Census tract · Black Hawk County
Census Tract 23.03, Black Hawk County, Iowa
Census Tract 23.03, GEOID 19013002303, in Black Hawk County, Iowa, entirely within Cedar Falls. 4,038 residents in the ACS 2020-2024 5-year estimates (±321); the 2020 Census counted 3,801.
Residents, 2020-2024
4,038
±321 (90% margin)
2020 Census count: 3,801
Median household income
$34,815
±$7,119 (90% margin)
Black Hawk County: $66,417
Median home value
$219,700
±$18,168 (90% margin)
Black Hawk County: $188,900
Median gross rent
$1,032
±$270 (90% margin)
Black Hawk County: $989
Where is Census Tract 23.03?
Census Tract 23.03 is one of 39 census tracts in Black Hawk County, Iowa. It covers 0.57 square miles of land, 6,657 residents per square mile in 2020. Its GEOID, 19013002303, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cedar Falls | 100% |
4 census tracts border Census Tract 23.03: Tract 23.01 ($77,391), Tract 23.04 ($55,742), Tract 26.01 ($83,750) and Tract 26.05 ($72,632). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 23.03?
The 2020-2024 American Community Survey puts Census Tract 23.03's population at 4,038 (±321) in 516 households; the 2020 Census counted 3,801 residents and 499 housing units.
| Measure | Tract 23.03 | Cedar Falls |
|---|---|---|
| Total population | 4,038 ±321 | 40,888 |
| Households | 516 ±116 | 15,908 |
| Average household size | 2.65 ±0.38 | 2.34 |
| Housing units | 584 ±101 | 16,804 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 23.03?
The median resident of Census Tract 23.03 is 20.0 years old. The largest group is non-Hispanic white residents at 85.0%, then non-Hispanic residents of two or more races at 6.0%. 2.4% of residents were born outside the United States.
| Measure | Tract 23.03 | Cedar Falls |
|---|---|---|
| Median age | 20.0 ±0.3 | 29.3 |
| Under 18 years | 2.6% ±1.8 pts | 17.4% |
| 65 years and over | 1.0% ±0.6 pts | 16.0% |
| Hispanic or Latino (any race) | 4.8% ±1.9 pts | 2.2% |
| White alone, not Hispanic | 85.0% ±3.4 pts | 90.6% |
| Black or African American alone, not Hispanic | 2.6% ±1.6 pts | 1.4% |
| Asian alone, not Hispanic | 1.6% ±1.3 pts | 3.2% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.6 pts | 0.0% |
| Two or more races, not Hispanic | 6.0% ±3.1 pts | 2.6% |
| Some other race alone, not Hispanic | 0.0% ±0.6 pts | 0.1% |
| Born outside the United States | 2.4% ±1.4 pts | 3.4% |
| Speak a language other than English at home (age 5+) | 3.6% ±1.4 pts | 4.3% |
| Civilian veterans (age 18+) | 0.3% ±0.4 pts | 4.6% |
| With a disability | 11.8% ±3.3 pts | 10.8% |
| No health insurance coverage | 3.6% ±2.0 pts | 3.0% |
| High school graduate or higher (age 25+) | 87.7% ±14.4 pts | 97.8% |
| Bachelor's degree or higher (age 25+) | 30.1% ±16.1 pts | 50.4% |
| Graduate or professional degree (age 25+) | 17.3% ±10.9 pts | 21.5% |
| Lived in the same house a year earlier | 31.2% ±5.1 pts | 76.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 23.03 earn?
Half of the 516 households in Census Tract 23.03 earn less than $34,815 a year (±$7,119), against $66,417 across Black Hawk County: 36th highest of the county's 38 tracts with a reliable estimate. 61.5% of residents live below the poverty line.
| Measure | Tract 23.03 | Cedar Falls |
|---|---|---|
| Median household income | $34,815 ±$7,119 | $76,987 |
| Mean household income | $45,773 ±$9,168 | $104,352 |
| Per capita income | $9,730 ±$1,129 | $41,428 |
| People below the poverty line | 61.5% ±10.6 pts | 15.7% |
| Children under 18 below the poverty line | 100.0% ±21.9 pts | 6.6% |
| Households receiving SNAP | 6.0% ±5.1 pts | 4.6% |
| Households with a computer | 99.0% ±1.5 pts | 97.2% |
| Households with a broadband subscription | 94.0% ±6.2 pts | 93.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 23.03?
Owners occupy 12.0% of Census Tract 23.03's occupied homes and renters 88.0%. The median owner-occupied home is valued at $219,700 by its owner (±$18,168). The median renter pays $1,032 a month including utilities, and 56.4% of renters pay 35% or more of their income on rent.
| Measure | Tract 23.03 | Cedar Falls |
|---|---|---|
| Median home value (owner-occupied) | $219,700 ±$18,168 | $263,600 |
| Median gross rent | $1,032 ±$270 | $1,203 |
| Renters paying 35% or more of income on rent | 56.4% ±17.6 pts | 48.5% |
| Owner-occupied homes | 12.0% ±4.4 pts | 64.0% |
| Renter-occupied homes | 88.0% ±4.4 pts | 36.0% |
| Housing units | 584 ±101 | 16,804 |
| Single-family detached homes | 37.5% ±13.2 pts | 59.4% |
| Mobile homes | 0.0% ±4.2 pts | 3.5% |
| Built 2020 or later | 0.0% ±4.2 pts | 1.7% |
| Built 2010 to 2019 | 0.0% ±4.2 pts | 13.6% |
| Built 1939 or earlier | 30.3% ±13.4 pts | 12.7% |
| Households with no vehicle | 2.3% ±3.9 pts | 6.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 23.03 get to work?
55.4% of Census Tract 23.03's workers drive alone and 6.1% work from home. The average trip to work takes 10.1 minutes. The unemployment rate in 2020-2024 averaged 7.0%.
| Measure | Tract 23.03 | Cedar Falls |
|---|---|---|
| In the labor force (age 16+) | 72.3% ±3.9 pts | 68.8% |
| Unemployment rate | 7.0% ±4.1 pts | 3.9% |
| Drove alone to work | 55.4% ±7.1 pts | 76.7% |
| Carpooled | 3.4% ±2.7 pts | 5.5% |
| Public transportation | 0.0% ±1.0 pts | 0.0% |
| Walked | 34.6% ±6.5 pts | 5.8% |
| Worked from home | 6.1% ±3.0 pts | 11.1% |
| Mean travel time to work | 10.1 min ±1.4 | 14.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 23.03 compare with the other tracts in Black Hawk County?
Among Black Hawk County's tracts with a reliable estimate, Census Tract 23.03 ranks as shown below (1 = highest).
| Measure | In Black Hawk County | In Cedar Falls |
|---|---|---|
| Population | 11th of 39 | 6th of 10 |
| Residents per square mile | 2nd of 39 | 1st of 10 |
| Median household income | 36th of 38 | 10th of 10 |
| Per capita income | 39th of 39 | 10th of 10 |
| Median home value | 12th of 38 | 7th of 10 |
| Median gross rent | 14th of 36 | 8th of 9 |
| Poverty rate | 1st of 34 | 1st of 8 |
| Bachelor's degree or higher | 14th of 35 | 9th of 10 |
| Median age | 39th of 39 | 10th of 10 |
| Owner-occupied share | 39th of 39 | 10th of 10 |
The tracts next to it on Black Hawk County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 4 | 33rd | $46,375±$6,150 |
| Tract 17.01 | 34th | $42,304±$11,112 · within the margin of this tract |
| Tract 3 | 35th | $37,188±$13,577 · within the margin of this tract |
| Tract 23.03 | 36th | $34,815±$7,119 |
| Tract 18 | 37th | $29,716±$14,526 · within the margin of this tract |
| Tract 1 | 38th | $26,181±$10,336 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 23.03?
1 of the 18 figures for Census Tract 23.03 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections