Census tract · Charlevoix County
Census Tract 13, Charlevoix County, Michigan
Census Tract 13, GEOID 26029001300, in Charlevoix County, Michigan, mostly within Boyne City (91% of its census blocks). 1,305 residents in the ACS 2020-2024 5-year estimates (±181); the 2020 Census counted 1,440.
Residents, 2020-2024
1,305
±181 (90% margin)
2020 Census count: 1,440
Median household income
$64,844
±$14,344 (90% margin)
Charlevoix County: $76,531
Median home value
$283,500
±$54,602 (90% margin)
Charlevoix County: $276,800
Median gross rent
$779
±$107 (90% margin)
Charlevoix County: $949
Where is Census Tract 13?
Census Tract 13 is one of 14 census tracts in Charlevoix County, Michigan. It covers 1.79 square miles of land, 805 residents per square mile in 2020. Its GEOID, 26029001300, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Boyne City | 91% |
| Boyne Valley Township | 4% |
| Wilson Township, Charlevoix County | 3% |
| Evangeline Township | 1% |
| Melrose Township | 1% |
3 census tracts border Census Tract 13: Tract 9 ($113,063), Tract 12 ($83,359) and Tract 14 ($60,119). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 13?
The 2020-2024 American Community Survey puts Census Tract 13's population at 1,305 (±181) in 637 households; the 2020 Census counted 1,440 residents and 885 housing units.
| Measure | Tract 13 | Boyne City |
|---|---|---|
| Total population | 1,305 ±181 | 3,825 |
| Households | 637 ±80 | 1,845 |
| Average household size | 2.04 ±0.17 | 2.05 |
| Housing units | 788 ±86 | 2,296 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 13?
The median resident of Census Tract 13 is 52.4 years old; 21.7% are under 18 and 30.3% are 65 or older. The largest group is non-Hispanic white residents at 90.3%, then non-Hispanic Black residents at 4.1%.
| Measure | Tract 13 | Boyne City |
|---|---|---|
| Median age | 52.4 ±11.3 | 48.8 |
| Under 18 years | 21.7% ±4.5 pts | 18.9% |
| 65 years and over | 30.3% ±6.6 pts | 24.7% |
| Hispanic or Latino (any race) | 0.4% ±0.6 pts | 1.8% |
| White alone, not Hispanic | 90.3% ±5.6 pts | 91.8% |
| Black or African American alone, not Hispanic | 4.1% ±3.6 pts | 1.4% |
| Asian alone, not Hispanic | 2.1% ±2.8 pts | 0.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.3 pts | 0.4% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.3 pts | 0.0% |
| Two or more races, not Hispanic | 3.0% ±3.1 pts | 3.3% |
| Some other race alone, not Hispanic | 0.0% ±2.3 pts | 0.6% |
| Born outside the United States | 2.7% ±2.6 pts | 1.2% |
| Speak a language other than English at home (age 5+) | 3.4% ±3.1 pts | 1.8% |
| Civilian veterans (age 18+) | 5.8% ±2.9 pts | 5.4% |
| With a disability | 13.3% ±4.6 pts | 15.3% |
| No health insurance coverage | 7.1% ±4.0 pts | 8.9% |
| High school graduate or higher (age 25+) | 94.4% ±3.5 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 28.5% ±8.6 pts | 32.9% |
| Graduate or professional degree (age 25+) | 6.3% ±3.1 pts | 12.1% |
| Lived in the same house a year earlier | 95.5% ±3.4 pts | 91.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 13 earn?
Half of the 637 households in Census Tract 13 earn less than $64,844 a year (±$14,344), against $76,531 across Charlevoix County: 11th highest of the county's 13 tracts with a reliable estimate. 8.0% of residents live below the poverty line.
| Measure | Tract 13 | Boyne City |
|---|---|---|
| Median household income | $64,844 ±$14,344 | $64,855 |
| Mean household income | $72,584 ±$11,004 | $82,160 |
| Per capita income | $34,669 ±$4,649 | $39,709 |
| People below the poverty line | 8.0% ±4.1 pts | 7.8% |
| Children under 18 below the poverty line | 0.0% ±10.1 pts | 2.7% |
| Households receiving SNAP | 16.5% ±7.2 pts | 16.1% |
| Households with a computer | 92.9% ±4.4 pts | 95.9% |
| Households with a broadband subscription | 86.3% ±6.6 pts | 89.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 13?
Owners occupy 60.8% of Census Tract 13's occupied homes and renters 39.2%. The median owner-occupied home is valued at $283,500 by its owner (±$54,602). The median renter pays $779 a month including utilities, and 71.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 13 | Boyne City |
|---|---|---|
| Median home value (owner-occupied) | $283,500 ±$54,602 | $249,000 |
| Median gross rent | $779 ±$107 | $906 |
| Renters paying 35% or more of income on rent | 71.9% ±17.7 pts | 36.0% |
| Median monthly owner costs, with a mortgage | $1,402 ±$216 | $1,475 |
| Owner-occupied homes | 60.8% ±10.2 pts | 68.2% |
| Renter-occupied homes | 39.2% ±10.2 pts | 31.8% |
| Housing units | 788 ±86 | 2,296 |
| Single-family detached homes | 66.9% ±7.8 pts | 64.2% |
| Mobile homes | 0.6% ±1.2 pts | 5.8% |
| Built 2020 or later | 1.4% ±2.1 pts | 0.8% |
| Built 2010 to 2019 | 3.7% ±4.0 pts | 2.8% |
| Built 1939 or earlier | 21.3% ±7.9 pts | 14.7% |
| Households with no vehicle | 6.6% ±4.9 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 13 get to work?
73.3% of Census Tract 13's workers drive alone. The average trip to work takes 20.4 minutes.
| Measure | Tract 13 | Boyne City |
|---|---|---|
| In the labor force (age 16+) | 55.5% ±6.9 pts | 64.3% |
| Unemployment rate | 0.2% ±0.4 pts | 5.0% |
| Drove alone to work | 73.3% ±8.2 pts | 71.5% |
| Carpooled | 13.2% ±6.6 pts | 9.2% |
| Public transportation | 0.0% ±5.1 pts | 1.0% |
| Walked | 4.2% ±3.3 pts | 2.0% |
| Worked from home | 7.1% ±5.3 pts | 14.7% |
| Mean travel time to work | 20.4 min ±7.6 | 15.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 13 compare with the other tracts in Charlevoix County?
Among Charlevoix County's tracts with a reliable estimate, Census Tract 13 ranks as shown below (1 = highest).
| Measure | In Charlevoix County | In Boyne City |
|---|---|---|
| Population | 11th of 13 | 3rd of 3 |
| Residents per square mile | 3rd of 13 | 2nd of 3 |
| Median household income | 11th of 13 | 2nd of 3 |
| Per capita income | 13th of 13 | 3rd of 3 |
| Median home value | 7th of 13 | 2nd of 3 |
| Median gross rent | 11th of 12 | 2nd of 3 |
| Poverty rate | 6th of 13 | 2nd of 3 |
| Bachelor's degree or higher | 10th of 13 | 3rd of 3 |
| Median age | 4th of 13 | 1st of 3 |
| Owner-occupied share | 13th of 13 | 3rd of 3 |
The tracts next to it on Charlevoix County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 3 | 8th | $74,318±$2,717 · within the margin of this tract |
| Tract 10 | 9th | $73,403±$14,871 · within the margin of this tract |
| Tract 11 | 10th | $65,233±$8,457 · within the margin of this tract |
| Tract 13 | 11th | $64,844±$14,344 |
| Tract 14 | 12th | $60,119±$6,015 · within the margin of this tract |
| Tract 15 | 13th | $49,821±$18,802 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 13?
4 of the 18 figures for Census Tract 13 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections