Census tract · Hamilton County
Census Tract 95, Hamilton County, Ohio
Census Tract 95, GEOID 39061009500, in Hamilton County, Ohio, entirely within Cincinnati. 2,475 residents in the ACS 2020-2024 5-year estimates (±324); the 2020 Census counted 2,569.
Residents, 2020-2024
2,475
±324 (90% margin)
2020 Census count: 2,569
Median household income
$45,354
±$12,565 (90% margin)
Hamilton County: $72,470
Median home value
$167,000
±$111,197 (90% margin)
Hamilton County: $241,900
Median gross rent
$940
±$355 (90% margin)
Hamilton County: $1,075
Where is Census Tract 95?
Census Tract 95 is one of 226 census tracts in Hamilton County, Ohio. It covers 0.25 square miles of land, 10,154 residents per square mile in 2020. Its GEOID, 39061009500, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cincinnati | 100% |
4 census tracts border Census Tract 95: Tract 93 ($31,557), Tract 94 ($37,162), Tract 96 ($35,960) and Tract 97 ($59,185). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 95?
The 2020-2024 American Community Survey puts Census Tract 95's population at 2,475 (±324) in 765 households; the 2020 Census counted 2,569 residents and 1,058 housing units.
| Measure | Tract 95 | Cincinnati |
|---|---|---|
| Total population | 2,475±324 | 311,224 |
| Households | 765±110 | 144,297 |
| Average household size | 3.19±0.43 | 2.06 |
| Housing units | 912±110 | 160,409 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 95?
The median resident of Census Tract 95 is 28.3 years old; 37.9% are under 18 and 9.0% are 65 or older. The largest group is non-Hispanic Black residents at 43.8%, then non-Hispanic white residents at 28.8%. 12.5% of residents were born outside the United States.
| Measure | Tract 95 | Cincinnati |
|---|---|---|
| Median age | 28.3±3.4 | 33.2 |
| Under 18 years | 37.9%±6.6 pts | 20.7% |
| 65 years and over | 9.0%±3.5 pts | 13.5% |
| Hispanic or Latino (any race) | 21.9%±11.6 pts | 6.1% |
| White alone, not Hispanic | 28.8%±15.7 pts | 48.2% |
| Black or African American alone, not Hispanic | 43.8%±11.2 pts | 36.3% |
| Asian alone, not Hispanic | 1.0%±1.2 pts | 2.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.3%±0.5 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.5 pts | 0.0% |
| Two or more races, not Hispanic | 4.2%±2.9 pts | 5.9% |
| Some other race alone, not Hispanic | 0.0%±1.5 pts | 0.8% |
| Born outside the United States | 12.5%±6.5 pts | 7.0% |
| Speak a language other than English at home (age 5+) | 20.2%±10.2 pts | 9.4% |
| Civilian veterans (age 18+) | 3.6%±2.7 pts | 4.7% |
| With a disability | 25.2%±10.8 pts | 14.3% |
| No health insurance coverage | 20.4%±8.1 pts | 7.8% |
| High school graduate or higher (age 25+) | 82.4%±8.8 pts | 90.0% |
| Bachelor's degree or higher (age 25+) | 16.8%±7.0 pts | 41.8% |
| Graduate or professional degree (age 25+) | 4.3%±2.8 pts | 18.1% |
| Lived in the same house a year earlier | 75.8%±14.1 pts | 80.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 95 earn?
Half of the 765 households in Census Tract 95 earn less than $45,354 a year (±$12,565), against $72,470 across Hamilton County: 176th highest of the county's 216 tracts with a reliable estimate. 45.7% of residents live below the poverty line.
| Measure | Tract 95 | Cincinnati |
|---|---|---|
| Median household income | $45,354±$12,565 | $52,909 |
| Mean household income | $52,439±$9,609 | $85,817 |
| Per capita income | $16,857±$3,878 | $40,324 |
| People below the poverty line | 45.7%±10.8 pts | 25.5% |
| Children under 18 below the poverty line | 70.1%±16.4 pts | 36.2% |
| Households receiving SNAP | 34.0%±8.9 pts | 18.7% |
| Households with a computer | 89.9%±7.6 pts | 94.0% |
| Households with a broadband subscription | 74.6%±13.0 pts | 89.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 95?
Owners occupy 22.1% of Census Tract 95's occupied homes and renters 77.9%. The median renter pays $940 a month including utilities, and 39.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 95 | Cincinnati |
|---|---|---|
| Median home value (owner-occupied) | $167,000±$111,197 | $230,900 |
| Median gross rent | $940±$355 | $1,001 |
| Renters paying 35% or more of income on rent | 39.1%±11.7 pts | 41.4% |
| Median monthly owner costs, with a mortgage | $2,132±$1,024 | $1,640 |
| Owner-occupied homes | 22.1%±8.4 pts | 39.8% |
| Renter-occupied homes | 77.9%±8.4 pts | 60.2% |
| Housing units | 912±110 | 160,409 |
| Single-family detached homes | 39.1%±10.8 pts | 38.3% |
| Mobile homes | 0.0%±4.0 pts | 0.3% |
| Built 2020 or later | 0.0%±4.0 pts | 1.2% |
| Built 2010 to 2019 | 0.0%±4.0 pts | 4.8% |
| Built 1939 or earlier | 64.4%±12.0 pts | 40.9% |
| Households with no vehicle | 26.7%±11.1 pts | 17.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 95 get to work?
67.9% of Census Tract 95's workers drive alone. The average trip to work takes 26.7 minutes. The unemployment rate in 2020-2024 averaged 16.5%.
| Measure | Tract 95 | Cincinnati |
|---|---|---|
| In the labor force (age 16+) | 62.4%±7.6 pts | 66.1% |
| Unemployment rate | 16.5%±9.4 pts | 6.8% |
| Drove alone to work | 67.9%±10.5 pts | 64.6% |
| Carpooled | 13.1%±7.2 pts | 7.0% |
| Public transportation | 7.9%±7.0 pts | 5.3% |
| Walked | 0.0%±4.8 pts | 5.4% |
| Worked from home | 6.2%±5.4 pts | 15.0% |
| Mean travel time to work | 26.7 min±4.8 | 22.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 95 compare with the other tracts in Hamilton County?
Among Hamilton County's tracts with a reliable estimate, Census Tract 95 ranks as shown below (1 = highest).
| Measure | In Hamilton County | In Cincinnati |
|---|---|---|
| Population | 167th of 226 | 60th of 110 |
| Residents per square mile | 11th of 226 | 11th of 110 |
| Median household income | 176th of 216 | 65th of 100 |
| Per capita income | 216th of 225 | 100th of 109 |
| Median gross rent | 153rd of 208 | 66th of 108 |
| Poverty rate | 16th of 148 | 16th of 93 |
| Bachelor's degree or higher | 199th of 215 | 90th of 102 |
| Median age | 209th of 226 | 94th of 110 |
| Owner-occupied share | 202nd of 223 | 86th of 107 |
The tracts next to it on Hamilton County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 28 | 173rd | $45,802±$20,494 · within the margin of this tract |
| Tract 81 | 174th | $45,695±$3,552 · within the margin of this tract |
| Tract 105 | 175th | $45,398±$12,365 · within the margin of this tract |
| Tract 95 | 176th | $45,354±$12,565 |
| Tract 234 | 177th | $44,948±$7,171 · within the margin of this tract |
| Tract 257 | 178th | $44,692±$6,542 · within the margin of this tract |
| Tract 104 | 179th | $44,526±$14,302 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 95?
3 of the 18 figures for Census Tract 95 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections