Census tract · Hardin County
Census Tract 16.03, Hardin County, Kentucky
Census Tract 16.03, GEOID 21093001603, in Hardin County, Kentucky, outside any city, town or census-designated place. 2,827 residents in the ACS 2020-2024 5-year estimates (±433); the 2020 Census counted 2,800.
Residents, 2020-2024
2,827
±433 (90% margin)
2020 Census count: 2,800
Median household income
$115,932
±$12,614 (90% margin)
Hardin County: $67,647
Median home value
$281,900
±$62,667 (90% margin)
Hardin County: $225,800
Median gross rent
$794
±$273 (90% margin)
Hardin County: $971
Where is Census Tract 16.03?
Census Tract 16.03 is one of 28 census tracts in Hardin County, Kentucky. It covers 32.49 square miles of land, 86 residents per square mile in 2020. Its GEOID, 21093001603, names it uniquely (how tract numbers and GEOIDs work).
5 census tracts border Census Tract 16.03: Tract 10.04 ($75,909), Tract 16.01 ($88,988), Tract 16.02 ($58,868), Tract 17.01 ($73,397) and Tract 9601.04 in Larue County ($65,065). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 16.03?
The 2020-2024 American Community Survey puts Census Tract 16.03's population at 2,827 (±433) in 1,065 households; the 2020 Census counted 2,800 residents and 1,181 housing units.
| Measure | Tract 16.03 | Hardin County |
|---|---|---|
| Total population | 2,827 ±433 | 111,942 |
| Households | 1,065 ±188 | 44,622 |
| Average household size | 2.65 ±0.41 | 2.44 |
| Housing units | 1,177 ±188 | 48,108 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 16.03?
The median resident of Census Tract 16.03 is 37.9 years old; 24.8% are under 18 and 16.0% are 65 or older. The largest group is non-Hispanic white residents at 88.8%, then non-Hispanic Black residents at 8.0%.
| Measure | Tract 16.03 | Hardin County |
|---|---|---|
| Median age | 37.9 ±11.3 | 37.3 |
| Under 18 years | 24.8% ±8.0 pts | 24.7% |
| 65 years and over | 16.0% ±5.7 pts | 15.1% |
| Hispanic or Latino (any race) | 1.0% ±1.7 pts | 6.5% |
| White alone, not Hispanic | 88.8% ±8.1 pts | 74.4% |
| Black or African American alone, not Hispanic | 8.0% ±8.0 pts | 10.7% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 2.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.3 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.2% ±0.4 pts | 0.1% |
| Two or more races, not Hispanic | 2.1% ±2.2 pts | 5.7% |
| Some other race alone, not Hispanic | 0.0% ±1.3 pts | 0.3% |
| Born outside the United States | 1.0% ±1.5 pts | 4.3% |
| Speak a language other than English at home (age 5+) | 1.3% ±1.7 pts | 6.8% |
| Civilian veterans (age 18+) | 9.4% ±3.7 pts | 15.3% |
| With a disability | 10.6% ±4.0 pts | 17.5% |
| No health insurance coverage | 1.2% ±1.1 pts | 5.8% |
| High school graduate or higher (age 25+) | 97.1% ±2.1 pts | 92.4% |
| Bachelor's degree or higher (age 25+) | 23.3% ±7.6 pts | 24.8% |
| Graduate or professional degree (age 25+) | 9.9% ±5.1 pts | 9.8% |
| Lived in the same house a year earlier | 93.6% ±5.3 pts | 84.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 16.03 earn?
Half of the 1,065 households in Census Tract 16.03 earn less than $115,932 a year (±$12,614), against $67,647 across Hardin County: 1st highest of the county's 27 tracts with a reliable estimate.
| Measure | Tract 16.03 | Hardin County |
|---|---|---|
| Median household income | $115,932 ±$12,614 | $67,647 |
| Mean household income | $124,089 ±$25,039 | $93,596 |
| Per capita income | $45,913 ±$10,062 | $37,638 |
| People below the poverty line | 5.2% ±4.4 pts | 13.1% |
| Children under 18 below the poverty line | 2.9% ±4.2 pts | 14.8% |
| Households receiving SNAP | 5.4% ±5.0 pts | 9.8% |
| Households with a computer | 94.5% ±4.1 pts | 94.6% |
| Households with a broadband subscription | 95.2% ±4.0 pts | 90.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 16.03?
Owners occupy 87.9% of Census Tract 16.03's occupied homes and renters 12.1%. The median owner-occupied home is valued at $281,900 by its owner (±$62,667). The median renter pays $794 a month including utilities.
| Measure | Tract 16.03 | Hardin County |
|---|---|---|
| Median home value (owner-occupied) | $281,900 ±$62,667 | $225,800 |
| Median gross rent | $794 ±$273 | $971 |
| Renters paying 35% or more of income on rent | 33.3% ±25.4 pts | 28.3% |
| Median monthly owner costs, with a mortgage | $1,491 ±$386 | $1,444 |
| Owner-occupied homes | 87.9% ±6.9 pts | 62.6% |
| Renter-occupied homes | 12.1% ±6.9 pts | 37.4% |
| Housing units | 1,177 ±188 | 48,108 |
| Single-family detached homes | 80.0% ±13.3 pts | 65.9% |
| Mobile homes | 5.7% ±4.2 pts | 8.3% |
| Built 2020 or later | 0.0% ±3.1 pts | 1.6% |
| Built 2010 to 2019 | 8.7% ±5.6 pts | 11.5% |
| Built 1939 or earlier | 2.0% ±2.4 pts | 4.8% |
| Households with no vehicle | 2.7% ±3.2 pts | 6.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 16.03 get to work?
81.3% of Census Tract 16.03's workers drive alone and 14.2% work from home. The average trip to work takes 24.8 minutes.
| Measure | Tract 16.03 | Hardin County |
|---|---|---|
| In the labor force (age 16+) | 66.7% ±8.3 pts | 63.1% |
| Unemployment rate | 1.7% ±2.1 pts | 6.6% |
| Drove alone to work | 81.3% ±6.9 pts | 76.7% |
| Carpooled | 4.6% ±4.6 pts | 9.4% |
| Public transportation | 0.0% ±2.7 pts | 0.2% |
| Walked | 0.0% ±2.7 pts | 2.7% |
| Worked from home | 14.2% ±6.0 pts | 9.2% |
| Mean travel time to work | 24.8 min ±4.4 | 22.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 16.03 compare with the other tracts in Hardin County?
Among Hardin County's tracts with a reliable estimate, Census Tract 16.03 ranks as shown below (1 = highest).
| Measure | In Hardin County |
|---|---|
| Population | 24th of 28 |
| Residents per square mile | 25th of 28 |
| Median household income | 1st of 27 |
| Per capita income | 3rd of 28 |
| Median home value | 5th of 25 |
| Median gross rent | 23rd of 27 |
| Bachelor's degree or higher | 14th of 27 |
| Median age | 14th of 28 |
| Owner-occupied share | 4th of 25 |
The tracts next to it on Hardin County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 16.03 | 1st | $115,932±$12,614 |
| Tract 2.01 | 2nd | $113,858±$7,226 · within the margin of this tract |
| Tract 10.06 | 3rd | $105,498±$18,111 · within the margin of this tract |
| Tract 9.03 | 4th | $94,250±$28,587 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 16.03?
4 of the 18 figures for Census Tract 16.03 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections