Census tract · Montgomery County
Census Tract 20, Montgomery County, Ohio
Census Tract 20, GEOID 39113002000, in Montgomery County, Ohio, entirely within Dayton. 2,852 residents in the ACS 2020-2024 5-year estimates (±619); the 2020 Census counted 2,920.
Residents, 2020-2024
2,852
±619 (90% margin)
2020 Census count: 2,920
Median household income
$29,657
±$16,395 (90% margin)
Montgomery County: $66,139
Median home value
$72,600
±$27,285 (90% margin)
Montgomery County: $180,900
Median gross rent
$796
±$261 (90% margin)
Montgomery County: $1,026
Where is Census Tract 20?
Census Tract 20 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.72 square miles of land, 4,033 residents per square mile in 2020. Its GEOID, 39113002000, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Dayton | 100% |
5 census tracts border Census Tract 20: Tract 19 ($41,316), Tract 23 ($38,911), Tract 24 ($47,462), Tract 903.02 ($58,264) and Tract 906 ($46,591). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 20?
The 2020-2024 American Community Survey puts Census Tract 20's population at 2,852 (±619) in 1,504 households; the 2020 Census counted 2,920 residents and 1,436 housing units.
| Measure | Tract 20 | Dayton |
|---|---|---|
| Total population | 2,852 ±619 | 136,579 |
| Households | 1,504 ±383 | 58,477 |
| Average household size | 1.90 ±0.36 | 2.12 |
| Housing units | 1,658 ±375 | 70,335 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 20?
The median resident of Census Tract 20 is 32.0 years old; 25.6% are under 18 and 6.1% are 65 or older. The largest group is non-Hispanic white residents at 50.8%, then Hispanic or Latino residents (of any race) at 21.5%. 9.0% of residents were born outside the United States.
| Measure | Tract 20 | Dayton |
|---|---|---|
| Median age | 32.0 ±6.6 | 34.1 |
| Under 18 years | 25.6% ±8.7 pts | 21.3% |
| 65 years and over | 6.1% ±3.3 pts | 14.1% |
| Hispanic or Latino (any race) | 21.5% ±13.4 pts | 5.7% |
| White alone, not Hispanic | 50.8% ±12.6 pts | 49.9% |
| Black or African American alone, not Hispanic | 20.0% ±6.9 pts | 37.6% |
| Asian alone, not Hispanic | 0.0% ±1.3 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.2% ±0.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 7.0% ±5.9 pts | 4.8% |
| Some other race alone, not Hispanic | 0.5% ±0.8 pts | 0.5% |
| Born outside the United States | 9.0% ±5.8 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 18.7% ±14.1 pts | 8.0% |
| Civilian veterans (age 18+) | 5.7% ±3.6 pts | 7.4% |
| With a disability | 20.2% ±6.1 pts | 18.0% |
| No health insurance coverage | 6.0% ±4.3 pts | 8.2% |
| High school graduate or higher (age 25+) | 82.5% ±8.3 pts | 88.2% |
| Bachelor's degree or higher (age 25+) | 15.5% ±12.6 pts | 21.6% |
| Graduate or professional degree (age 25+) | 2.0% ±2.6 pts | 8.0% |
| Lived in the same house a year earlier | 74.6% ±13.3 pts | 79.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 20 earn?
Half of the 1,504 households in Census Tract 20 earn less than $29,657 a year (±$16,395), against $66,139 across Montgomery County: 144th highest of the county's 148 tracts with a reliable estimate. 44.4% of residents live below the poverty line.
| Measure | Tract 20 | Dayton |
|---|---|---|
| Median household income | $29,657 ±$16,395 | $45,247 |
| Mean household income | $43,961 ±$14,194 | $61,482 |
| Per capita income | $22,667 ±$6,315 | $27,444 |
| People below the poverty line | 44.4% ±12.9 pts | 26.9% |
| Children under 18 below the poverty line | 84.4% ±13.7 pts | 40.6% |
| Households receiving SNAP | 37.4% ±14.0 pts | 25.0% |
| Households with a computer | 94.3% ±4.8 pts | 91.7% |
| Households with a broadband subscription | 94.8% ±4.3 pts | 85.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 20?
Owners occupy 30.6% of Census Tract 20's occupied homes and renters 69.4%. The median owner-occupied home is valued at $72,600 by its owner (±$27,285). The median renter pays $796 a month including utilities, and 70.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 20 | Dayton |
|---|---|---|
| Median home value (owner-occupied) | $72,600 ±$27,285 | $100,600 |
| Median gross rent | $796 ±$261 | $918 |
| Renters paying 35% or more of income on rent | 70.2% ±17.9 pts | 44.5% |
| Median monthly owner costs, with a mortgage | $784 ±$361 | $1,147 |
| Owner-occupied homes | 30.6% ±12.6 pts | 48.4% |
| Renter-occupied homes | 69.4% ±12.6 pts | 51.6% |
| Housing units | 1,658 ±375 | 70,335 |
| Single-family detached homes | 62.7% ±16.7 pts | 63.8% |
| Mobile homes | 0.0% ±2.2 pts | 1.0% |
| Built 2020 or later | 1.0% ±1.6 pts | 0.4% |
| Built 2010 to 2019 | 0.0% ±2.2 pts | 3.0% |
| Built 1939 or earlier | 19.1% ±8.6 pts | 36.7% |
| Households with no vehicle | 23.4% ±19.4 pts | 15.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 20 get to work?
38.2% of Census Tract 20's workers drive alone and 13.1% work from home. The average trip to work takes 32.1 minutes. The unemployment rate in 2020-2024 averaged 15.4%.
| Measure | Tract 20 | Dayton |
|---|---|---|
| In the labor force (age 16+) | 64.6% ±10.8 pts | 59.2% |
| Unemployment rate | 15.4% ±10.0 pts | 9.0% |
| Drove alone to work | 38.2% ±18.9 pts | 72.2% |
| Carpooled | 19.5% ±15.4 pts | 9.2% |
| Public transportation | 7.8% ±7.5 pts | 3.1% |
| Walked | 20.9% ±23.5 pts | 4.3% |
| Worked from home | 13.1% ±8.6 pts | 9.7% |
| Mean travel time to work | 32.1 min ±5.9 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 20 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 20 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Dayton |
|---|---|---|
| Population | 84th of 155 | 19th of 51 |
| Residents per square mile | 41st of 156 | 24th of 51 |
| Median household income | 144th of 148 | 43rd of 46 |
| Per capita income | 135th of 155 | 34th of 51 |
| Median home value | 135th of 150 | 33rd of 47 |
| Median gross rent | 130th of 145 | 40th of 49 |
| Poverty rate | 4th of 112 | 4th of 47 |
| Median age | 139th of 154 | 42nd of 51 |
| Owner-occupied share | 143rd of 153 | 46th of 51 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 1652 | 141st | $30,734±$16,394 · within the margin of this tract |
| Tract 43 | 142nd | $30,250±$6,196 · within the margin of this tract |
| Tract 35 | 143rd | $29,960±$16,728 · within the margin of this tract |
| Tract 20 | 144th | $29,657±$16,395 |
| Tract 602 | 145th | $27,407±$10,200 · within the margin of this tract |
| Tract 2 | 146th | $26,266±$6,895 · within the margin of this tract |
| Tract 41 | 147th | $24,298±$7,237 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 20?
2 of the 18 figures for Census Tract 20 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections