Census tract · Lucas County

Census Tract 95, Lucas County, Ohio

Census Tract 95, GEOID 39095009500, in Lucas County, Ohio, mostly within Swanton Township (99% of its census blocks). 2,833 residents in the ACS 2020-2024 5-year estimates (±14); the 2020 Census counted 2,830.

Residents, 2020-2024

2,833

±14 (90% margin)
2020 Census count: 2,830

Median household income

$69,044

±$13,683 (90% margin)
Lucas County: $62,224

Median home value

$213,700

±$25,640 (90% margin)
Lucas County: $163,900

Median gross rent

$1,020

±$312 (90% margin)
Lucas County: $934

Where is Census Tract 95?

Census Tract 95 is one of 169 census tracts in Lucas County, Ohio. It covers 22.02 square miles of land, 129 residents per square mile in 2020. Its GEOID, 39095009500, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 95 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Swanton Township99%
Swanton10%
Whitehouse1%
Waterville Township1%
Census Tract 95 (marked with a dot) in Lucas County, Ohio. Boundaries: Census Bureau 2024.
40240389.0389.0490.019496 95 2 mi
Census Tract 95 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000. Dashed: tracts outside Lucas County.

7 census tracts border Census Tract 95: Tract 402 in Fulton County ($72,083), Tract 403 in Fulton County ($73,007), Tract 89.03 ($108,194), Tract 89.04 ($114,813), Tract 90.01 ($158,021), Tract 94 ($85,260) and Tract 96 ($97,675). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 95?

The 2020-2024 American Community Survey puts Census Tract 95's population at 2,833 (±14) in 1,264 households; the 2020 Census counted 2,830 residents and 1,227 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 95Swanton TownshipLucas CountyOhio
Total population 2,833 ±14 2,833 428,018 11,810,293
Households 1,264 ±114 1,264 183,243 4,863,191
Average household size 2.22 ±0.20 2.22 2.29 2.37
Housing units 1,424 ±141 1,424 200,998 5,292,391

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 95?

The median resident of Census Tract 95 is 52.7 years old; 11.8% are under 18 and 23.5% are 65 or older. The largest group is non-Hispanic white residents at 82.7%, then non-Hispanic Asian residents at 6.9%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 95Swanton TownshipLucas CountyOhio
Median age 52.7 ±5.6 52.7 38.5 39.7
Under 18 years 11.8% ±3.2 pts 11.8% 22.8% 22.0%
65 years and over 23.5% ±4.3 pts 23.5% 17.6% 18.3%
Hispanic or Latino (any race) 5.4% ±4.2 pts 5.4% 7.8% 4.8%
White alone, not Hispanic 82.7% ±7.6 pts 82.7% 66.1% 75.8%
Black or African American alone, not Hispanic 0.0% ±1.3 pts 0.0% 18.9% 12.0%
Asian alone, not Hispanic 6.9% ±6.0 pts 6.9% 1.7% 2.5%
American Indian and Alaska Native alone, not Hispanic 0.2% ±0.3 pts 0.2% 0.0% 0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±1.3 pts 0.0% 0.0% 0.0%
Two or more races, not Hispanic 2.9% ±2.3 pts 2.9% 4.9% 4.3%
Some other race alone, not Hispanic 1.9% ±2.4 pts 1.9% 0.4% 0.4%
Born outside the United States 2.2% ±1.8 pts 2.2% 4.0% 5.2%
Speak a language other than English at home (age 5+) 0.3% ±0.4 pts 0.3% 6.1% 8.0%
Civilian veterans (age 18+) 4.5% ±2.7 pts 4.5% 5.9% 6.6%
With a disability 23.1% ±6.2 pts 23.1% 15.4% 14.4%
No health insurance coverage 7.6% ±5.6 pts 7.6% 4.9% 6.4%
High school graduate or higher (age 25+) 91.4% ±5.6 pts 91.4% 91.5% 91.8%
Bachelor's degree or higher (age 25+) 22.2% ±6.3 pts 22.2% 29.4% 31.5%
Graduate or professional degree (age 25+) 2.7% ±2.6 pts 2.7% 11.3% 12.2%
Lived in the same house a year earlier 90.2% ±5.3 pts 90.2% 87.5% 88.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 95 earn?

Half of the 1,264 households in Census Tract 95 earn less than $69,044 a year (±$13,683), against $62,224 across Lucas County: 59th highest of the county's 156 tracts with a reliable estimate. 5.9% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 95Swanton TownshipLucas CountyOhio
Median household income $69,044 ±$13,683 $69,044 $62,224 $71,389
Mean household income $83,529 ±$10,541 $83,529 $87,001 $96,990
Per capita income $38,611 ±$3,645 $38,611 $37,575 $40,552
People below the poverty line 5.9% ±3.1 pts 5.9% 17.7% 13.3%
Children under 18 below the poverty line 4.8% ±7.4 pts 4.8% 25.4% 17.8%
Households receiving SNAP 7.2% ±4.5 pts 7.2% 16.4% 12.5%
Households with a computer 86.4% ±7.5 pts 86.4% 94.4% 94.4%
Households with a broadband subscription 86.9% ±5.6 pts 86.9% 89.4% 90.1%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 95?

Owners occupy 79.0% of Census Tract 95's occupied homes and renters 21.0%. The median owner-occupied home is valued at $213,700 by its owner (±$25,640). The median renter pays $1,020 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 95Swanton TownshipLucas CountyOhio
Median home value (owner-occupied) $213,700 ±$25,640 $213,700 $163,900 $214,800
Median gross rent $1,020 ±$312 $1,020 $934 $1,034
Renters paying 35% or more of income on rent 15.8% ±21.3 pts 15.8% 37.0% 37.3%
Median monthly owner costs, with a mortgage $1,668 ±$175 $1,668 $1,394 $1,517
Owner-occupied homes 79.0% ±10.1 pts 79.0% 62.0% 67.2%
Renter-occupied homes 21.0% ±10.1 pts 21.0% 38.0% 32.8%
Housing units 1,424 ±141 1,424 200,998 5,292,391
Single-family detached homes 77.0% ±9.3 pts 77.0% 68.2% 68.8%
Mobile homes 17.8% ±7.3 pts 17.8% 2.1% 3.4%
Built 2020 or later 3.2% ±4.0 pts 3.2% 0.7% 1.1%
Built 2010 to 2019 6.9% ±5.5 pts 6.9% 4.0% 5.6%
Built 1939 or earlier 11.9% ±7.3 pts 11.9% 23.7% 19.0%
Households with no vehicle 2.9% ±2.6 pts 2.9% 8.6% 7.5%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 95 get to work?

82.5% of Census Tract 95's workers drive alone. The average trip to work takes 22.9 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 95Swanton TownshipLucas CountyOhio
In the labor force (age 16+) 58.1% ±7.5 pts 58.1% 63.0% 63.1%
Unemployment rate 2.1% ±2.5 pts 2.1% 6.3% 4.8%
Drove alone to work 82.5% ±8.1 pts 82.5% 78.6% 75.1%
Carpooled 1.4% ±3.7 pts 1.4% 8.9% 7.5%
Public transportation 5.9% ±6.3 pts 5.9% 0.8% 1.0%
Walked 2.2% ±2.4 pts 2.2% 1.6% 2.0%
Worked from home 6.1% ±4.1 pts 6.1% 8.9% 13.0%
Mean travel time to work 22.9 min ±4.0 22.9 min 20.5 min 23.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 95 compare with the other tracts in Lucas County?

Among Lucas County's tracts with a reliable estimate, Census Tract 95 ranks as shown below (1 = highest).

Census Tract 95's rank among the tracts of Lucas County
MeasureIn Lucas County
Population57th of 168
Residents per square mile165th of 168
Median household income59th of 156
Per capita income52nd of 167
Median home value41st of 155
Median gross rent70th of 156
Poverty rate112th of 125
Bachelor's degree or higher86th of 137
Median age8th of 168
Owner-occupied share42nd of 164

The tracts next to it on Lucas County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 91.0456th$72,471±$12,113 · within the margin of this tract2,427
Tract 100.0257th$70,158±$13,118 · within the margin of this tract3,010
Tract 83.0358th$69,063±$17,343 · within the margin of this tract3,091
Tract 9559th$69,044±$13,6832,833
Tract 6360th$68,990±$12,811 · within the margin of this tract3,078
Tract 16.0261st$68,378±$38,324 · within the margin of this tract1,259
Tract 85.0162nd$66,974±$16,975 · within the margin of this tract2,784

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 95?

4 of the 18 figures for Census Tract 95 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections