Census tract · Habersham County

Census Tract 4, Habersham County, Georgia

Census Tract 4, GEOID 13137000400, in Habersham County, Georgia, partly within Cornelia and Mount Airy. 5,287 residents in the ACS 2020-2024 5-year estimates (±552); the 2020 Census counted 5,182.

Residents, 2020-2024

5,287

±552 (90% margin)
2020 Census count: 5,182

Median household income

$83,011

±$11,482 (90% margin)
Habersham County: $67,309

Median home value

$243,900

±$25,430 (90% margin)
Habersham County: $238,300

Median gross rent

$902

±$268 (90% margin)
Habersham County: $974

Where is Census Tract 4?

Census Tract 4 is one of 11 census tracts in Habersham County, Georgia. It covers 28.65 square miles of land, 181 residents per square mile in 2020. Its GEOID, 13137000400, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 4 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Cornelia30%
Mount Airy26%
Census Tract 4 (marked with a dot) in Habersham County, Georgia. Boundaries: Census Bureau 2024.
9701135.026.049701.019704.01 4 5 mi
Census Tract 4 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Habersham County.

8 census tracts border Census Tract 4: Tract 9701 in Banks County ($70,313), Tract 1 ($95,313), Tract 3 ($79,306), Tract 5.01 ($48,243), Tract 5.02 ($68,750), Tract 6.04 ($49,365), Tract 9701.01 in Stephens County ($30,035) and Tract 9704.01 in Stephens County ($85,304). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 4?

The 2020-2024 American Community Survey puts Census Tract 4's population at 5,287 (±552) in 1,801 households; the 2020 Census counted 5,182 residents and 2,025 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 4Habersham CountyGeorgia
Total population 5,287 ±552 47,793 10,940,407
Households 1,801 ±166 16,753 4,074,366
Average household size 2.93 ±0.24 2.71 2.62
Housing units 2,021 ±161 19,071 4,541,835

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 4?

The median resident of Census Tract 4 is 36.4 years old; 28.6% are under 18 and 14.8% are 65 or older. The largest group is non-Hispanic white residents at 71.0%, then Hispanic or Latino residents (of any race) at 21.0%. 12.1% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 4Habersham CountyGeorgia
Median age 36.4 ±2.6 39.4 37.6
Under 18 years 28.6% ±3.5 pts 21.8% 23.2%
65 years and over 14.8% ±2.4 pts 19.3% 15.0%
Hispanic or Latino (any race) 21.0% ±6.8 pts 16.1% 11.0%
White alone, not Hispanic 71.0% ±6.8 pts 75.4% 49.1%
Black or African American alone, not Hispanic 0.5% ±0.8 pts 3.2% 30.7%
Asian alone, not Hispanic 5.0% ±3.0 pts 2.3% 4.5%
American Indian and Alaska Native alone, not Hispanic 0.1% ±0.2 pts 0.1% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.9 pts 0.0% 0.1%
Two or more races, not Hispanic 1.7% ±1.0 pts 2.8% 3.9%
Some other race alone, not Hispanic 0.7% ±1.1 pts 0.2% 0.6%
Born outside the United States 12.1% ±3.9 pts 9.4% 11.2%
Speak a language other than English at home (age 5+) 23.5% ±6.9 pts 16.5% 15.5%
Civilian veterans (age 18+) 7.0% ±2.3 pts 6.0% 7.2%
With a disability 15.1% ±2.7 pts 16.8% 13.1%
No health insurance coverage 12.0% ±4.0 pts 14.5% 12.4%
High school graduate or higher (age 25+) 80.0% ±5.2 pts 82.6% 89.2%
Bachelor's degree or higher (age 25+) 19.8% ±4.5 pts 24.6% 34.9%
Graduate or professional degree (age 25+) 7.1% ±2.5 pts 10.3% 13.9%
Lived in the same house a year earlier 96.2% ±2.0 pts 87.9% 87.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 4 earn?

Half of the 1,801 households in Census Tract 4 earn less than $83,011 a year (±$11,482), against $67,309 across Habersham County: 3rd highest of the county's 11 tracts with a reliable estimate. 14.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 4Habersham CountyGeorgia
Median household income $83,011 ±$11,482 $67,309 $77,353
Mean household income $104,627 ±$21,480 $88,702 $106,944
Per capita income $34,449 ±$6,165 $32,241 $40,924
People below the poverty line 14.8% ±7.6 pts 14.1% 13.4%
Children under 18 below the poverty line 17.3% ±11.9 pts 17.4% 18.3%
Households receiving SNAP 13.6% ±6.6 pts 13.4% 12.3%
Households with a computer 91.2% ±4.5 pts 92.6% 95.8%
Households with a broadband subscription 86.6% ±5.5 pts 89.4% 91.0%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 4?

Owners occupy 83.6% of Census Tract 4's occupied homes and renters 16.4%. The median owner-occupied home is valued at $243,900 by its owner (±$25,430). The median renter pays $902 a month including utilities, and 54.1% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 4Habersham CountyGeorgia
Median home value (owner-occupied) $243,900 ±$25,430 $238,300 $303,300
Median gross rent $902 ±$268 $974 $1,393
Renters paying 35% or more of income on rent 54.1% ±30.3 pts 36.4% 43.4%
Median monthly owner costs, with a mortgage $1,313 ±$112 $1,464 $1,783
Owner-occupied homes 83.6% ±5.9 pts 72.8% 65.7%
Renter-occupied homes 16.4% ±5.9 pts 27.2% 34.3%
Housing units 2,021 ±161 19,071 4,541,835
Single-family detached homes 79.1% ±6.9 pts 70.5% 66.3%
Mobile homes 19.3% ±6.6 pts 20.3% 7.8%
Built 2020 or later 1.7% ±1.8 pts 2.2% 2.7%
Built 2010 to 2019 3.9% ±2.8 pts 5.2% 11.6%
Built 1939 or earlier 1.4% ±1.4 pts 2.9% 3.9%
Households with no vehicle 2.6% ±2.1 pts 4.2% 5.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 4 get to work?

79.4% of Census Tract 4's workers drive alone and 5.3% work from home. The average trip to work takes 23.3 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 4Habersham CountyGeorgia
In the labor force (age 16+) 61.6% ±4.6 pts 56.0% 63.8%
Unemployment rate 0.5% ±0.7 pts 2.7% 5.1%
Drove alone to work 79.4% ±6.1 pts 77.0% 70.9%
Carpooled 14.2% ±4.9 pts 11.8% 8.9%
Public transportation 0.0% ±2.0 pts 0.2% 1.1%
Walked 0.0% ±2.0 pts 0.7% 1.3%
Worked from home 5.3% ±3.0 pts 9.6% 15.9%
Mean travel time to work 23.3 min ±3.2 27.7 min 28.3 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 4 compare with the other tracts in Habersham County?

Among Habersham County's tracts with a reliable estimate, Census Tract 4 ranks as shown below (1 = highest).

Census Tract 4's rank among the tracts of Habersham County
MeasureIn Habersham County
Population4th of 11
Residents per square mile7th of 11
Median household income3rd of 11
Per capita income5th of 11
Median home value6th of 11
Median gross rent9th of 11
Poverty rate4th of 10
Bachelor's degree or higher8th of 11
Median age8th of 11
Owner-occupied share3rd of 11

The tracts next to it on Habersham County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 11st$95,313±$22,757 · within the margin of this tract3,890
Tract 2.042nd$85,208±$19,253 · within the margin of this tract1,661
Tract 43rd$83,011±$11,4825,287
Tract 34th$79,306±$13,720 · within the margin of this tract4,652
Tract 2.035th$73,333±$18,509 · within the margin of this tract4,401
Tract 2.016th$70,208±$18,740 · within the margin of this tract4,325

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 4?

1 of the 18 figures for Census Tract 4 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections