annual place files 2019-2025, U.S. Census Bureau · Census Building Permits Survey
How do people in Waterford work and get to work?
79.2% of Waterford's workers drive alone and 15.3% work from home. The average trip to work takes 24.4 minutes.
| Measure | Waterford | Caledonia County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 71.3%±5.5 pts | 62.6% | – |
| Unemployment rate | 1.0%±1.0 pts | 2.2% | – |
| Drove alone to work | 79.2%±8.2 pts | 69.9% | – |
| Carpooled | 2.2%±2.3 pts | 8.9% | – |
| Public transportation | 0.0%±3.4 pts | 0.2% | – |
| Walked | 2.2%±3.3 pts | 3.6% | – |
| Worked from home | 15.3%±7.7 pts | 15.1% | +9.9 pts |
| Mean travel time to work | 24.4 min±3.0 | 25.6 min | no clear change |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Waterford?
No census tract lies mostly in Waterford; 1 tract reaches into it (2020 census blocks).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9579Caledonia County | 3,134 | $80,294 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Waterford) · Census block assignment files
How does Waterford compare with other places in Vermont?
By the Census Bureau's July 2025 estimates, Waterford is the 6,579th-most populous of the 16,079 U.S. towns and townships that have one and the 123rd-most populous of 237 in Vermont.
Waterford ranks 20th of 198 places in Vermont with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 123rd | 237 |
| Growth 2020-2025 (PEP) | 63rd | 173 |
| Residents per square mile | 164th | 202 |
| Median household income | 20th | 198 |
| Per capita income | 69th | 202 |
| Median home value | 112th | 201 |
| Poverty rate | 123rd | 162 |
| Bachelor's degree or higher | 85th | 200 |
| Median age | 103rd | 202 |
| Owner-occupied share | 1st | 201 |
| Work from home | 97th | 185 |
| Travel time to work | 103rd | 202 |
Waterford's figures with every place in Vermont (CSV)
Every place in Vermont, sortable · Compare Waterford with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Waterford?
21 of the 55 figures for Waterford on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Waterford are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' school search.