Census tract · Calhoun County
Census Tract 11.03, Calhoun County, Alabama
Census Tract 11.03, GEOID 01015001103, in Calhoun County, Alabama, mostly within Oxford (63% of its census blocks). 3,856 residents in the ACS 2020-2024 5-year estimates (±589); the 2020 Census counted 3,663.
Residents, 2020-2024
3,856
±589 (90% margin)
2020 Census count: 3,663
Median household income
$63,945
±$8,450 (90% margin)
Calhoun County: $55,029
Median home value
$193,100
±$26,582 (90% margin)
Calhoun County: $156,600
Median gross rent
$1,076
±$223 (90% margin)
Calhoun County: $826
Where is Census Tract 11.03?
Census Tract 11.03 is one of 38 census tracts in Calhoun County, Alabama. It covers 5.57 square miles of land, 658 residents per square mile in 2020. Its GEOID, 01015001103, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Oxford | 63% |
6 census tracts border Census Tract 11.03: Tract 11.01 ($101,811), Tract 11.02, Tract 12.01 ($52,098), Tract 12.02 ($62,452), Tract 101.01 in Talladega County ($87,389) and Tract 101.02 in Talladega County ($55,938). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 11.03?
The 2020-2024 American Community Survey puts Census Tract 11.03's population at 3,856 (±589) in 1,368 households; the 2020 Census counted 3,663 residents and 1,575 housing units.
| Measure | Tract 11.03 | Oxford |
|---|---|---|
| Total population | 3,856 ±589 | 22,063 |
| Households | 1,368 ±177 | 8,347 |
| Average household size | 2.81 ±0.33 | 2.62 |
| Housing units | 1,561 ±185 | 9,320 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 11.03?
The median resident of Census Tract 11.03 is 44.7 years old; 24.6% are under 18 and 20.4% are 65 or older. The largest group is non-Hispanic white residents at 72.6%, then non-Hispanic Black residents at 15.0%.
| Measure | Tract 11.03 | Oxford |
|---|---|---|
| Median age | 44.7 ±10.1 | 38.3 |
| Under 18 years | 24.6% ±6.3 pts | 23.0% |
| 65 years and over | 20.4% ±4.2 pts | 16.7% |
| Hispanic or Latino (any race) | 10.7% ±9.9 pts | 6.0% |
| White alone, not Hispanic | 72.6% ±9.8 pts | 73.3% |
| Black or African American alone, not Hispanic | 15.0% ±4.3 pts | 15.1% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 1.4% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.0% |
| Two or more races, not Hispanic | 0.4% ±0.5 pts | 3.8% |
| Some other race alone, not Hispanic | 1.3% ±2.3 pts | 0.3% |
| Born outside the United States | 3.1% ±2.7 pts | 4.4% |
| Speak a language other than English at home (age 5+) | 8.2% ±8.6 pts | 6.3% |
| Civilian veterans (age 18+) | 7.9% ±3.5 pts | 7.3% |
| With a disability | 17.9% ±6.5 pts | 19.9% |
| No health insurance coverage | 5.7% ±3.9 pts | 9.8% |
| High school graduate or higher (age 25+) | 88.6% ±6.1 pts | 88.4% |
| Bachelor's degree or higher (age 25+) | 21.0% ±8.3 pts | 24.8% |
| Graduate or professional degree (age 25+) | 7.7% ±3.9 pts | 11.0% |
| Lived in the same house a year earlier | 93.9% ±4.1 pts | 89.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 11.03 earn?
Half of the 1,368 households in Census Tract 11.03 earn less than $63,945 a year (±$8,450), against $55,029 across Calhoun County: 12th highest of the county's 34 tracts with a reliable estimate. 18.0% of residents live below the poverty line.
| Measure | Tract 11.03 | Oxford |
|---|---|---|
| Median household income | $63,945 ±$8,450 | $74,268 |
| Mean household income | $81,217 ±$14,014 | $85,045 |
| Per capita income | $40,301 ±$11,958 | $35,530 |
| People below the poverty line | 18.0% ±11.3 pts | 15.8% |
| Children under 18 below the poverty line | 44.7% ±25.1 pts | 27.6% |
| Households receiving SNAP | 12.5% ±7.2 pts | 12.3% |
| Households with a computer | 93.9% ±5.7 pts | 97.3% |
| Households with a broadband subscription | 87.0% ±9.2 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 11.03?
Owners occupy 83.0% of Census Tract 11.03's occupied homes and renters 17.0%. The median owner-occupied home is valued at $193,100 by its owner (±$26,582). The median renter pays $1,076 a month including utilities, and 78.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 11.03 | Oxford |
|---|---|---|
| Median home value (owner-occupied) | $193,100 ±$26,582 | $170,900 |
| Median gross rent | $1,076 ±$223 | $925 |
| Renters paying 35% or more of income on rent | 78.1% ±18.6 pts | 33.5% |
| Median monthly owner costs, with a mortgage | $1,181 ±$81 | $1,243 |
| Owner-occupied homes | 83.0% ±10.6 pts | 75.1% |
| Renter-occupied homes | 17.0% ±10.6 pts | 24.9% |
| Housing units | 1,561 ±185 | 9,320 |
| Single-family detached homes | 82.1% ±9.8 pts | 76.2% |
| Mobile homes | 10.8% ±6.9 pts | 11.8% |
| Built 2020 or later | 0.0% ±2.5 pts | 0.3% |
| Built 2010 to 2019 | 11.2% ±8.6 pts | 7.0% |
| Built 1939 or earlier | 2.0% ±2.4 pts | 2.3% |
| Households with no vehicle | 4.2% ±6.1 pts | 1.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 11.03 get to work?
76.7% of Census Tract 11.03's workers drive alone. The average trip to work takes 21.3 minutes.
| Measure | Tract 11.03 | Oxford |
|---|---|---|
| In the labor force (age 16+) | 62.5% ±6.3 pts | 62.1% |
| Unemployment rate | 7.9% ±5.4 pts | 5.5% |
| Drove alone to work | 76.7% ±17.4 pts | 84.1% |
| Carpooled | 19.7% ±17.3 pts | 10.4% |
| Public transportation | 0.0% ±2.4 pts | 0.3% |
| Walked | 0.0% ±2.4 pts | 0.7% |
| Worked from home | 2.0% ±2.0 pts | 4.2% |
| Mean travel time to work | 21.3 min ±3.2 | 25.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 11.03 compare with the other tracts in Calhoun County?
Among Calhoun County's tracts with a reliable estimate, Census Tract 11.03 ranks as shown below (1 = highest).
| Measure | In Calhoun County | In Oxford |
|---|---|---|
| Population | 12th of 35 | 3rd of 9 |
| Residents per square mile | 15th of 38 | 3rd of 10 |
| Median household income | 12th of 34 | 6th of 8 |
| Per capita income | 4th of 35 | 2nd of 9 |
| Median home value | 6th of 34 | 4th of 9 |
| Median gross rent | 1st of 35 | 2nd of 9 |
| Poverty rate | 17th of 30 | 3rd of 6 |
| Bachelor's degree or higher | 13th of 30 | 5th of 9 |
| Median age | 8th of 35 | 2nd of 9 |
| Owner-occupied share | 8th of 34 | 3rd of 8 |
The tracts next to it on Calhoun County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 15.02 | 9th | $65,714±$34,676 · within the margin of this tract |
| Tract 18.02 | 10th | $64,925±$10,878 · within the margin of this tract |
| Tract 21.02 | 11th | $64,618±$10,564 · within the margin of this tract |
| Tract 11.03 | 12th | $63,945±$8,450 |
| Tract 25.03 | 13th | $63,250±$17,924 · within the margin of this tract |
| Tract 12.02 | 14th | $62,452±$26,603 · within the margin of this tract |
| Tract 13 | 15th | $60,350±$10,309 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 11.03?
3 of the 18 figures for Census Tract 11.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections