Census tract · Hamilton County
Census Tract 81, Hamilton County, Ohio
Census Tract 81, GEOID 39061008100, in Hamilton County, Ohio, mostly within Cincinnati (73% of its census blocks). 2,855 residents in the ACS 2020-2024 5-year estimates (±511); the 2020 Census counted 2,791.
Residents, 2020-2024
2,855
±511 (90% margin)
2020 Census count: 2,791
Median household income
$45,695
±$3,552 (90% margin)
Hamilton County: $72,470
Median home value
$139,600
±$9,225 (90% margin)
Hamilton County: $241,900
Median gross rent
$971
±$140 (90% margin)
Hamilton County: $1,075
Where is Census Tract 81?
Census Tract 81 is one of 226 census tracts in Hamilton County, Ohio. It covers 1.09 square miles of land, 2,558 residents per square mile in 2020. Its GEOID, 39061008100, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cincinnati | 73% |
| Finneytown | 27% |
| Springfield Township, Hamilton County | 27% |
8 census tracts border Census Tract 81: Tract 73 ($50,250), Tract 75 ($66,458), Tract 80 ($25,159), Tract 82.01 ($54,777), Tract 82.02 ($43,688), Tract 84 ($33,092), Tract 111 ($72,454) and Tract 222 ($85,688). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 81?
The 2020-2024 American Community Survey puts Census Tract 81's population at 2,855 (±511) in 1,345 households; the 2020 Census counted 2,791 residents and 1,333 housing units.
| Measure | Tract 81 | Cincinnati |
|---|---|---|
| Total population | 2,855±511 | 311,224 |
| Households | 1,345±243 | 144,297 |
| Average household size | 2.10±0.33 | 2.06 |
| Housing units | 1,432±258 | 160,409 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 81?
The median resident of Census Tract 81 is 41.4 years old; 23.3% are under 18 and 22.6% are 65 or older. The largest group is non-Hispanic Black residents at 61.9%, then non-Hispanic white residents at 19.2%.
| Measure | Tract 81 | Cincinnati |
|---|---|---|
| Median age | 41.4±3.7 | 33.2 |
| Under 18 years | 23.3%±10.6 pts | 20.7% |
| 65 years and over | 22.6%±5.9 pts | 13.5% |
| Hispanic or Latino (any race) | 1.7%±1.6 pts | 6.1% |
| White alone, not Hispanic | 19.2%±9.0 pts | 48.2% |
| Black or African American alone, not Hispanic | 61.9%±10.6 pts | 36.3% |
| Asian alone, not Hispanic | 0.3%±0.4 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0%±1.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.3 pts | 0.0% |
| Two or more races, not Hispanic | 3.6%±2.6 pts | 5.9% |
| Some other race alone, not Hispanic | 13.5%±13.1 pts | 0.8% |
| Born outside the United States | 0.5%±0.9 pts | 7.0% |
| Speak a language other than English at home (age 5+) | 2.7%±2.1 pts | 9.4% |
| Civilian veterans (age 18+) | 7.5%±2.9 pts | 4.7% |
| With a disability | 16.6%±6.3 pts | 14.3% |
| No health insurance coverage | 6.4%±5.2 pts | 7.8% |
| High school graduate or higher (age 25+) | 90.3%±4.3 pts | 90.0% |
| Bachelor's degree or higher (age 25+) | 28.8%±9.1 pts | 41.8% |
| Graduate or professional degree (age 25+) | 13.5%±6.1 pts | 18.1% |
| Lived in the same house a year earlier | 69.9%±15.3 pts | 80.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 81 earn?
Half of the 1,345 households in Census Tract 81 earn less than $45,695 a year (±$3,552), against $72,470 across Hamilton County: 174th highest of the county's 216 tracts with a reliable estimate. 32.0% of residents live below the poverty line.
| Measure | Tract 81 | Cincinnati |
|---|---|---|
| Median household income | $45,695±$3,552 | $52,909 |
| Mean household income | $59,457±$9,431 | $85,817 |
| Per capita income | $28,360±$6,765 | $40,324 |
| People below the poverty line | 32.0%±13.8 pts | 25.5% |
| Children under 18 below the poverty line | 67.7%±36.5 pts | 36.2% |
| Households receiving SNAP | 20.2%±9.6 pts | 18.7% |
| Households with a computer | 97.9%±2.2 pts | 94.0% |
| Households with a broadband subscription | 80.6%±13.2 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 81?
Owners occupy 50.6% of Census Tract 81's occupied homes and renters 49.4%. The median owner-occupied home is valued at $139,600 by its owner (±$9,225). The median renter pays $971 a month including utilities, and 55.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 81 | Cincinnati |
|---|---|---|
| Median home value (owner-occupied) | $139,600±$9,225 | $230,900 |
| Median gross rent | $971±$140 | $1,001 |
| Renters paying 35% or more of income on rent | 55.0%±18.7 pts | 41.4% |
| Median monthly owner costs, with a mortgage | $1,353±$66 | $1,640 |
| Owner-occupied homes | 50.6%±11.2 pts | 39.8% |
| Renter-occupied homes | 49.4%±11.2 pts | 60.2% |
| Housing units | 1,432±258 | 160,409 |
| Single-family detached homes | 61.2%±10.0 pts | 38.3% |
| Mobile homes | 0.0%±2.6 pts | 0.3% |
| Built 2020 or later | 0.0%±2.6 pts | 1.2% |
| Built 2010 to 2019 | 0.0%±2.6 pts | 4.8% |
| Built 1939 or earlier | 11.9%±6.3 pts | 40.9% |
| Households with no vehicle | 11.9%±6.7 pts | 17.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 81 get to work?
87.7% of Census Tract 81's workers drive alone. The average trip to work takes 20.6 minutes. The unemployment rate in 2020-2024 averaged 5.2%.
| Measure | Tract 81 | Cincinnati |
|---|---|---|
| In the labor force (age 16+) | 62.2%±9.1 pts | 66.1% |
| Unemployment rate | 5.2%±3.3 pts | 6.8% |
| Drove alone to work | 87.7%±7.2 pts | 64.6% |
| Carpooled | 2.6%±3.6 pts | 7.0% |
| Public transportation | 4.0%±4.1 pts | 5.3% |
| Walked | 0.5%±0.8 pts | 5.4% |
| Worked from home | 3.7%±4.2 pts | 15.0% |
| Mean travel time to work | 20.6 min±2.2 | 22.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 81 compare with the other tracts in Hamilton County?
Among Hamilton County's tracts with a reliable estimate, Census Tract 81 ranks as shown below (1 = highest).
| Measure | In Hamilton County | In Cincinnati |
|---|---|---|
| Population | 148th of 226 | 51st of 110 |
| Residents per square mile | 160th of 226 | 95th of 110 |
| Median household income | 174th of 216 | 63rd of 100 |
| Per capita income | 171st of 225 | 66th of 109 |
| Median home value | 183rd of 205 | 76th of 90 |
| Median gross rent | 141st of 208 | 59th of 108 |
| Poverty rate | 38th of 148 | 37th of 93 |
| Bachelor's degree or higher | 152nd of 215 | 71st of 102 |
| Median age | 59th of 226 | 17th of 110 |
| Owner-occupied share | 138th of 223 | 40th of 107 |
The tracts next to it on Hamilton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 223.01 | 171st | $47,556±$7,138 · within the margin of this tract |
| Tract 209.02 | 172nd | $46,567±$7,711 · within the margin of this tract |
| Tract 28 | 173rd | $45,802±$20,494 · within the margin of this tract |
| Tract 81 | 174th | $45,695±$3,552 |
| Tract 105 | 175th | $45,398±$12,365 · within the margin of this tract |
| Tract 95 | 176th | $45,354±$12,565 · within the margin of this tract |
| Tract 234 | 177th | $44,948±$7,171 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 81?
3 of the 18 figures for Census Tract 81 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections