Census tract · Smith County
Census Tract 20.09, Smith County, Texas
Census Tract 20.09, GEOID 48423002009, in Smith County, Texas, mostly within Whitehouse (69% of its census blocks). 8,804 residents in the ACS 2020-2024 5-year estimates (±588); the 2020 Census counted 7,832.
Residents, 2020-2024
8,804
±588 (90% margin)
2020 Census count: 7,832
Median household income
$115,995
±$25,638 (90% margin)
Smith County: $74,192
Median home value
$264,400
±$32,283 (90% margin)
Smith County: $240,700
Median gross rent
$1,642
±$207 (90% margin)
Smith County: $1,238
Where is Census Tract 20.09?
Census Tract 20.09 is one of 56 census tracts in Smith County, Texas. It covers 10.20 square miles of land, 768 residents per square mile in 2020. Its GEOID, 48423002009, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Whitehouse | 69% |
3 census tracts border Census Tract 20.09: Tract 20.11 ($87,933), Tract 21.02 ($84,375) and Tract 22 ($87,878). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 20.09?
The 2020-2024 American Community Survey puts Census Tract 20.09's population at 8,804 (±588) in 2,737 households; the 2020 Census counted 7,832 residents and 2,877 housing units.
| Measure | Tract 20.09 | Whitehouse |
|---|---|---|
| Total population | 8,804 ±588 | 9,122 |
| Households | 2,737 ±315 | 2,877 |
| Average household size | 3.19 ±0.31 | 3.14 |
| Housing units | 3,133 ±340 | 3,229 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 20.09?
The median resident of Census Tract 20.09 is 33.4 years old; 28.9% are under 18 and 12.1% are 65 or older. The largest group is non-Hispanic white residents at 80.1%, then non-Hispanic residents of two or more races at 7.4%.
| Measure | Tract 20.09 | Whitehouse |
|---|---|---|
| Median age | 33.4 ±2.0 | 32.4 |
| Under 18 years | 28.9% ±3.1 pts | 27.9% |
| 65 years and over | 12.1% ±1.8 pts | 11.3% |
| Hispanic or Latino (any race) | 5.3% ±1.5 pts | 11.1% |
| White alone, not Hispanic | 80.1% ±4.1 pts | 76.2% |
| Black or African American alone, not Hispanic | 6.2% ±1.4 pts | 4.2% |
| Asian alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.9% ±0.9 pts | 0.9% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 7.4% ±3.7 pts | 7.5% |
| Some other race alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Born outside the United States | 0.9% ±0.6 pts | 3.6% |
| Speak a language other than English at home (age 5+) | 2.0% ±1.1 pts | 8.0% |
| Civilian veterans (age 18+) | 6.6% ±2.6 pts | 9.5% |
| With a disability | 12.1% ±3.6 pts | 10.6% |
| No health insurance coverage | 8.2% ±3.2 pts | 8.8% |
| High school graduate or higher (age 25+) | 95.1% ±2.7 pts | 94.4% |
| Bachelor's degree or higher (age 25+) | 38.6% ±5.4 pts | 33.5% |
| Graduate or professional degree (age 25+) | 9.2% ±3.5 pts | 7.3% |
| Lived in the same house a year earlier | 85.8% ±4.7 pts | 90.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 20.09 earn?
Half of the 2,737 households in Census Tract 20.09 earn less than $115,995 a year (±$25,638), against $74,192 across Smith County: 3rd highest of the county's 55 tracts with a reliable estimate. 12.2% of residents live below the poverty line.
| Measure | Tract 20.09 | Whitehouse |
|---|---|---|
| Median household income | $115,995 ±$25,638 | $99,458 |
| Mean household income | $118,690 ±$16,658 | $111,038 |
| Per capita income | $39,189 ±$5,341 | $37,380 |
| People below the poverty line | 12.2% ±5.7 pts | 10.9% |
| Children under 18 below the poverty line | 11.1% ±11.9 pts | 11.1% |
| Households receiving SNAP | 7.7% ±3.9 pts | 11.7% |
| Households with a computer | 97.7% ±2.1 pts | 96.6% |
| Households with a broadband subscription | 95.5% ±4.1 pts | 95.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 20.09?
Owners occupy 77.7% of Census Tract 20.09's occupied homes and renters 22.3%. The median owner-occupied home is valued at $264,400 by its owner (±$32,283). The median renter pays $1,642 a month including utilities, and 38.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 20.09 | Whitehouse |
|---|---|---|
| Median home value (owner-occupied) | $264,400 ±$32,283 | $253,800 |
| Median gross rent | $1,642 ±$207 | $1,458 |
| Renters paying 35% or more of income on rent | 38.3% ±20.5 pts | 33.9% |
| Median monthly owner costs, with a mortgage | $1,875 ±$139 | $1,896 |
| Owner-occupied homes | 77.7% ±6.8 pts | 74.7% |
| Renter-occupied homes | 22.3% ±6.8 pts | 25.3% |
| Housing units | 3,133 ±340 | 3,229 |
| Single-family detached homes | 83.4% ±5.8 pts | 80.8% |
| Mobile homes | 11.6% ±4.7 pts | 6.6% |
| Built 2020 or later | 4.0% ±2.8 pts | 4.3% |
| Built 2010 to 2019 | 15.5% ±6.1 pts | 19.4% |
| Built 1939 or earlier | 0.0% ±1.6 pts | 0.0% |
| Households with no vehicle | 4.1% ±2.9 pts | 4.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 20.09 get to work?
77.6% of Census Tract 20.09's workers drive alone and 14.8% work from home. The average trip to work takes 28.1 minutes. The unemployment rate in 2020-2024 averaged 7.1%.
| Measure | Tract 20.09 | Whitehouse |
|---|---|---|
| In the labor force (age 16+) | 66.9% ±5.4 pts | 70.1% |
| Unemployment rate | 7.1% ±4.3 pts | 6.4% |
| Drove alone to work | 77.6% ±6.5 pts | 78.0% |
| Carpooled | 5.0% ±3.1 pts | 5.4% |
| Public transportation | 0.4% ±0.8 pts | 0.0% |
| Walked | 0.1% ±0.3 pts | 0.1% |
| Worked from home | 14.8% ±6.4 pts | 15.2% |
| Mean travel time to work | 28.1 min ±7.9 | 27.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 20.09 compare with the other tracts in Smith County?
Among Smith County's tracts with a reliable estimate, Census Tract 20.09 ranks as shown below (1 = highest).
| Measure | In Smith County |
|---|---|
| Population | 1st of 55 |
| Residents per square mile | 27th of 56 |
| Median household income | 3rd of 55 |
| Per capita income | 22nd of 55 |
| Median home value | 21st of 54 |
| Median gross rent | 4th of 52 |
| Poverty rate | 18th of 35 |
| Bachelor's degree or higher | 17th of 50 |
| Median age | 44th of 55 |
| Owner-occupied share | 21st of 55 |
The tracts next to it on Smith County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 20.13 | 1st | $151,672±$17,847 |
| Tract 19.16 | 2nd | $120,696±$22,723 · within the margin of this tract |
| Tract 20.09 | 3rd | $115,995±$25,638 |
| Tract 19.15 | 4th | $115,885±$25,326 · within the margin of this tract |
| Tract 14.04 | 5th | $111,637±$13,253 · within the margin of this tract |
| Tract 19.06 | 6th | $103,281±$18,074 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 20.09?
1 of the 18 figures for Census Tract 20.09 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections