Census tract · Charlevoix County
Census Tract 10, Charlevoix County, Michigan
Census Tract 10, GEOID 26029001000, in Charlevoix County, Michigan, mostly within South Arm Township (79% of its census blocks). 2,163 residents in the ACS 2020-2024 5-year estimates (±226); the 2020 Census counted 2,283.
Residents, 2020-2024
2,163
±226 (90% margin)
2020 Census count: 2,283
Median household income
$73,403
±$14,871 (90% margin)
Charlevoix County: $76,531
Median home value
$204,500
±$44,016 (90% margin)
Charlevoix County: $276,800
Median gross rent
$1,232
±$319 (90% margin)
Charlevoix County: $949
Where is Census Tract 10?
Census Tract 10 is one of 14 census tracts in Charlevoix County, Michigan. It covers 29.17 square miles of land, 78 residents per square mile in 2020. Its GEOID, 26029001000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| South Arm Township | 79% |
| East Jordan | 18% |
| Eveline Township | 3% |
7 census tracts border Census Tract 10: Tract 9601 in Antrim County ($75,069), Tract 9602 in Antrim County ($65,380), Tract 9603 in Antrim County ($71,750), Tract 8 ($85,114), Tract 9 ($113,063), Tract 11 ($65,233) and Tract 12 ($83,359). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 10?
The 2020-2024 American Community Survey puts Census Tract 10's population at 2,163 (±226) in 943 households; the 2020 Census counted 2,283 residents and 1,158 housing units.
| Measure | Tract 10 | South Arm Township |
|---|---|---|
| Total population | 2,163 ±226 | 1,911 |
| Households | 943 ±94 | 792 |
| Average household size | 2.19 ±0.16 | 2.29 |
| Housing units | 1,187 ±105 | 1,104 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 10?
The median resident of Census Tract 10 is 45.0 years old; 16.0% are under 18 and 26.0% are 65 or older. The largest group is non-Hispanic white residents at 93.9%, then non-Hispanic residents of two or more races at 4.1%.
| Measure | Tract 10 | South Arm Township |
|---|---|---|
| Median age | 45.0 ±7.7 | 49.3 |
| Under 18 years | 16.0% ±3.0 pts | 16.6% |
| 65 years and over | 26.0% ±3.7 pts | 25.8% |
| Hispanic or Latino (any race) | 0.6% ±0.9 pts | 0.6% |
| White alone, not Hispanic | 93.9% ±2.7 pts | 94.3% |
| Black or African American alone, not Hispanic | 0.7% ±1.1 pts | 0.8% |
| Asian alone, not Hispanic | 0.1% ±0.3 pts | 0.1% |
| American Indian and Alaska Native alone, not Hispanic | 0.6% ±0.7 pts | 0.3% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% |
| Two or more races, not Hispanic | 4.1% ±2.0 pts | 3.8% |
| Some other race alone, not Hispanic | 0.0% ±0.1 pts | 0.1% |
| Born outside the United States | 0.4% ±0.4 pts | 0.5% |
| Speak a language other than English at home (age 5+) | 3.4% ±1.7 pts | 4.5% |
| Civilian veterans (age 18+) | 8.9% ±3.8 pts | 7.3% |
| With a disability | 14.5% ±4.1 pts | 11.8% |
| No health insurance coverage | 6.8% ±2.4 pts | 6.8% |
| High school graduate or higher (age 25+) | 93.7% ±2.4 pts | 93.4% |
| Bachelor's degree or higher (age 25+) | 21.4% ±4.6 pts | 30.4% |
| Graduate or professional degree (age 25+) | 8.2% ±3.0 pts | 10.6% |
| Lived in the same house a year earlier | 93.1% ±4.3 pts | 91.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 10 earn?
Half of the 943 households in Census Tract 10 earn less than $73,403 a year (±$14,871), against $76,531 across Charlevoix County: 9th highest of the county's 13 tracts with a reliable estimate. 7.9% of residents live below the poverty line.
| Measure | Tract 10 | South Arm Township |
|---|---|---|
| Median household income | $73,403 ±$14,871 | $84,107 |
| Mean household income | $91,733 ±$12,251 | $103,990 |
| Per capita income | $39,089 ±$4,212 | $43,750 |
| People below the poverty line | 7.9% ±3.0 pts | 7.9% |
| Children under 18 below the poverty line | 7.5% ±6.6 pts | 6.9% |
| Households receiving SNAP | 5.0% ±2.4 pts | 2.5% |
| Households with a computer | 96.2% ±1.9 pts | 96.7% |
| Households with a broadband subscription | 87.6% ±4.1 pts | 88.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 10?
Owners occupy 87.0% of Census Tract 10's occupied homes and renters 13.0%. The median owner-occupied home is valued at $204,500 by its owner (±$44,016). The median renter pays $1,232 a month including utilities.
| Measure | Tract 10 | South Arm Township |
|---|---|---|
| Median home value (owner-occupied) | $204,500 ±$44,016 | $262,400 |
| Median gross rent | $1,232 ±$319 | $1,479 |
| Renters paying 35% or more of income on rent | 16.2% ±17.1 pts | 12.3% |
| Median monthly owner costs, with a mortgage | $1,285 ±$303 | $1,495 |
| Owner-occupied homes | 87.0% ±5.3 pts | 87.4% |
| Renter-occupied homes | 13.0% ±5.3 pts | 12.6% |
| Housing units | 1,187 ±105 | 1,104 |
| Single-family detached homes | 76.1% ±6.2 pts | 90.4% |
| Mobile homes | 17.7% ±5.4 pts | 9.6% |
| Built 2020 or later | 0.9% ±0.8 pts | 1.4% |
| Built 2010 to 2019 | 7.2% ±4.2 pts | 10.9% |
| Built 1939 or earlier | 6.4% ±2.5 pts | 10.2% |
| Households with no vehicle | 8.6% ±3.3 pts | 7.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 10 get to work?
82.8% of Census Tract 10's workers drive alone and 7.7% work from home. The average trip to work takes 24.2 minutes.
| Measure | Tract 10 | South Arm Township |
|---|---|---|
| In the labor force (age 16+) | 55.3% ±5.0 pts | 56.0% |
| Unemployment rate | 2.8% ±2.5 pts | 3.1% |
| Drove alone to work | 82.8% ±5.8 pts | 75.5% |
| Carpooled | 7.4% ±3.1 pts | 8.6% |
| Public transportation | 0.0% ±2.9 pts | 0.0% |
| Walked | 0.9% ±1.1 pts | 1.4% |
| Worked from home | 7.7% ±4.2 pts | 13.1% |
| Mean travel time to work | 24.2 min ±2.8 | 24.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 10 compare with the other tracts in Charlevoix County?
Among Charlevoix County's tracts with a reliable estimate, Census Tract 10 ranks as shown below (1 = highest).
| Measure | In Charlevoix County |
|---|---|
| Population | 6th of 13 |
| Residents per square mile | 7th of 13 |
| Median household income | 9th of 13 |
| Per capita income | 11th of 13 |
| Median home value | 11th of 13 |
| Median gross rent | 4th of 12 |
| Poverty rate | 7th of 13 |
| Bachelor's degree or higher | 12th of 13 |
| Median age | 9th of 13 |
| Owner-occupied share | 8th of 13 |
The tracts next to it on Charlevoix County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1 | 6th | $79,412±$7,930 · within the margin of this tract |
| Tract 5 | 7th | $75,938±$20,610 · within the margin of this tract |
| Tract 3 | 8th | $74,318±$2,717 · within the margin of this tract |
| Tract 10 | 9th | $73,403±$14,871 |
| Tract 11 | 10th | $65,233±$8,457 · within the margin of this tract |
| Tract 13 | 11th | $64,844±$14,344 · within the margin of this tract |
| Tract 14 | 12th | $60,119±$6,015 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 10?
3 of the 18 figures for Census Tract 10 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections