Census tract · Lucas County
Census Tract 89.05, Lucas County, Ohio
Census Tract 89.05, GEOID 39095008905, in Lucas County, Ohio, mostly within Waterville (71% of its census blocks). 4,121 residents in the ACS 2020-2024 5-year estimates (±324); the 2020 Census counted 4,072.
Residents, 2020-2024
4,121
±324 (90% margin)
2020 Census count: 4,072
Median household income
$110,058
±$12,633 (90% margin)
Lucas County: $62,224
Median home value
$324,700
±$14,365 (90% margin)
Lucas County: $163,900
Median gross rent
$1,462
±$119 (90% margin)
Lucas County: $934
Where is Census Tract 89.05?
Census Tract 89.05 is one of 169 census tracts in Lucas County, Ohio. It covers 3.55 square miles of land, 1,149 residents per square mile in 2020. Its GEOID, 39095008905, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Waterville | 71% |
| Waterville Township | 30% |
6 census tracts border Census Tract 89.05: Tract 89.03 ($108,194), Tract 89.06 ($97,969), Tract 90.01 ($158,021), Tract 90.03 ($87,644), Tract 206.02 in Wood County ($171,672) and Tract 212 in Wood County ($121,875). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 89.05?
The 2020-2024 American Community Survey puts Census Tract 89.05's population at 4,121 (±324) in 1,660 households; the 2020 Census counted 4,072 residents and 1,647 housing units.
| Measure | Tract 89.05 | Waterville |
|---|---|---|
| Total population | 4,121 ±324 | 6,017 |
| Households | 1,660 ±188 | 2,418 |
| Average household size | 2.48 ±0.18 | 2.43 |
| Housing units | 1,757 ±187 | 2,563 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 89.05?
The median resident of Census Tract 89.05 is 39.1 years old; 25.4% are under 18 and 14.6% are 65 or older. The largest group is non-Hispanic white residents at 83.8%, then non-Hispanic residents of two or more races at 7.0%. 3.8% of residents were born outside the United States.
| Measure | Tract 89.05 | Waterville |
|---|---|---|
| Median age | 39.1 ±4.6 | 41.3 |
| Under 18 years | 25.4% ±3.1 pts | 25.8% |
| 65 years and over | 14.6% ±2.5 pts | 19.5% |
| Hispanic or Latino (any race) | 6.9% ±4.9 pts | 6.2% |
| White alone, not Hispanic | 83.8% ±5.9 pts | 85.1% |
| Black or African American alone, not Hispanic | 0.0% ±0.9 pts | 0.6% |
| Asian alone, not Hispanic | 2.3% ±2.1 pts | 1.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 7.0% ±4.2 pts | 6.3% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 3.8% ±2.5 pts | 3.1% |
| Speak a language other than English at home (age 5+) | 6.3% ±3.3 pts | 5.6% |
| Civilian veterans (age 18+) | 5.4% ±2.8 pts | 6.7% |
| With a disability | 11.5% ±3.9 pts | 13.4% |
| No health insurance coverage | 3.7% ±2.9 pts | 4.4% |
| High school graduate or higher (age 25+) | 96.8% ±3.3 pts | 97.3% |
| Bachelor's degree or higher (age 25+) | 51.2% ±6.6 pts | 47.4% |
| Graduate or professional degree (age 25+) | 24.9% ±5.3 pts | 22.4% |
| Lived in the same house a year earlier | 90.7% ±4.7 pts | 86.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 89.05 earn?
Half of the 1,660 households in Census Tract 89.05 earn less than $110,058 a year (±$12,633), against $62,224 across Lucas County: 15th highest of the county's 156 tracts with a reliable estimate.
| Measure | Tract 89.05 | Waterville |
|---|---|---|
| Median household income | $110,058 ±$12,633 | $104,114 |
| Mean household income | $154,633 ±$29,126 | $137,317 |
| Per capita income | $62,703 ±$12,526 | $56,267 |
| People below the poverty line | 3.6% ±4.0 pts | 4.3% |
| Children under 18 below the poverty line | 6.5% ±9.4 pts | 5.7% |
| Households receiving SNAP | 3.4% ±3.7 pts | 4.0% |
| Households with a computer | 96.7% ±2.7 pts | 96.9% |
| Households with a broadband subscription | 93.1% ±3.8 pts | 93.6% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 89.05?
Owners occupy 72.5% of Census Tract 89.05's occupied homes and renters 27.5%. The median owner-occupied home is valued at $324,700 by its owner (±$14,365). The median renter pays $1,462 a month including utilities, and 35.2% of renters pay 35% or more of their income on rent.
| Measure | Tract 89.05 | Waterville |
|---|---|---|
| Median home value (owner-occupied) | $324,700 ±$14,365 | $308,400 |
| Median gross rent | $1,462 ±$119 | $1,415 |
| Renters paying 35% or more of income on rent | 35.2% ±13.5 pts | 34.9% |
| Median monthly owner costs, with a mortgage | $1,974 ±$137 | $1,988 |
| Owner-occupied homes | 72.5% ±7.6 pts | 73.0% |
| Renter-occupied homes | 27.5% ±7.6 pts | 27.0% |
| Housing units | 1,757 ±187 | 2,563 |
| Single-family detached homes | 67.0% ±7.9 pts | 65.2% |
| Mobile homes | 0.0% ±2.1 pts | 0.0% |
| Built 2020 or later | 9.8% ±5.0 pts | 6.7% |
| Built 2010 to 2019 | 21.9% ±7.5 pts | 15.9% |
| Built 1939 or earlier | 6.4% ±3.3 pts | 7.4% |
| Households with no vehicle | 3.1% ±2.9 pts | 2.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 89.05 get to work?
82.2% of Census Tract 89.05's workers drive alone and 10.3% work from home. The average trip to work takes 28.2 minutes.
| Measure | Tract 89.05 | Waterville |
|---|---|---|
| In the labor force (age 16+) | 63.8% ±7.6 pts | 62.5% |
| Unemployment rate | 1.6% ±1.6 pts | 3.2% |
| Drove alone to work | 82.2% ±5.7 pts | 81.2% |
| Carpooled | 3.2% ±3.2 pts | 3.8% |
| Public transportation | 1.1% ±1.7 pts | 0.8% |
| Walked | 0.7% ±1.1 pts | 0.5% |
| Worked from home | 10.3% ±3.9 pts | 11.6% |
| Mean travel time to work | 28.2 min ±5.7 | 27.0 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 89.05 compare with the other tracts in Lucas County?
Among Lucas County's tracts with a reliable estimate, Census Tract 89.05 ranks as shown below (1 = highest).
| Measure | In Lucas County |
|---|---|
| Population | 15th of 168 |
| Residents per square mile | 145th of 168 |
| Median household income | 15th of 156 |
| Per capita income | 10th of 167 |
| Median home value | 9th of 155 |
| Median gross rent | 7th of 156 |
| Bachelor's degree or higher | 18th of 137 |
| Median age | 76th of 168 |
| Owner-occupied share | 63rd of 164 |
The tracts next to it on Lucas County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 90.02 | 12th | $122,396±$36,531 · within the margin of this tract |
| Tract 82.09 | 13th | $116,477±$23,254 · within the margin of this tract |
| Tract 89.04 | 14th | $114,813±$22,310 · within the margin of this tract |
| Tract 89.05 | 15th | $110,058±$12,633 |
| Tract 89.03 | 16th | $108,194±$17,471 · within the margin of this tract |
| Tract 83.02 | 17th | $107,583±$18,449 · within the margin of this tract |
| Tract 91.03 | 18th | $106,869±$13,128 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 89.05?
4 of the 18 figures for Census Tract 89.05 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections