Census tract · Montgomery County
Census Tract 28, Montgomery County, Ohio
Census Tract 28, GEOID 39113002800, in Montgomery County, Ohio, mostly within Dayton (92% of its census blocks). 2,138 residents in the ACS 2020-2024 5-year estimates (±450); the 2020 Census counted 2,246.
Residents, 2020-2024
2,138
±450 (90% margin)
2020 Census count: 2,246
Median household income
$55,469
±$16,427 (90% margin)
Montgomery County: $66,139
Median home value
$124,900
±$14,698 (90% margin)
Montgomery County: $180,900
Median gross rent
$1,112
±$376 (90% margin)
Montgomery County: $1,026
Where is Census Tract 28?
Census Tract 28 is one of 156 census tracts in Montgomery County, Ohio. It covers 0.45 square miles of land, 4,958 residents per square mile in 2020. Its GEOID, 39113002800, names it uniquely (how tract numbers and GEOIDs work).
4 census tracts border Census Tract 28: Tract 29 ($57,404), Tract 211 ($60,841), Tract 213.01 ($77,770) and Tract 910 ($58,641). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 28?
The 2020-2024 American Community Survey puts Census Tract 28's population at 2,138 (±450) in 1,067 households; the 2020 Census counted 2,246 residents and 1,115 housing units.
| Measure | Tract 28 | Dayton |
|---|---|---|
| Total population | 2,138±450 | 136,579 |
| Households | 1,067±151 | 58,477 |
| Average household size | 2.00±0.35 | 2.12 |
| Housing units | 1,067±151 | 70,335 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 28?
The median resident of Census Tract 28 is 34.9 years old; 21.4% are under 18 and 26.7% are 65 or older. The largest group is non-Hispanic white residents at 87.0%, then non-Hispanic residents of two or more races at 4.2%.
| Measure | Tract 28 | Dayton |
|---|---|---|
| Median age | 34.9±15.0 | 34.1 |
| Under 18 years | 21.4%±11.6 pts | 21.3% |
| 65 years and over | 26.7%±7.2 pts | 14.1% |
| Hispanic or Latino (any race) | 3.9%±4.3 pts | 5.7% |
| White alone, not Hispanic | 87.0%±9.7 pts | 49.9% |
| Black or African American alone, not Hispanic | 3.2%±3.6 pts | 37.6% |
| Asian alone, not Hispanic | 0.5%±0.8 pts | 1.3% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 1.2%±2.3 pts | 0.0% |
| Two or more races, not Hispanic | 4.2%±3.8 pts | 4.8% |
| Some other race alone, not Hispanic | 0.0%±1.7 pts | 0.5% |
| Born outside the United States | 0.5%±0.8 pts | 5.3% |
| Speak a language other than English at home (age 5+) | 8.8%±5.4 pts | 8.0% |
| Civilian veterans (age 18+) | 9.1%±5.3 pts | 7.4% |
| With a disability | 14.9%±3.8 pts | 18.0% |
| No health insurance coverage | 5.5%±3.7 pts | 8.2% |
| High school graduate or higher (age 25+) | 94.2%±2.8 pts | 88.2% |
| Bachelor's degree or higher (age 25+) | 13.5%±9.5 pts | 21.6% |
| Graduate or professional degree (age 25+) | 1.5%±1.7 pts | 8.0% |
| Lived in the same house a year earlier | 85.3%±11.0 pts | 79.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 28 earn?
Half of the 1,067 households in Census Tract 28 earn less than $55,469 a year (±$16,427), against $66,139 across Montgomery County: 97th highest of the county's 148 tracts with a reliable estimate.
| Measure | Tract 28 | Dayton |
|---|---|---|
| Median household income | $55,469±$16,427 | $45,247 |
| Mean household income | $65,159±$8,442 | $61,482 |
| Per capita income | $32,885±$8,004 | $27,444 |
| People below the poverty line | 22.6%±16.8 pts | 26.9% |
| Children under 18 below the poverty line | 60.5%±44.6 pts | 40.6% |
| Households receiving SNAP | 14.2%±7.8 pts | 25.0% |
| Households with a computer | 91.2%±5.4 pts | 91.7% |
| Households with a broadband subscription | 89.5%±6.5 pts | 85.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 28?
Owners occupy 79.4% of Census Tract 28's occupied homes and renters 20.6%. The median owner-occupied home is valued at $124,900 by its owner (±$14,698). The median renter pays $1,112 a month including utilities, and 71.8% of renters pay 35% or more of their income on rent.
| Measure | Tract 28 | Dayton |
|---|---|---|
| Median home value (owner-occupied) | $124,900±$14,698 | $100,600 |
| Median gross rent | $1,112±$376 | $918 |
| Renters paying 35% or more of income on rent | 71.8%±22.1 pts | 44.5% |
| Median monthly owner costs, with a mortgage | $1,015±$101 | $1,147 |
| Owner-occupied homes | 79.4%±10.2 pts | 48.4% |
| Renter-occupied homes | 20.6%±10.2 pts | 51.6% |
| Housing units | 1,067±151 | 70,335 |
| Single-family detached homes | 92.8%±6.5 pts | 63.8% |
| Mobile homes | 0.0%±3.5 pts | 1.0% |
| Built 2020 or later | 0.0%±3.5 pts | 0.4% |
| Built 2010 to 2019 | 0.0%±3.5 pts | 3.0% |
| Built 1939 or earlier | 6.4%±5.6 pts | 36.7% |
| Households with no vehicle | 5.1%±6.0 pts | 15.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 28 get to work?
85.6% of Census Tract 28's workers drive alone. The average trip to work takes 26.8 minutes.
| Measure | Tract 28 | Dayton |
|---|---|---|
| In the labor force (age 16+) | 55.6%±8.9 pts | 59.2% |
| Unemployment rate | 2.2%±3.4 pts | 9.0% |
| Drove alone to work | 85.6%±9.3 pts | 72.2% |
| Carpooled | 1.9%±2.8 pts | 9.2% |
| Public transportation | 0.0%±4.0 pts | 3.1% |
| Walked | 0.0%±4.0 pts | 4.3% |
| Worked from home | 12.6%±9.0 pts | 9.7% |
| Mean travel time to work | 26.8 min±7.9 | 20.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 28 compare with the other tracts in Montgomery County?
Among Montgomery County's tracts with a reliable estimate, Census Tract 28 ranks as shown below (1 = highest).
| Measure | In Montgomery County | In Dayton |
|---|---|---|
| Population | 119th of 155 | 33rd of 51 |
| Residents per square mile | 21st of 156 | 15th of 51 |
| Median household income | 97th of 148 | 9th of 46 |
| Per capita income | 88th of 155 | 10th of 51 |
| Median home value | 107th of 150 | 14th of 47 |
| Median gross rent | 53rd of 145 | 10th of 49 |
| Median age | 119th of 154 | 35th of 51 |
| Owner-occupied share | 39th of 153 | 5th of 51 |
The tracts next to it on Montgomery County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 501.01 | 94th | $56,607±$10,135 · within the margin of this tract |
| Tract 31 | 95th | $55,556±$11,804 · within the margin of this tract |
| Tract 504.02 | 96th | $55,529±$8,218 · within the margin of this tract |
| Tract 28 | 97th | $55,469±$16,427 |
| Tract 7 | 98th | $55,194±$14,728 · within the margin of this tract |
| Tract 503.03 | 99th | $55,146±$5,902 · within the margin of this tract |
| Tract 218 | 100th | $54,899±$9,776 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 28?
6 of the 18 figures for Census Tract 28 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections