Census tract · Montgomery County
Census Tract 3, Montgomery County, Ohio
Census Tract 3, GEOID 39113000300, in Montgomery County, Ohio, mostly within Dayton (63% of its census blocks). 2,181 residents in the ACS 2020-2024 5-year estimates (±454); the 2020 Census counted 2,076.
Residents, 2020-2024
2,181
±454 (90% margin)
2020 Census count: 2,076
Median household income
$42,762
±$7,390 (90% margin)
Montgomery County: $66,139
Median home value
$47,300
±$19,230 (90% margin)
Montgomery County: $180,900
Median gross rent
$967
±$89 (90% margin)
Montgomery County: $1,026
Where is Census Tract 3?
Census Tract 3 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.53 square miles of land, 3,917 residents per square mile in 2020. Its GEOID, 39113000300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Dayton | 63% |
| Fort McKinley | 37% |
| Harrison Township, Montgomery County | 37% |
3 census tracts border Census Tract 3: Tract 2 ($26,266), Tract 4 ($49,327) and Tract 801 ($45,782). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 3?
The 2020-2024 American Community Survey puts Census Tract 3's population at 2,181 (±454) in 955 households; the 2020 Census counted 2,076 residents and 1,225 housing units.
| Measure | Tract 3 | Dayton |
|---|---|---|
| Total population | 2,181±454 | 136,579 |
| Households | 955±170 | 58,477 |
| Average household size | 2.23±0.35 | 2.12 |
| Housing units | 1,276±161 | 70,335 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 3?
The median resident of Census Tract 3 is 30.7 years old; 28.7% are under 18 and 10.5% are 65 or older. The largest group is non-Hispanic Black residents at 84.5%, then non-Hispanic white residents at 7.8%.
| Measure | Tract 3 | Dayton |
|---|---|---|
| Median age | 30.7±4.6 | 34.1 |
| Under 18 years | 28.7%±7.4 pts | 21.3% |
| 65 years and over | 10.5%±4.1 pts | 14.1% |
| Hispanic or Latino (any race) | 4.1%±3.0 pts | 5.7% |
| White alone, not Hispanic | 7.8%±6.2 pts | 49.9% |
| Black or African American alone, not Hispanic | 84.5%±8.0 pts | 37.6% |
| Asian alone, not Hispanic | 0.0%±1.7 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.7 pts | 0.0% |
| Two or more races, not Hispanic | 3.5%±3.0 pts | 4.8% |
| Some other race alone, not Hispanic | 0.0%±1.7 pts | 0.5% |
| Born outside the United States | 1.6%±1.8 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 2.1%±2.2 pts | 8.0% |
| Civilian veterans (age 18+) | 10.3%±10.3 pts | 7.4% |
| With a disability | 20.3%±7.8 pts | 18.0% |
| No health insurance coverage | 19.3%±11.5 pts | 8.2% |
| High school graduate or higher (age 25+) | 86.1%±9.2 pts | 88.2% |
| Bachelor's degree or higher (age 25+) | 12.0%±7.7 pts | 21.6% |
| Graduate or professional degree (age 25+) | 0.5%±0.8 pts | 8.0% |
| Lived in the same house a year earlier | 70.4%±13.2 pts | 79.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 3 earn?
Half of the 955 households in Census Tract 3 earn less than $42,762 a year (±$7,390), against $66,139 across Montgomery County: 123rd highest of the county's 148 tracts with a reliable estimate. 28.3% of residents live below the poverty line.
| Measure | Tract 3 | Dayton |
|---|---|---|
| Median household income | $42,762±$7,390 | $45,247 |
| Mean household income | $51,116±$11,152 | $61,482 |
| Per capita income | $23,453±$5,082 | $27,444 |
| People below the poverty line | 28.3%±9.5 pts | 26.9% |
| Children under 18 below the poverty line | 32.9%±22.8 pts | 40.6% |
| Households receiving SNAP | 36.8%±13.9 pts | 25.0% |
| Households with a computer | 95.3%±4.5 pts | 91.7% |
| Households with a broadband subscription | 85.0%±9.4 pts | 85.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 3?
Owners occupy 32.1% of Census Tract 3's occupied homes and renters 67.9%. The median owner-occupied home is valued at $47,300 by its owner (±$19,230). The median renter pays $967 a month including utilities, and 33.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 3 | Dayton |
|---|---|---|
| Median home value (owner-occupied) | $47,300±$19,230 | $100,600 |
| Median gross rent | $967±$89 | $918 |
| Renters paying 35% or more of income on rent | 33.2%±16.4 pts | 44.5% |
| Median monthly owner costs, with a mortgage | $905±$246 | $1,147 |
| Owner-occupied homes | 32.1%±10.9 pts | 48.4% |
| Renter-occupied homes | 67.9%±10.9 pts | 51.6% |
| Housing units | 1,276±161 | 70,335 |
| Single-family detached homes | 46.3%±10.1 pts | 63.8% |
| Mobile homes | 0.0%±2.9 pts | 1.0% |
| Built 2020 or later | 0.0%±2.9 pts | 0.4% |
| Built 2010 to 2019 | 1.7%±2.0 pts | 3.0% |
| Built 1939 or earlier | 3.8%±4.0 pts | 36.7% |
| Households with no vehicle | 23.8%±11.4 pts | 15.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 3 get to work?
72.5% of Census Tract 3's workers drive alone. The average trip to work takes 15.9 minutes. The unemployment rate in 2020-2024 averaged 20.5%.
| Measure | Tract 3 | Dayton |
|---|---|---|
| In the labor force (age 16+) | 70.5%±10.1 pts | 59.2% |
| Unemployment rate | 20.5%±11.3 pts | 9.0% |
| Drove alone to work | 72.5%±12.8 pts | 72.2% |
| Carpooled | 13.0%±11.2 pts | 9.2% |
| Public transportation | 0.9%±1.7 pts | 3.1% |
| Walked | 4.0%±6.6 pts | 4.3% |
| Worked from home | 8.1%±6.6 pts | 9.7% |
| Mean travel time to work | 15.9 min±2.1 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 3 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 3 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Dayton |
|---|---|---|
| Population | 117th of 155 | 31st of 51 |
| Residents per square mile | 45th of 156 | 25th of 51 |
| Median household income | 123rd of 148 | 24th of 46 |
| Per capita income | 134th of 155 | 33rd of 51 |
| Median home value | 145th of 150 | 42nd of 47 |
| Median gross rent | 93rd of 145 | 25th of 49 |
| Poverty rate | 28th of 112 | 25th of 47 |
| Bachelor's degree or higher | 128th of 142 | 31st of 41 |
| Median age | 144th of 154 | 44th of 51 |
| Owner-occupied share | 141st of 153 | 44th of 51 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 301 | 120th | $43,907±$4,689 · within the margin of this tract |
| Tract 8.01 | 121st | $43,346±$8,118 · within the margin of this tract |
| Tract 205 | 122nd | $42,788±$3,381 · within the margin of this tract |
| Tract 3 | 123rd | $42,762±$7,390 |
| Tract 701.02 | 124th | $42,356±$13,249 · within the margin of this tract |
| Tract 46 | 125th | $41,940±$15,656 · within the margin of this tract |
| Tract 19 | 126th | $41,316±$17,914 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 3?
4 of the 18 figures for Census Tract 3 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections