Census tract · Montgomery County
Census Tract 5, Montgomery County, Ohio
Census Tract 5, GEOID 39113000500, in Montgomery County, Ohio, mostly within Dayton (86% of its census blocks). 3,873 residents in the ACS 2020-2024 5-year estimates (±703); the 2020 Census counted 4,088.
Residents, 2020-2024
3,873
±703 (90% margin)
2020 Census count: 4,088
Median household income
$36,926
±$12,457 (90% margin)
Montgomery County: $66,139
Median home value
$91,700
±$7,381 (90% margin)
Montgomery County: $180,900
Median gross rent
$888
±$56 (90% margin)
Montgomery County: $1,026
Where is Census Tract 5?
Census Tract 5 is one of 156 census tracts in Montgomery County, Ohio. It covers 1.12 square miles of land, 3,647 residents per square mile in 2020. Its GEOID, 39113000500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Dayton | 86% |
| Harrison Township, Montgomery County | 14% |
| Shiloh, Montgomery County | 13% |
| Fort McKinley | 1% |
6 census tracts border Census Tract 5: Tract 4 ($49,327), Tract 6 ($57,500), Tract 8.01 ($43,346), Tract 8.02 ($32,033), Tract 801 ($45,782) and Tract 803. The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 5?
The 2020-2024 American Community Survey puts Census Tract 5's population at 3,873 (±703) in 1,957 households; the 2020 Census counted 4,088 residents and 2,177 housing units.
| Measure | Tract 5 | Dayton |
|---|---|---|
| Total population | 3,873 ±703 | 136,579 |
| Households | 1,957 ±297 | 58,477 |
| Average household size | 1.98 ±0.27 | 2.12 |
| Housing units | 2,230 ±287 | 70,335 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 5?
The median resident of Census Tract 5 is 37.3 years old; 22.5% are under 18 and 17.9% are 65 or older. The largest group is non-Hispanic Black residents at 76.5%, then non-Hispanic white residents at 16.5%.
| Measure | Tract 5 | Dayton |
|---|---|---|
| Median age | 37.3 ±6.6 | 34.1 |
| Under 18 years | 22.5% ±6.4 pts | 21.3% |
| 65 years and over | 17.9% ±4.0 pts | 14.1% |
| Hispanic or Latino (any race) | 3.3% ±4.6 pts | 5.7% |
| White alone, not Hispanic | 16.5% ±5.8 pts | 49.9% |
| Black or African American alone, not Hispanic | 76.5% ±5.4 pts | 37.6% |
| Asian alone, not Hispanic | 0.4% ±0.7 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 3.3% ±1.9 pts | 4.8% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.5% |
| Born outside the United States | 3.6% ±2.9 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 6.4% ±5.6 pts | 8.0% |
| Civilian veterans (age 18+) | 5.9% ±3.2 pts | 7.4% |
| With a disability | 17.0% ±4.6 pts | 18.0% |
| No health insurance coverage | 4.5% ±3.8 pts | 8.2% |
| High school graduate or higher (age 25+) | 90.1% ±5.4 pts | 88.2% |
| Bachelor's degree or higher (age 25+) | 22.3% ±9.2 pts | 21.6% |
| Graduate or professional degree (age 25+) | 6.4% ±3.8 pts | 8.0% |
| Lived in the same house a year earlier | 90.1% ±6.2 pts | 79.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 5 earn?
Half of the 1,957 households in Census Tract 5 earn less than $36,926 a year (±$12,457), against $66,139 across Montgomery County: 132nd highest of the county's 148 tracts with a reliable estimate. 30.8% of residents live below the poverty line.
| Measure | Tract 5 | Dayton |
|---|---|---|
| Median household income | $36,926 ±$12,457 | $45,247 |
| Mean household income | $54,566 ±$10,497 | $61,482 |
| Per capita income | $28,382 ±$5,875 | $27,444 |
| People below the poverty line | 30.8% ±12.6 pts | 26.9% |
| Children under 18 below the poverty line | 47.1% ±26.4 pts | 40.6% |
| Households receiving SNAP | 18.5% ±7.2 pts | 25.0% |
| Households with a computer | 91.0% ±6.4 pts | 91.7% |
| Households with a broadband subscription | 80.5% ±10.3 pts | 85.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 5?
Owners occupy 47.2% of Census Tract 5's occupied homes and renters 52.8%. The median owner-occupied home is valued at $91,700 by its owner (±$7,381). The median renter pays $888 a month including utilities, and 51.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 5 | Dayton |
|---|---|---|
| Median home value (owner-occupied) | $91,700 ±$7,381 | $100,600 |
| Median gross rent | $888 ±$56 | $918 |
| Renters paying 35% or more of income on rent | 51.0% ±15.6 pts | 44.5% |
| Median monthly owner costs, with a mortgage | $1,171 ±$86 | $1,147 |
| Owner-occupied homes | 47.2% ±10.4 pts | 48.4% |
| Renter-occupied homes | 52.8% ±10.4 pts | 51.6% |
| Housing units | 2,230 ±287 | 70,335 |
| Single-family detached homes | 66.6% ±6.9 pts | 63.8% |
| Mobile homes | 0.0% ±1.7 pts | 1.0% |
| Built 2020 or later | 0.4% ±0.6 pts | 0.4% |
| Built 2010 to 2019 | 0.0% ±1.7 pts | 3.0% |
| Built 1939 or earlier | 27.5% ±7.7 pts | 36.7% |
| Households with no vehicle | 18.3% ±8.0 pts | 15.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 5 get to work?
71.6% of Census Tract 5's workers drive alone and 15.3% work from home. The average trip to work takes 18.0 minutes. The unemployment rate in 2020-2024 averaged 16.7%.
| Measure | Tract 5 | Dayton |
|---|---|---|
| In the labor force (age 16+) | 67.2% ±5.9 pts | 59.2% |
| Unemployment rate | 16.7% ±9.5 pts | 9.0% |
| Drove alone to work | 71.6% ±9.5 pts | 72.2% |
| Carpooled | 6.7% ±5.5 pts | 9.2% |
| Public transportation | 2.1% ±2.6 pts | 3.1% |
| Walked | 1.3% ±1.7 pts | 4.3% |
| Worked from home | 15.3% ±7.8 pts | 9.7% |
| Mean travel time to work | 18.0 min ±3.7 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 5 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 5 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Dayton |
|---|---|---|
| Population | 55th of 155 | 13th of 51 |
| Residents per square mile | 54th of 156 | 29th of 51 |
| Median household income | 132nd of 148 | 32nd of 46 |
| Per capita income | 112th of 155 | 17th of 51 |
| Median home value | 121st of 150 | 22nd of 47 |
| Median gross rent | 115th of 145 | 33rd of 49 |
| Poverty rate | 21st of 112 | 19th of 47 |
| Bachelor's degree or higher | 92nd of 142 | 13th of 41 |
| Median age | 99th of 154 | 25th of 51 |
| Owner-occupied share | 116th of 153 | 27th of 51 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 38 | 129th | $39,361±$3,970 · within the margin of this tract |
| Tract 25 | 130th | $39,100±$16,062 · within the margin of this tract |
| Tract 23 | 131st | $38,911±$8,804 · within the margin of this tract |
| Tract 5 | 132nd | $36,926±$12,457 |
| Tract 18.02 | 133rd | $36,557±$8,004 · within the margin of this tract |
| Tract 18.01 | 134th | $33,362±$9,318 · within the margin of this tract |
| Tract 44 | 135th | $32,730±$12,679 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 5?
2 of the 18 figures for Census Tract 5 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections