Census tract · Payne County

Census Tract 101.02, Payne County, Oklahoma

Census Tract 101.02, GEOID 40119010102, in Payne County, Oklahoma, entirely within Stillwater. 4,264 residents in the ACS 2020-2024 5-year estimates (±672); the 2020 Census counted 4,955.

Residents, 2020-2024

4,264

±672 (90% margin)
2020 Census count: 4,955

Median household income

$37,022

±$12,598 (90% margin)
Payne County: $49,809

Median home value

$172,000

±$9,228 (90% margin)
Payne County: $223,300

Median gross rent

$748

±$121 (90% margin)
Payne County: $917

Where is Census Tract 101.02?

Census Tract 101.02 is one of 23 census tracts in Payne County, Oklahoma. It covers 1.06 square miles of land, 4,683 residents per square mile in 2020. Its GEOID, 40119010102, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 101.02 lies in (share of its 2020 census blocks)
PlaceShare of the tract
Stillwater100%
Census Tract 101.02 (marked with a dot) in Payne County, Oklahoma. Boundaries: Census Bureau 2024.
101.01102.02106 101.02 1 mi
Census Tract 101.02 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

4 census tracts border Census Tract 101.02: Tract 101.01 ($61,491), Tract 102.02 ($33,466), Tract 105.01 ($40,206) and Tract 106 ($33,674). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 101.02?

The 2020-2024 American Community Survey puts Census Tract 101.02's population at 4,264 (±672) in 2,209 households; the 2020 Census counted 4,955 residents and 2,721 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure Tract 101.02StillwaterPayne CountyOklahoma
Total population 4,264 ±672 49,269 82,972 4,028,634
Households 2,209 ±277 19,654 32,609 1,562,389
Average household size 1.93 ±0.23 2.05 2.25 2.50
Housing units 2,538 ±238 22,353 37,069 1,775,127

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 101.02?

The median resident of Census Tract 101.02 is 24.6 years old; 18.9% are under 18 and 7.1% are 65 or older. The largest group is non-Hispanic white residents at 72.3%, then non-Hispanic residents of two or more races at 9.4%.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure Tract 101.02StillwaterPayne CountyOklahoma
Median age 24.6 ±3.0 23.9 27.7 37.0
Under 18 years 18.9% ±8.7 pts 14.2% 18.4% 24.0%
65 years and over 7.1% ±2.4 pts 10.4% 13.2% 16.3%
Hispanic or Latino (any race) 7.9% ±3.6 pts 5.9% 6.6% 12.7%
White alone, not Hispanic 72.3% ±8.8 pts 71.4% 73.5% 62.1%
Black or African American alone, not Hispanic 8.1% ±6.3 pts 4.5% 3.5% 6.8%
Asian alone, not Hispanic 0.8% ±1.3 pts 6.4% 4.2% 2.4%
American Indian and Alaska Native alone, not Hispanic 1.1% ±1.1 pts 3.1% 3.7% 6.6%
Native Hawaiian and Other Pacific Islander alone, not Hispanic 0.0% ±0.6 pts 0.1% 0.1% 0.2%
Two or more races, not Hispanic 9.4% ±5.6 pts 8.5% 8.3% 8.9%
Some other race alone, not Hispanic 0.4% ±0.5 pts 0.1% 0.2% 0.3%
Born outside the United States 2.7% ±2.4 pts 8.7% 6.3% 6.4%
Speak a language other than English at home (age 5+) 6.7% ±5.1 pts 10.9% 8.7% 11.5%
Civilian veterans (age 18+) 4.7% ±3.3 pts 4.6% 5.1% 7.9%
With a disability 14.4% ±4.7 pts 13.3% 14.0% 17.2%
No health insurance coverage 14.4% ±10.9 pts 8.7% 11.0% 12.9%
High school graduate or higher (age 25+) 94.1% ±4.8 pts 96.0% 93.6% 89.4%
Bachelor's degree or higher (age 25+) 45.7% ±10.4 pts 49.9% 39.7% 28.3%
Graduate or professional degree (age 25+) 10.7% ±6.1 pts 24.4% 18.0% 9.9%
Lived in the same house a year earlier 64.3% ±12.4 pts 65.7% 74.3% 85.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 101.02 earn?

Half of the 2,209 households in Census Tract 101.02 earn less than $37,022 a year (±$12,598), against $49,809 across Payne County: 16th highest of the county's 23 tracts with a reliable estimate. 37.8% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure Tract 101.02StillwaterPayne CountyOklahoma
Median household income $37,022 ±$12,598 $43,700 $49,809 $65,039
Mean household income $47,283 ±$7,440 $69,640 $75,380 $88,936
Per capita income $24,403 ±$4,395 $28,961 $30,874 $35,624
People below the poverty line 37.8% ±11.8 pts 27.4% 22.6% 15.3%
Children under 18 below the poverty line 51.2% ±34.4 pts 22.6% 22.7% 20.1%
Households receiving SNAP 6.9% ±4.8 pts 8.6% 10.1% 14.1%
Households with a computer 93.8% ±5.7 pts 97.5% 96.3% 94.9%
Households with a broadband subscription 84.0% ±8.0 pts 87.7% 87.2% 88.9%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 101.02?

Owners occupy 26.3% of Census Tract 101.02's occupied homes and renters 73.7%. The median owner-occupied home is valued at $172,000 by its owner (±$9,228). The median renter pays $748 a month including utilities, and 39.8% of renters pay 35% or more of their income on rent.

Housing, ACS 2020-2024 5-year estimates
Measure Tract 101.02StillwaterPayne CountyOklahoma
Median home value (owner-occupied) $172,000 ±$9,228 $237,200 $223,300 $199,800
Median gross rent $748 ±$121 $947 $917 $1,014
Renters paying 35% or more of income on rent 39.8% ±13.3 pts 51.1% 48.8% 37.5%
Median monthly owner costs, with a mortgage $1,381 ±$130 $1,864 $1,706 $1,539
Owner-occupied homes 26.3% ±7.4 pts 37.1% 51.0% 65.8%
Renter-occupied homes 73.7% ±7.4 pts 62.9% 49.0% 34.2%
Housing units 2,538 ±238 22,353 37,069 1,775,127
Single-family detached homes 34.4% ±8.3 pts 51.3% 61.8% 72.7%
Mobile homes 0.0% ±1.0 pts 4.5% 8.1% 8.2%
Built 2020 or later 0.0% ±1.0 pts 1.3% 1.4% 2.0%
Built 2010 to 2019 2.3% ±2.4 pts 16.1% 15.0% 11.2%
Built 1939 or earlier 0.6% ±1.0 pts 4.2% 7.3% 6.9%
Households with no vehicle 9.9% ±7.3 pts 6.8% 5.9% 5.6%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 101.02 get to work?

73.0% of Census Tract 101.02's workers drive alone. The average trip to work takes 16.1 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure Tract 101.02StillwaterPayne CountyOklahoma
In the labor force (age 16+) 66.4% ±7.2 pts 59.0% 59.2% 61.2%
Unemployment rate 3.8% ±4.0 pts 6.4% 5.7% 5.0%
Drove alone to work 73.0% ±12.5 pts 69.0% 72.0% 77.4%
Carpooled 9.8% ±7.9 pts 8.1% 9.5% 9.7%
Public transportation 2.4% ±3.7 pts 0.8% 0.6% 0.3%
Walked 2.5% ±3.6 pts 8.0% 6.0% 1.8%
Worked from home 11.6% ±9.8 pts 9.7% 8.8% 9.4%
Mean travel time to work 16.1 min ±3.1 15.4 min 18.4 min 22.4 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 101.02 compare with the other tracts in Payne County?

Among Payne County's tracts with a reliable estimate, Census Tract 101.02 ranks as shown below (1 = highest).

Census Tract 101.02's rank among the tracts of Payne County and of Stillwater
MeasureIn Payne CountyIn Stillwater
Population8th of 235th of 16
Residents per square mile4th of 234th of 16
Median household income16th of 239th of 16
Per capita income14th of 239th of 16
Median home value12th of 199th of 12
Median gross rent19th of 2213th of 15
Poverty rate6th of 226th of 16
Bachelor's degree or higher10th of 2210th of 15
Median age16th of 229th of 15
Owner-occupied share15th of 198th of 12

The tracts next to it on Payne County's income ladder

Median household income, ACS 2020-2024 5-year estimates
TractRankMedian household incomeResidents
Tract 11213th$42,800±$8,941 · within the margin of this tract2,205
Tract 111.0414th$40,700±$12,219 · within the margin of this tract3,805
Tract 105.0115th$40,206±$7,153 · within the margin of this tract521
Tract 101.0216th$37,022±$12,5984,264
Tract 10717th$35,714±$14,820 · within the margin of this tract2,509
Tract 10618th$33,674±$10,737 · within the margin of this tract4,635
Tract 102.0219th$33,466±$20,145 · within the margin of this tract3,425

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 101.02?

3 of the 18 figures for Census Tract 101.02 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections