Census tract · Hardin County
Census Tract 10.03, Hardin County, Kentucky
Census Tract 10.03, GEOID 21093001003, in Hardin County, Kentucky, partly within Elizabethtown. 4,989 residents in the ACS 2020-2024 5-year estimates (±917); the 2020 Census counted 4,965.
Residents, 2020-2024
4,989
±917 (90% margin)
2020 Census count: 4,965
Median household income
$85,885
±$14,627 (90% margin)
Hardin County: $67,647
Median home value
$247,400
±$38,331 (90% margin)
Hardin County: $225,800
Median gross rent
$1,130
±$180 (90% margin)
Hardin County: $971
Where is Census Tract 10.03?
Census Tract 10.03 is one of 28 census tracts in Hardin County, Kentucky. It covers 43.72 square miles of land, 114 residents per square mile in 2020. Its GEOID, 21093001003, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Elizabethtown | 10% |
7 census tracts border Census Tract 10.03: Tract 212 in Bullitt County ($67,516), Tract 10.04 ($75,909), Tract 10.06 ($105,498), Tract 11 ($47,723), Tract 15 ($68,750), Tract 9601.01 in Larue County ($68,250) and Tract 9306 in Nelson County ($66,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 10.03?
The 2020-2024 American Community Survey puts Census Tract 10.03's population at 4,989 (±917) in 1,974 households; the 2020 Census counted 4,965 residents and 2,017 housing units.
| Measure | Tract 10.03 | Hardin County |
|---|---|---|
| Total population | 4,989 ±917 | 111,942 |
| Households | 1,974 ±277 | 44,622 |
| Average household size | 2.52 ±0.22 | 2.44 |
| Housing units | 2,123 ±257 | 48,108 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 10.03?
The median resident of Census Tract 10.03 is 44.1 years old; 24.2% are under 18 and 13.8% are 65 or older. The largest group is non-Hispanic white residents at 93.5%, then Hispanic or Latino residents (of any race) at 2.8%.
| Measure | Tract 10.03 | Hardin County |
|---|---|---|
| Median age | 44.1 ±6.3 | 37.3 |
| Under 18 years | 24.2% ±4.8 pts | 24.7% |
| 65 years and over | 13.8% ±3.0 pts | 15.1% |
| Hispanic or Latino (any race) | 2.8% ±2.0 pts | 6.5% |
| White alone, not Hispanic | 93.5% ±2.8 pts | 74.4% |
| Black or African American alone, not Hispanic | 0.2% ±0.3 pts | 10.7% |
| Asian alone, not Hispanic | 1.8% ±1.3 pts | 2.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.4% ±0.7 pts | 0.1% |
| Two or more races, not Hispanic | 1.3% ±1.2 pts | 5.7% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 0.3% |
| Born outside the United States | 1.7% ±1.5 pts | 4.3% |
| Speak a language other than English at home (age 5+) | 2.9% ±2.3 pts | 6.8% |
| Civilian veterans (age 18+) | 10.6% ±4.1 pts | 15.3% |
| With a disability | 13.0% ±4.2 pts | 17.5% |
| No health insurance coverage | 3.9% ±2.2 pts | 5.8% |
| High school graduate or higher (age 25+) | 93.4% ±2.6 pts | 92.4% |
| Bachelor's degree or higher (age 25+) | 35.0% ±10.2 pts | 24.8% |
| Graduate or professional degree (age 25+) | 12.6% ±6.3 pts | 9.8% |
| Lived in the same house a year earlier | 87.4% ±7.3 pts | 84.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 10.03 earn?
Half of the 1,974 households in Census Tract 10.03 earn less than $85,885 a year (±$14,627), against $67,647 across Hardin County: 6th highest of the county's 27 tracts with a reliable estimate. 5.3% of residents live below the poverty line.
| Measure | Tract 10.03 | Hardin County |
|---|---|---|
| Median household income | $85,885 ±$14,627 | $67,647 |
| Mean household income | $204,883 ±$124,830 | $93,596 |
| Per capita income | $81,550 ±$46,814 | $37,638 |
| People below the poverty line | 5.3% ±2.2 pts | 13.1% |
| Children under 18 below the poverty line | 1.9% ±3.2 pts | 14.8% |
| Households receiving SNAP | 3.6% ±2.8 pts | 9.8% |
| Households with a computer | 97.4% ±2.0 pts | 94.6% |
| Households with a broadband subscription | 95.4% ±2.7 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 10.03?
Owners occupy 88.2% of Census Tract 10.03's occupied homes and renters 11.8%. The median owner-occupied home is valued at $247,400 by its owner (±$38,331). The median renter pays $1,130 a month including utilities.
| Measure | Tract 10.03 | Hardin County |
|---|---|---|
| Median home value (owner-occupied) | $247,400 ±$38,331 | $225,800 |
| Median gross rent | $1,130 ±$180 | $971 |
| Renters paying 35% or more of income on rent | 29.0% ±27.4 pts | 28.3% |
| Median monthly owner costs, with a mortgage | $1,422 ±$199 | $1,444 |
| Owner-occupied homes | 88.2% ±6.3 pts | 62.6% |
| Renter-occupied homes | 11.8% ±6.3 pts | 37.4% |
| Housing units | 2,123 ±257 | 48,108 |
| Single-family detached homes | 89.6% ±5.4 pts | 65.9% |
| Mobile homes | 9.4% ±5.2 pts | 8.3% |
| Built 2020 or later | 0.6% ±1.0 pts | 1.6% |
| Built 2010 to 2019 | 10.1% ±4.3 pts | 11.5% |
| Built 1939 or earlier | 12.3% ±10.3 pts | 4.8% |
| Households with no vehicle | 1.8% ±1.9 pts | 6.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 10.03 get to work?
74.4% of Census Tract 10.03's workers drive alone and 20.1% work from home. The average trip to work takes 23.6 minutes.
| Measure | Tract 10.03 | Hardin County |
|---|---|---|
| In the labor force (age 16+) | 62.2% ±5.3 pts | 63.1% |
| Unemployment rate | 7.0% ±4.8 pts | 6.6% |
| Drove alone to work | 74.4% ±10.3 pts | 76.7% |
| Carpooled | 4.2% ±3.0 pts | 9.4% |
| Public transportation | 1.3% ±2.2 pts | 0.2% |
| Walked | 0.0% ±1.6 pts | 2.7% |
| Worked from home | 20.1% ±10.0 pts | 9.2% |
| Mean travel time to work | 23.6 min ±3.0 | 22.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 10.03 compare with the other tracts in Hardin County?
Among Hardin County's tracts with a reliable estimate, Census Tract 10.03 ranks as shown below (1 = highest).
| Measure | In Hardin County |
|---|---|
| Population | 7th of 28 |
| Residents per square mile | 23rd of 28 |
| Median household income | 6th of 27 |
| Per capita income | 1st of 28 |
| Median home value | 12th of 25 |
| Median gross rent | 8th of 27 |
| Poverty rate | 22nd of 23 |
| Bachelor's degree or higher | 4th of 27 |
| Median age | 5th of 28 |
| Owner-occupied share | 3rd of 25 |
The tracts next to it on Hardin County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 10.06 | 3rd | $105,498±$18,111 · within the margin of this tract |
| Tract 9.03 | 4th | $94,250±$28,587 · within the margin of this tract |
| Tract 16.01 | 5th | $88,988±$28,325 · within the margin of this tract |
| Tract 10.03 | 6th | $85,885±$14,627 |
| Tract 10.05 | 7th | $79,719±$19,770 · within the margin of this tract |
| Tract 9.04 | 8th | $78,287±$11,851 · within the margin of this tract |
| Tract 10.04 | 9th | $75,909±$16,791 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 10.03?
3 of the 18 figures for Census Tract 10.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections