Census tract · Mecklenburg County
Census Tract 38.09, Mecklenburg County, North Carolina
Census Tract 38.09, GEOID 37119003809, in Mecklenburg County, North Carolina, entirely within Charlotte. 3,978 residents in the ACS 2020-2024 5-year estimates (±566); the 2020 Census counted 3,362.
Residents, 2020-2024
3,978
±566 (90% margin)
2020 Census count: 3,362
Median household income
$54,625
±$4,790 (90% margin)
Mecklenburg County: $87,005
Median home value
$290,400
±$51,634 (90% margin)
Mecklenburg County: $406,800
Median gross rent
$1,698
±$87 (90% margin)
Mecklenburg County: $1,627
Where is Census Tract 38.09?
Census Tract 38.09 is one of 305 census tracts in Mecklenburg County, North Carolina. It covers 0.81 square miles of land, 4,171 residents per square mile in 2020. Its GEOID, 37119003809, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Charlotte | 100% |
4 census tracts border Census Tract 38.09: Tract 38.05 ($78,772), Tract 38.10 ($65,781), Tract 59.16 ($68,125) and Tract 59.27 ($93,596). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 38.09?
The 2020-2024 American Community Survey puts Census Tract 38.09's population at 3,978 (±566) in 1,315 households; the 2020 Census counted 3,362 residents and 1,423 housing units.
| Measure | Tract 38.09 | Charlotte |
|---|---|---|
| Total population | 3,978±566 | 903,844 |
| Households | 1,315±141 | 368,788 |
| Average household size | 3.03±0.35 | 2.41 |
| Housing units | 1,422±153 | 399,305 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 38.09?
The median resident of Census Tract 38.09 is 29.9 years old; 26.0% are under 18 and 9.5% are 65 or older. The largest group is non-Hispanic Black residents at 42.8%, then Hispanic or Latino residents (of any race) at 26.4%. 40.6% of residents were born outside the United States.
| Measure | Tract 38.09 | Charlotte |
|---|---|---|
| Median age | 29.9±2.6 | 34.5 |
| Under 18 years | 26.0%±5.3 pts | 22.7% |
| 65 years and over | 9.5%±2.3 pts | 11.0% |
| Hispanic or Latino (any race) | 26.4%±12.0 pts | 17.5% |
| White alone, not Hispanic | 13.7%±5.5 pts | 38.1% |
| Black or African American alone, not Hispanic | 42.8%±8.8 pts | 33.3% |
| Asian alone, not Hispanic | 15.9%±9.2 pts | 6.5% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.1 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 1.3%±2.0 pts | 3.9% |
| Some other race alone, not Hispanic | 0.0%±1.1 pts | 0.6% |
| Born outside the United States | 40.6%±12.5 pts | 18.7% |
| Speak a language other than English at home (age 5+) | 37.4%±12.2 pts | 24.1% |
| Civilian veterans (age 18+) | 4.0%±2.9 pts | 4.7% |
| With a disability | 9.8%±4.7 pts | 9.1% |
| No health insurance coverage | 28.3%±10.2 pts | 12.8% |
| High school graduate or higher (age 25+) | 79.1%±8.5 pts | 89.5% |
| Bachelor's degree or higher (age 25+) | 30.1%±9.1 pts | 48.0% |
| Graduate or professional degree (age 25+) | 12.1%±8.6 pts | 17.3% |
| Lived in the same house a year earlier | 79.2%±11.4 pts | 83.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 38.09 earn?
Half of the 1,315 households in Census Tract 38.09 earn less than $54,625 a year (±$4,790), against $87,005 across Mecklenburg County: 263rd highest of the county's 300 tracts with a reliable estimate. 19.6% of residents live below the poverty line.
| Measure | Tract 38.09 | Charlotte |
|---|---|---|
| Median household income | $54,625±$4,790 | $82,068 |
| Mean household income | $85,620±$24,216 | $123,732 |
| Per capita income | $30,129±$8,685 | $51,814 |
| People below the poverty line | 19.6%±10.5 pts | 11.7% |
| Children under 18 below the poverty line | 27.2%±20.4 pts | 16.8% |
| Households receiving SNAP | 12.1%±6.8 pts | 9.9% |
| Households with a computer | 90.6%±7.2 pts | 97.0% |
| Households with a broadband subscription | 94.2%±5.2 pts | 93.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 38.09?
Owners occupy 45.9% of Census Tract 38.09's occupied homes and renters 54.1%. The median owner-occupied home is valued at $290,400 by its owner (±$51,634). The median renter pays $1,698 a month including utilities, and 36.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 38.09 | Charlotte |
|---|---|---|
| Median home value (owner-occupied) | $290,400±$51,634 | $385,700 |
| Median gross rent | $1,698±$87 | $1,612 |
| Renters paying 35% or more of income on rent | 36.6%±13.3 pts | 40.2% |
| Median monthly owner costs, with a mortgage | $1,360±$124 | $1,821 |
| Owner-occupied homes | 45.9%±7.4 pts | 51.0% |
| Renter-occupied homes | 54.1%±7.4 pts | 49.0% |
| Housing units | 1,422±153 | 399,305 |
| Single-family detached homes | 52.5%±9.0 pts | 51.1% |
| Mobile homes | 0.0%±2.9 pts | 1.3% |
| Built 2020 or later | 4.1%±3.8 pts | 3.5% |
| Built 2010 to 2019 | 33.3%±9.1 pts | 18.0% |
| Built 1939 or earlier | 0.0%±2.9 pts | 2.5% |
| Households with no vehicle | 1.1%±1.4 pts | 6.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 38.09 get to work?
55.8% of Census Tract 38.09's workers drive alone and 16.0% work from home. The average trip to work takes 23.4 minutes.
| Measure | Tract 38.09 | Charlotte |
|---|---|---|
| In the labor force (age 16+) | 66.3%±6.7 pts | 72.6% |
| Unemployment rate | 6.1%±6.7 pts | 4.6% |
| Drove alone to work | 55.8%±9.5 pts | 57.4% |
| Carpooled | 26.5%±10.8 pts | 8.6% |
| Public transportation | 1.8%±2.9 pts | 1.9% |
| Walked | 0.0%±2.2 pts | 1.7% |
| Worked from home | 16.0%±6.3 pts | 28.8% |
| Mean travel time to work | 23.4 min±4.2 | 24.7 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 38.09 compare with the other tracts in Mecklenburg County?
Among Mecklenburg County's tracts with a reliable estimate, Census Tract 38.09 ranks as shown below (1 = highest).
| Measure | In Mecklenburg County | In Charlotte |
|---|---|---|
| Population | 122nd of 302 | 101st of 252 |
| Residents per square mile | 83rd of 305 | 82nd of 255 |
| Median household income | 263rd of 300 | 215th of 250 |
| Per capita income | 244th of 302 | 194th of 252 |
| Median home value | 217th of 292 | 170th of 243 |
| Median gross rent | 146th of 293 | 119th of 249 |
| Poverty rate | 41st of 138 | 41st of 125 |
| Bachelor's degree or higher | 240th of 298 | 191st of 248 |
| Median age | 263rd of 302 | 214th of 252 |
| Owner-occupied share | 198th of 284 | 155th of 236 |
The tracts next to it on Mecklenburg County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 19.19 | 260th | $55,862±$27,041 · within the margin of this tract |
| Tract 31.08 | 261st | $55,787±$16,850 · within the margin of this tract |
| Tract 45 | 262nd | $55,682±$28,203 · within the margin of this tract |
| Tract 38.09 | 263rd | $54,625±$4,790 |
| Tract 58.67 | 264th | $54,031±$23,390 · within the margin of this tract |
| Tract 32.03 | 265th | $53,846±$14,784 · within the margin of this tract |
| Tract 42 | 266th | $52,986±$25,184 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 38.09?
Every figure for Census Tract 38.09 on this page has a coefficient of variation under 40%, the Census Bureau's threshold for a usable estimate.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections