Census tract · St. Joseph County
Census Tract 10, St. Joseph County, Indiana
Census Tract 10, GEOID 18141001000, in St. Joseph County, Indiana, entirely within South Bend and Portage Township, St. Joseph County. 3,479 residents in the ACS 2020-2024 5-year estimates (±665); the 2020 Census counted 3,549.
Residents, 2020-2024
3,479
±665 (90% margin)
2020 Census count: 3,549
Median household income
$56,250
±$6,617 (90% margin)
St. Joseph County: $66,868
Median home value
$281,500
±$268,462 (90% margin)
St. Joseph County: $192,800
Median gross rent
$1,591
±$137 (90% margin)
St. Joseph County: $1,062
Where is Census Tract 10?
Census Tract 10 is one of 82 census tracts in St. Joseph County, Indiana. It covers 0.74 square miles of land, 4,815 residents per square mile in 2020. Its GEOID, 18141001000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| South Bend | 100% |
| Portage Township, St. Joseph County | 100% |
7 census tracts border Census Tract 10: Tract 8 ($103,705), Tract 9 ($57,917), Tract 11 ($56,439), Tract 12 ($99,688), Tract 16 ($125,704), Tract 112.03 ($43,000) and Tract 113.10 ($63,750). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 10?
The 2020-2024 American Community Survey puts Census Tract 10's population at 3,479 (±665) in 1,560 households; the 2020 Census counted 3,549 residents and 2,257 housing units.
| Measure | Tract 10 | South Bend |
|---|---|---|
| Total population | 3,479 ±665 | 103,085 |
| Households | 1,560 ±241 | 41,282 |
| Average household size | 2.21 ±0.32 | 2.44 |
| Housing units | 2,247 ±209 | 47,775 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 10?
The median resident of Census Tract 10 is 28.2 years old; 11.7% are under 18 and 17.5% are 65 or older. The largest group is non-Hispanic white residents at 62.4%, then non-Hispanic Black residents at 16.6%. 9.7% of residents were born outside the United States.
| Measure | Tract 10 | South Bend |
|---|---|---|
| Median age | 28.2 ±2.5 | 34.8 |
| Under 18 years | 11.7% ±4.6 pts | 25.5% |
| 65 years and over | 17.5% ±8.6 pts | 15.0% |
| Hispanic or Latino (any race) | 8.2% ±4.0 pts | 17.9% |
| White alone, not Hispanic | 62.4% ±9.5 pts | 50.9% |
| Black or African American alone, not Hispanic | 16.6% ±6.8 pts | 22.4% |
| Asian alone, not Hispanic | 3.4% ±2.3 pts | 2.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 9.4% ±5.2 pts | 5.8% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.6% |
| Born outside the United States | 9.7% ±3.8 pts | 8.5% |
| Speak a language other than English at home (age 5+) | 14.5% ±4.7 pts | 15.8% |
| Civilian veterans (age 18+) | 1.3% ±1.3 pts | 4.9% |
| With a disability | 11.0% ±4.9 pts | 15.0% |
| No health insurance coverage | 7.7% ±5.2 pts | 8.8% |
| High school graduate or higher (age 25+) | 94.7% ±4.5 pts | 87.8% |
| Bachelor's degree or higher (age 25+) | 66.1% ±10.8 pts | 29.3% |
| Graduate or professional degree (age 25+) | 19.0% ±5.7 pts | 12.1% |
| Lived in the same house a year earlier | 70.2% ±10.6 pts | 87.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 10 earn?
Half of the 1,560 households in Census Tract 10 earn less than $56,250 a year (±$6,617), against $66,868 across St. Joseph County: 53rd highest of the county's 81 tracts with a reliable estimate. 27.2% of residents live below the poverty line.
| Measure | Tract 10 | South Bend |
|---|---|---|
| Median household income | $56,250 ±$6,617 | $55,786 |
| Mean household income | $75,756 ±$14,049 | $75,985 |
| Per capita income | $34,734 ±$7,836 | $30,791 |
| People below the poverty line | 27.2% ±9.8 pts | 20.8% |
| Children under 18 below the poverty line | 4.7% ±7.2 pts | 29.1% |
| Households receiving SNAP | 5.1% ±3.6 pts | 16.3% |
| Households with a computer | 99.3% ±1.2 pts | 93.8% |
| Households with a broadband subscription | 92.4% ±5.2 pts | 88.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 10?
Owners occupy 44.0% of Census Tract 10's occupied homes and renters 56.0%. The median renter pays $1,591 a month including utilities, and 58.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 10 | South Bend |
|---|---|---|
| Median home value (owner-occupied) | $281,500 ±$268,462 | $140,400 |
| Median gross rent | $1,591 ±$137 | $1,033 |
| Renters paying 35% or more of income on rent | 58.4% ±14.5 pts | 41.1% |
| Median monthly owner costs, with a mortgage | $2,883 ±$770 | $1,132 |
| Owner-occupied homes | 44.0% ±8.8 pts | 60.2% |
| Renter-occupied homes | 56.0% ±8.8 pts | 39.8% |
| Housing units | 2,247 ±209 | 47,775 |
| Single-family detached homes | 44.4% ±6.5 pts | 71.6% |
| Mobile homes | 0.0% ±1.7 pts | 0.7% |
| Built 2020 or later | 4.2% ±2.6 pts | 0.5% |
| Built 2010 to 2019 | 44.2% ±7.8 pts | 4.4% |
| Built 1939 or earlier | 17.7% ±6.1 pts | 28.3% |
| Households with no vehicle | 12.4% ±5.8 pts | 9.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 10 get to work?
53.5% of Census Tract 10's workers drive alone and 22.1% work from home. The average trip to work takes 13.6 minutes.
| Measure | Tract 10 | South Bend |
|---|---|---|
| In the labor force (age 16+) | 59.0% ±8.8 pts | 62.7% |
| Unemployment rate | 1.7% ±2.4 pts | 6.5% |
| Drove alone to work | 53.5% ±10.5 pts | 71.1% |
| Carpooled | 3.9% ±3.2 pts | 11.6% |
| Public transportation | 0.0% ±2.1 pts | 1.6% |
| Walked | 12.7% ±5.3 pts | 2.2% |
| Worked from home | 22.1% ±8.1 pts | 11.2% |
| Mean travel time to work | 13.6 min ±1.8 | 20.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 10 compare with the other tracts in St. Joseph County?
Among St. Joseph County's tracts with a reliable estimate, Census Tract 10 ranks as shown below (1 = highest).
| Measure | In St. Joseph County | In South Bend |
|---|---|---|
| Population | 35th of 82 | 15th of 47 |
| Residents per square mile | 9th of 82 | 8th of 47 |
| Median household income | 53rd of 81 | 26th of 46 |
| Per capita income | 42nd of 81 | 19th of 46 |
| Median gross rent | 5th of 69 | 1st of 39 |
| Poverty rate | 21st of 63 | 17th of 37 |
| Bachelor's degree or higher | 2nd of 81 | 2nd of 46 |
| Median age | 75th of 82 | 41st of 47 |
| Owner-occupied share | 67th of 82 | 37th of 47 |
The tracts next to it on St. Joseph County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 21 | 50th | $56,750±$22,119 · within the margin of this tract |
| Tract 25 | 51st | $56,488±$14,696 · within the margin of this tract |
| Tract 11 | 52nd | $56,439±$16,441 · within the margin of this tract |
| Tract 10 | 53rd | $56,250±$6,617 |
| Tract 26 | 54th | $53,657±$13,207 · within the margin of this tract |
| Tract 113.09 | 55th | $52,068±$15,308 · within the margin of this tract |
| Tract 102.01 | 56th | $51,384±$8,946 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 10?
2 of the 18 figures for Census Tract 10 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections