Census tract · Mecklenburg County
Census Tract 20.04, Mecklenburg County, North Carolina
Census Tract 20.04, GEOID 37119002004, in Mecklenburg County, North Carolina, entirely within Charlotte. 4,698 residents in the ACS 2020-2024 5-year estimates (±868); the 2020 Census counted 5,189.
Residents, 2020-2024
4,698
±868 (90% margin)
2020 Census count: 5,189
Median household income
$145,471
±$34,437 (90% margin)
Mecklenburg County: $87,005
Median home value
$722,700
±$91,847 (90% margin)
Mecklenburg County: $406,800
Median gross rent
$1,474
±$194 (90% margin)
Mecklenburg County: $1,627
Where is Census Tract 20.04?
Census Tract 20.04 is one of 305 census tracts in Mecklenburg County, North Carolina. It covers 1.80 square miles of land, 2,891 residents per square mile in 2020. Its GEOID, 37119002004, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Charlotte | 100% |
5 census tracts border Census Tract 20.04: Tract 20.05 ($111,042), Tract 20.06 ($144,722), Tract 20.08 ($163,646), Tract 29.08 ($137,429) and Tract 30.15 ($148,006). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 20.04?
The 2020-2024 American Community Survey puts Census Tract 20.04's population at 4,698 (±868) in 1,751 households; the 2020 Census counted 5,189 residents and 2,299 housing units.
| Measure | Tract 20.04 | Charlotte |
|---|---|---|
| Total population | 4,698 ±868 | 903,844 |
| Households | 1,751 ±272 | 368,788 |
| Average household size | 2.67 ±0.28 | 2.41 |
| Housing units | 1,922 ±245 | 399,305 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 20.04?
The median resident of Census Tract 20.04 is 35.8 years old; 27.5% are under 18 and 11.8% are 65 or older. The largest group is non-Hispanic white residents at 55.0%, then non-Hispanic Black residents at 19.5%. 15.5% of residents were born outside the United States.
| Measure | Tract 20.04 | Charlotte |
|---|---|---|
| Median age | 35.8 ±8.9 | 34.5 |
| Under 18 years | 27.5% ±8.4 pts | 22.7% |
| 65 years and over | 11.8% ±4.5 pts | 11.0% |
| Hispanic or Latino (any race) | 17.7% ±13.8 pts | 17.5% |
| White alone, not Hispanic | 55.0% ±12.6 pts | 38.1% |
| Black or African American alone, not Hispanic | 19.5% ±7.1 pts | 33.3% |
| Asian alone, not Hispanic | 6.7% ±6.8 pts | 6.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.0% ±1.0 pts | 3.9% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.6% |
| Born outside the United States | 15.5% ±5.6 pts | 18.7% |
| Speak a language other than English at home (age 5+) | 27.3% ±11.0 pts | 24.1% |
| Civilian veterans (age 18+) | 5.5% ±4.6 pts | 4.7% |
| With a disability | 4.3% ±2.9 pts | 9.1% |
| No health insurance coverage | 4.3% ±3.8 pts | 12.8% |
| High school graduate or higher (age 25+) | 96.9% ±3.7 pts | 89.5% |
| Bachelor's degree or higher (age 25+) | 66.0% ±8.1 pts | 48.0% |
| Graduate or professional degree (age 25+) | 26.8% ±9.4 pts | 17.3% |
| Lived in the same house a year earlier | 88.8% ±6.5 pts | 83.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 20.04 earn?
Half of the 1,751 households in Census Tract 20.04 earn less than $145,471 a year (±$34,437), against $87,005 across Mecklenburg County: 38th highest of the county's 300 tracts with a reliable estimate.
| Measure | Tract 20.04 | Charlotte |
|---|---|---|
| Median household income | $145,471 ±$34,437 | $82,068 |
| Mean household income | $251,908 ±$67,042 | $123,732 |
| Per capita income | $95,018 ±$25,942 | $51,814 |
| People below the poverty line | 4.3% ±4.1 pts | 11.7% |
| Children under 18 below the poverty line | 3.8% ±6.0 pts | 16.8% |
| Households receiving SNAP | 1.4% ±2.0 pts | 9.9% |
| Households with a computer | 97.5% ±3.7 pts | 97.0% |
| Households with a broadband subscription | 95.3% ±4.9 pts | 93.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 20.04?
Owners occupy 66.6% of Census Tract 20.04's occupied homes and renters 33.4%. The median owner-occupied home is valued at $722,700 by its owner (±$91,847). The median renter pays $1,474 a month including utilities, and 67.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 20.04 | Charlotte |
|---|---|---|
| Median home value (owner-occupied) | $722,700 ±$91,847 | $385,700 |
| Median gross rent | $1,474 ±$194 | $1,612 |
| Renters paying 35% or more of income on rent | 67.2% ±21.7 pts | 40.2% |
| Median monthly owner costs, with a mortgage | $2,984 ±$441 | $1,821 |
| Owner-occupied homes | 66.6% ±9.9 pts | 51.0% |
| Renter-occupied homes | 33.4% ±9.9 pts | 49.0% |
| Housing units | 1,922 ±245 | 399,305 |
| Single-family detached homes | 60.7% ±9.5 pts | 51.1% |
| Mobile homes | 0.0% ±2.2 pts | 1.3% |
| Built 2020 or later | 6.6% ±4.7 pts | 3.5% |
| Built 2010 to 2019 | 7.6% ±4.8 pts | 18.0% |
| Built 1939 or earlier | 0.0% ±2.2 pts | 2.5% |
| Households with no vehicle | 7.1% ±3.1 pts | 6.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 20.04 get to work?
71.2% of Census Tract 20.04's workers drive alone and 18.5% work from home. The average trip to work takes 24.3 minutes.
| Measure | Tract 20.04 | Charlotte |
|---|---|---|
| In the labor force (age 16+) | 72.5% ±10.3 pts | 72.6% |
| Unemployment rate | 0.2% ±0.3 pts | 4.6% |
| Drove alone to work | 71.2% ±9.5 pts | 57.4% |
| Carpooled | 5.5% ±4.0 pts | 8.6% |
| Public transportation | 3.7% ±3.8 pts | 1.9% |
| Walked | 0.0% ±1.7 pts | 1.7% |
| Worked from home | 18.5% ±8.0 pts | 28.8% |
| Mean travel time to work | 24.3 min ±2.7 | 24.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 20.04 compare with the other tracts in Mecklenburg County?
Among Mecklenburg County's tracts with a reliable estimate, Census Tract 20.04 ranks as shown below (1 = highest).
| Measure | In Mecklenburg County | In Charlotte |
|---|---|---|
| Population | 64th of 302 | 54th of 252 |
| Residents per square mile | 154th of 305 | 148th of 255 |
| Median household income | 38th of 300 | 28th of 250 |
| Per capita income | 27th of 302 | 21st of 252 |
| Median home value | 25th of 292 | 21st of 243 |
| Median gross rent | 207th of 293 | 169th of 249 |
| Bachelor's degree or higher | 79th of 298 | 66th of 248 |
| Median age | 147th of 302 | 108th of 252 |
| Owner-occupied share | 109th of 284 | 76th of 236 |
The tracts next to it on Mecklenburg County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 30.15 | 35th | $148,006±$22,155 · within the margin of this tract |
| Tract 30.06 | 36th | $147,375±$39,887 · within the margin of this tract |
| Tract 30.17 | 37th | $147,321±$28,896 · within the margin of this tract |
| Tract 20.04 | 38th | $145,471±$34,437 |
| Tract 20.06 | 39th | $144,722±$21,516 · within the margin of this tract |
| Tract 29.09 | 40th | $143,500±$34,156 · within the margin of this tract |
| Tract 29.03 | 41st | $140,987±$31,982 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 20.04?
3 of the 18 figures for Census Tract 20.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections