Census tract · Howard County
Census Tract 12, Howard County, Indiana
Census Tract 12, GEOID 18067001200, in Howard County, Indiana, entirely within Kokomo and Center Township, Howard County. 3,341 residents in the ACS 2020-2024 5-year estimates (±608); the 2020 Census counted 3,598.
Residents, 2020-2024
3,341
±608 (90% margin)
2020 Census count: 3,598
Median household income
$30,985
±$3,233 (90% margin)
Howard County: $64,027
Median home value
$71,800
±$7,328 (90% margin)
Howard County: $165,000
Median gross rent
$841
±$136 (90% margin)
Howard County: $937
Where is Census Tract 12?
Census Tract 12 is one of 21 census tracts in Howard County, Indiana. It covers 1.61 square miles of land, 2,233 residents per square mile in 2020. Its GEOID, 18067001200, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kokomo | 100% |
| Center Township, Howard County | 100% |
6 census tracts border Census Tract 12: Tract 2 ($33,592), Tract 9 ($41,475), Tract 10 ($52,708), Tract 11 ($52,118), Tract 13 ($72,679) and Tract 14 ($58,053). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 12?
The 2020-2024 American Community Survey puts Census Tract 12's population at 3,341 (±608) in 1,642 households; the 2020 Census counted 3,598 residents and 2,000 housing units.
| Measure | Tract 12 | Kokomo |
|---|---|---|
| Total population | 3,341 ±608 | 59,122 |
| Households | 1,642 ±264 | 26,241 |
| Average household size | 2.03 ±0.20 | 2.21 |
| Housing units | 2,125 ±261 | 29,814 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 12?
The median resident of Census Tract 12 is 36.2 years old; 27.4% are under 18 and 15.9% are 65 or older. The largest group is non-Hispanic white residents at 70.8%, then non-Hispanic Black residents at 22.1%.
| Measure | Tract 12 | Kokomo |
|---|---|---|
| Median age | 36.2 ±8.2 | 39.4 |
| Under 18 years | 27.4% ±5.1 pts | 23.3% |
| 65 years and over | 15.9% ±4.5 pts | 19.2% |
| Hispanic or Latino (any race) | 3.7% ±3.0 pts | 4.3% |
| White alone, not Hispanic | 70.8% ±9.5 pts | 78.8% |
| Black or African American alone, not Hispanic | 22.1% ±10.2 pts | 9.9% |
| Asian alone, not Hispanic | 0.3% ±0.5 pts | 2.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.2 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 2.9% ±2.6 pts | 4.7% |
| Some other race alone, not Hispanic | 0.0% ±1.1 pts | 0.4% |
| Born outside the United States | 0.3% ±0.5 pts | 2.5% |
| Speak a language other than English at home (age 5+) | 4.4% ±4.9 pts | 3.9% |
| Civilian veterans (age 18+) | 8.2% ±4.4 pts | 6.9% |
| With a disability | 28.7% ±7.4 pts | 20.0% |
| No health insurance coverage | 14.1% ±6.6 pts | 6.2% |
| High school graduate or higher (age 25+) | 80.0% ±7.8 pts | 89.8% |
| Bachelor's degree or higher (age 25+) | 9.0% ±4.5 pts | 18.1% |
| Graduate or professional degree (age 25+) | 3.3% ±2.6 pts | 6.4% |
| Lived in the same house a year earlier | 82.1% ±7.9 pts | 84.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 12 earn?
Half of the 1,642 households in Census Tract 12 earn less than $30,985 a year (±$3,233), against $64,027 across Howard County: 21st highest of the county's 21 tracts with a reliable estimate. 45.0% of residents live below the poverty line.
| Measure | Tract 12 | Kokomo |
|---|---|---|
| Median household income | $30,985 ±$3,233 | $55,360 |
| Mean household income | $45,409 ±$13,251 | $71,937 |
| Per capita income | $21,961 ±$6,514 | $32,594 |
| People below the poverty line | 45.0% ±10.7 pts | 17.1% |
| Children under 18 below the poverty line | 71.5% ±16.8 pts | 24.1% |
| Households receiving SNAP | 39.5% ±12.2 pts | 14.6% |
| Households with a computer | 92.3% ±4.8 pts | 92.9% |
| Households with a broadband subscription | 86.5% ±6.0 pts | 87.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 12?
Owners occupy 37.0% of Census Tract 12's occupied homes and renters 63.0%. The median owner-occupied home is valued at $71,800 by its owner (±$7,328). The median renter pays $841 a month including utilities, and 52.9% of renters pay 35% or more of their income on rent.
| Measure | Tract 12 | Kokomo |
|---|---|---|
| Median home value (owner-occupied) | $71,800 ±$7,328 | $137,400 |
| Median gross rent | $841 ±$136 | $939 |
| Renters paying 35% or more of income on rent | 52.9% ±14.9 pts | 42.6% |
| Median monthly owner costs, with a mortgage | $720 ±$153 | $1,040 |
| Owner-occupied homes | 37.0% ±8.9 pts | 63.0% |
| Renter-occupied homes | 63.0% ±8.9 pts | 37.0% |
| Housing units | 2,125 ±261 | 29,814 |
| Single-family detached homes | 68.2% ±8.1 pts | 69.7% |
| Mobile homes | 2.2% ±2.6 pts | 3.2% |
| Built 2020 or later | 0.3% ±0.7 pts | 1.3% |
| Built 2010 to 2019 | 1.3% ±1.2 pts | 5.5% |
| Built 1939 or earlier | 36.7% ±8.4 pts | 19.7% |
| Households with no vehicle | 17.5% ±7.7 pts | 9.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 12 get to work?
75.5% of Census Tract 12's workers drive alone. The average trip to work takes 14.3 minutes. The unemployment rate in 2020-2024 averaged 11.0%.
| Measure | Tract 12 | Kokomo |
|---|---|---|
| In the labor force (age 16+) | 59.3% ±7.7 pts | 57.7% |
| Unemployment rate | 11.0% ±6.5 pts | 6.2% |
| Drove alone to work | 75.5% ±11.9 pts | 80.1% |
| Carpooled | 14.0% ±8.7 pts | 11.5% |
| Public transportation | 0.0% ±2.9 pts | 0.4% |
| Walked | 5.0% ±3.9 pts | 1.4% |
| Worked from home | 4.8% ±6.2 pts | 5.5% |
| Mean travel time to work | 14.3 min ±1.8 | 19.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 12 compare with the other tracts in Howard County?
Among Howard County's tracts with a reliable estimate, Census Tract 12 ranks as shown below (1 = highest).
| Measure | In Howard County | In Kokomo |
|---|---|---|
| Population | 15th of 21 | 12th of 18 |
| Residents per square mile | 10th of 21 | 10th of 18 |
| Median household income | 21st of 21 | 18th of 18 |
| Per capita income | 20th of 21 | 17th of 18 |
| Median home value | 19th of 21 | 16th of 18 |
| Median gross rent | 14th of 19 | 13th of 17 |
| Poverty rate | 1st of 17 | 1st of 15 |
| Bachelor's degree or higher | 17th of 20 | 14th of 17 |
| Median age | 18th of 21 | 15th of 18 |
| Owner-occupied share | 21st of 21 | 18th of 18 |
The tracts next to it on Howard County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 4 | 18th | $46,250±$17,862 · within the margin of this tract |
| Tract 9 | 19th | $41,475±$4,246 |
| Tract 2 | 20th | $33,592±$6,157 · within the margin of this tract |
| Tract 12 | 21st | $30,985±$3,233 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 12?
3 of the 18 figures for Census Tract 12 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections