Census tract · Muskegon County
Census Tract 38, Muskegon County, Michigan
Census Tract 38, GEOID 26121003800, in Muskegon County, Michigan, mostly within Montague (70% of its census blocks). 3,645 residents in the ACS 2020-2024 5-year estimates (±367); the 2020 Census counted 3,444.
Residents, 2020-2024
3,645
±367 (90% margin)
2020 Census count: 3,444
Median household income
$78,191
±$5,984 (90% margin)
Muskegon County: $65,024
Median home value
$221,200
±$9,342 (90% margin)
Muskegon County: $198,300
Median gross rent
$825
±$155 (90% margin)
Muskegon County: $1,028
Where is Census Tract 38?
Census Tract 38 is one of 46 census tracts in Muskegon County, Michigan. It covers 13.95 square miles of land, 247 residents per square mile in 2020. Its GEOID, 26121003800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Montague | 70% |
| Montague Township | 17% |
| White River Township | 12% |
3 census tracts border Census Tract 38: Tract 37.01 ($85,114), Tract 37.02 ($62,650) and Tract 39 ($93,672). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 38?
The 2020-2024 American Community Survey puts Census Tract 38's population at 3,645 (±367) in 1,440 households; the 2020 Census counted 3,444 residents and 1,774 housing units.
| Measure | Tract 38 | Montague |
|---|---|---|
| Total population | 3,645 ±367 | 2,531 |
| Households | 1,440 ±108 | 986 |
| Average household size | 2.51 ±0.23 | 2.54 |
| Housing units | 1,690 ±125 | 1,100 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 38?
The median resident of Census Tract 38 is 43.7 years old; 24.6% are under 18 and 23.2% are 65 or older. The largest group is non-Hispanic white residents at 92.5%, then non-Hispanic residents of two or more races at 3.8%.
| Measure | Tract 38 | Montague |
|---|---|---|
| Median age | 43.7 ±8.9 | 35.4 |
| Under 18 years | 24.6% ±6.4 pts | 29.3% |
| 65 years and over | 23.2% ±4.1 pts | 19.2% |
| Hispanic or Latino (any race) | 2.4% ±1.7 pts | 2.8% |
| White alone, not Hispanic | 92.5% ±2.4 pts | 91.4% |
| Black or African American alone, not Hispanic | 0.4% ±0.3 pts | 0.6% |
| Asian alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.1% ±0.3 pts | 0.2% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.8 pts | 0.0% |
| Two or more races, not Hispanic | 3.8% ±1.6 pts | 3.9% |
| Some other race alone, not Hispanic | 0.8% ±0.6 pts | 1.1% |
| Born outside the United States | 0.2% ±0.3 pts | 0.4% |
| Speak a language other than English at home (age 5+) | 1.2% ±1.1 pts | 1.6% |
| Civilian veterans (age 18+) | 6.2% ±1.7 pts | 6.2% |
| With a disability | 14.2% ±3.2 pts | 12.0% |
| No health insurance coverage | 3.6% ±2.0 pts | 3.1% |
| High school graduate or higher (age 25+) | 96.7% ±2.0 pts | 96.9% |
| Bachelor's degree or higher (age 25+) | 27.9% ±4.6 pts | 22.0% |
| Graduate or professional degree (age 25+) | 9.8% ±2.7 pts | 8.9% |
| Lived in the same house a year earlier | 91.9% ±2.9 pts | 89.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 38 earn?
Half of the 1,440 households in Census Tract 38 earn less than $78,191 a year (±$5,984), against $65,024 across Muskegon County: 16th highest of the county's 44 tracts with a reliable estimate. 5.0% of residents live below the poverty line.
| Measure | Tract 38 | Montague |
|---|---|---|
| Median household income | $78,191 ±$5,984 | $66,750 |
| Mean household income | $93,041 ±$7,565 | $77,674 |
| Per capita income | $37,441 ±$4,609 | $31,048 |
| People below the poverty line | 5.0% ±1.5 pts | 4.8% |
| Children under 18 below the poverty line | 2.8% ±2.8 pts | 2.0% |
| Households receiving SNAP | 9.4% ±3.6 pts | 10.3% |
| Households with a computer | 96.0% ±1.8 pts | 96.2% |
| Households with a broadband subscription | 93.1% ±2.7 pts | 92.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 38?
Owners occupy 83.7% of Census Tract 38's occupied homes and renters 16.3%. The median owner-occupied home is valued at $221,200 by its owner (±$9,342). The median renter pays $825 a month including utilities, and 29.3% of renters pay 35% or more of their income on rent.
| Measure | Tract 38 | Montague |
|---|---|---|
| Median home value (owner-occupied) | $221,200 ±$9,342 | $202,200 |
| Median gross rent | $825 ±$155 | $810 |
| Renters paying 35% or more of income on rent | 29.3% ±12.9 pts | 29.9% |
| Median monthly owner costs, with a mortgage | $1,400 ±$113 | $1,405 |
| Owner-occupied homes | 83.7% ±4.5 pts | 78.6% |
| Renter-occupied homes | 16.3% ±4.5 pts | 21.4% |
| Housing units | 1,690 ±125 | 1,100 |
| Single-family detached homes | 85.1% ±4.0 pts | 78.7% |
| Mobile homes | 0.4% ±0.5 pts | 0.5% |
| Built 2020 or later | 0.8% ±0.6 pts | 0.0% |
| Built 2010 to 2019 | 4.6% ±2.4 pts | 4.2% |
| Built 1939 or earlier | 23.1% ±5.0 pts | 24.4% |
| Households with no vehicle | 2.4% ±1.3 pts | 2.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 38 get to work?
77.0% of Census Tract 38's workers drive alone and 10.7% work from home. The average trip to work takes 17.9 minutes.
| Measure | Tract 38 | Montague |
|---|---|---|
| In the labor force (age 16+) | 60.2% ±4.4 pts | 63.5% |
| Unemployment rate | 1.8% ±1.5 pts | 0.2% |
| Drove alone to work | 77.0% ±6.2 pts | 82.2% |
| Carpooled | 7.8% ±3.4 pts | 7.6% |
| Public transportation | 0.0% ±1.8 pts | 0.0% |
| Walked | 2.6% ±2.5 pts | 0.9% |
| Worked from home | 10.7% ±4.3 pts | 6.5% |
| Mean travel time to work | 17.9 min ±1.9 | 18.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 38 compare with the other tracts in Muskegon County?
Among Muskegon County's tracts with a reliable estimate, Census Tract 38 ranks as shown below (1 = highest).
| Measure | In Muskegon County |
|---|---|
| Population | 26th of 45 |
| Residents per square mile | 36th of 45 |
| Median household income | 16th of 44 |
| Per capita income | 16th of 45 |
| Median home value | 16th of 45 |
| Median gross rent | 36th of 39 |
| Poverty rate | 35th of 37 |
| Bachelor's degree or higher | 11th of 41 |
| Median age | 13th of 45 |
| Owner-occupied share | 23rd of 45 |
The tracts next to it on Muskegon County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 28 | 13th | $84,264±$7,121 · within the margin of this tract |
| Tract 30 | 14th | $81,686±$5,780 · within the margin of this tract |
| Tract 36 | 15th | $79,355±$8,197 · within the margin of this tract |
| Tract 38 | 16th | $78,191±$5,984 |
| Tract 27.02 | 17th | $74,271±$25,083 · within the margin of this tract |
| Tract 33 | 18th | $73,246±$3,815 · within the margin of this tract |
| Tract 10 | 19th | $72,917±$14,810 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 38?
3 of the 18 figures for Census Tract 38 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections