Census tract · Payne County
Census Tract 107, Payne County, Oklahoma
Census Tract 107, GEOID 40119010700, in Payne County, Oklahoma, mostly within Stillwater (98% of its census blocks). 2,509 residents in the ACS 2020-2024 5-year estimates (±404); the 2020 Census counted 2,799.
Residents, 2020-2024
2,509
±404 (90% margin)
2020 Census count: 2,799
Median household income
$35,714
±$14,820 (90% margin)
Payne County: $49,809
Median home value
$137,300
±$23,755 (90% margin)
Payne County: $223,300
Median gross rent
$741
±$29 (90% margin)
Payne County: $917
Where is Census Tract 107?
Census Tract 107 is one of 23 census tracts in Payne County, Oklahoma. It covers 2.58 square miles of land, 1,087 residents per square mile in 2020. Its GEOID, 40119010700, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Stillwater | 98% |
7 census tracts border Census Tract 107: Tract 105.01 ($40,206), Tract 105.03 ($18,185), Tract 106 ($33,674), Tract 108 ($30,797), Tract 109.02 ($93,967), Tract 110.02 ($74,514) and Tract 111.01 ($84,447). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 107?
The 2020-2024 American Community Survey puts Census Tract 107's population at 2,509 (±404) in 1,360 households; the 2020 Census counted 2,799 residents and 1,564 housing units.
| Measure | Tract 107 | Stillwater |
|---|---|---|
| Total population | 2,509 ±404 | 49,269 |
| Households | 1,360 ±242 | 19,654 |
| Average household size | 1.66 ±0.17 | 2.05 |
| Housing units | 1,543 ±233 | 22,353 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 107?
The median resident of Census Tract 107 is 31.3 years old; 13.1% are under 18 and 9.0% are 65 or older. The largest group is non-Hispanic white residents at 68.2%, then non-Hispanic residents of two or more races at 11.7%.
| Measure | Tract 107 | Stillwater |
|---|---|---|
| Median age | 31.3 ±3.1 | 23.9 |
| Under 18 years | 13.1% ±4.9 pts | 14.2% |
| 65 years and over | 9.0% ±2.3 pts | 10.4% |
| Hispanic or Latino (any race) | 7.9% ±4.5 pts | 5.9% |
| White alone, not Hispanic | 68.2% ±9.2 pts | 71.4% |
| Black or African American alone, not Hispanic | 8.0% ±6.2 pts | 4.5% |
| Asian alone, not Hispanic | 0.0% ±1.0 pts | 6.4% |
| American Indian and Alaska Native alone, not Hispanic | 4.3% ±1.9 pts | 3.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Two or more races, not Hispanic | 11.7% ±5.4 pts | 8.5% |
| Some other race alone, not Hispanic | 0.0% ±1.0 pts | 0.1% |
| Born outside the United States | 0.0% ±1.0 pts | 8.7% |
| Speak a language other than English at home (age 5+) | 4.2% ±3.1 pts | 10.9% |
| Civilian veterans (age 18+) | 6.8% ±3.5 pts | 4.6% |
| With a disability | 28.2% ±7.5 pts | 13.3% |
| No health insurance coverage | 19.5% ±10.6 pts | 8.7% |
| High school graduate or higher (age 25+) | 92.2% ±4.2 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 22.6% ±7.2 pts | 49.9% |
| Graduate or professional degree (age 25+) | 9.3% ±4.8 pts | 24.4% |
| Lived in the same house a year earlier | 59.4% ±8.1 pts | 65.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 107 earn?
Half of the 1,360 households in Census Tract 107 earn less than $35,714 a year (±$14,820), against $49,809 across Payne County: 17th highest of the county's 23 tracts with a reliable estimate. 46.9% of residents live below the poverty line.
| Measure | Tract 107 | Stillwater |
|---|---|---|
| Median household income | $35,714 ±$14,820 | $43,700 |
| Mean household income | $36,328 ±$6,444 | $69,640 |
| Per capita income | $21,075 ±$3,249 | $28,961 |
| People below the poverty line | 46.9% ±11.7 pts | 27.4% |
| Children under 18 below the poverty line | 75.5% ±19.4 pts | 22.6% |
| Households receiving SNAP | 25.1% ±10.6 pts | 8.6% |
| Households with a computer | 91.7% ±5.3 pts | 97.5% |
| Households with a broadband subscription | 89.8% ±5.9 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 107?
Owners occupy 26.2% of Census Tract 107's occupied homes and renters 73.8%. The median owner-occupied home is valued at $137,300 by its owner (±$23,755). The median renter pays $741 a month including utilities, and 53.0% of renters pay 35% or more of their income on rent.
| Measure | Tract 107 | Stillwater |
|---|---|---|
| Median home value (owner-occupied) | $137,300 ±$23,755 | $237,200 |
| Median gross rent | $741 ±$29 | $947 |
| Renters paying 35% or more of income on rent | 53.0% ±13.5 pts | 51.1% |
| Median monthly owner costs, with a mortgage | $1,157 ±$347 | $1,864 |
| Owner-occupied homes | 26.2% ±9.9 pts | 37.1% |
| Renter-occupied homes | 73.8% ±9.9 pts | 62.9% |
| Housing units | 1,543 ±233 | 22,353 |
| Single-family detached homes | 46.7% ±11.4 pts | 51.3% |
| Mobile homes | 6.9% ±4.9 pts | 4.5% |
| Built 2020 or later | 0.0% ±1.6 pts | 1.3% |
| Built 2010 to 2019 | 4.3% ±2.6 pts | 16.1% |
| Built 1939 or earlier | 23.8% ±9.0 pts | 4.2% |
| Households with no vehicle | 9.3% ±5.2 pts | 6.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 107 get to work?
76.8% of Census Tract 107's workers drive alone. The average trip to work takes 16.8 minutes.
| Measure | Tract 107 | Stillwater |
|---|---|---|
| In the labor force (age 16+) | 60.7% ±8.5 pts | 59.0% |
| Unemployment rate | 10.8% ±9.6 pts | 6.4% |
| Drove alone to work | 76.8% ±12.5 pts | 69.0% |
| Carpooled | 13.2% ±10.3 pts | 8.1% |
| Public transportation | 0.0% ±2.2 pts | 0.8% |
| Walked | 3.3% ±3.5 pts | 8.0% |
| Worked from home | 4.9% ±6.1 pts | 9.7% |
| Mean travel time to work | 16.8 min ±5.6 | 15.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 107 compare with the other tracts in Payne County?
Among Payne County's tracts with a reliable estimate, Census Tract 107 ranks as shown below (1 = highest).
| Measure | In Payne County | In Stillwater |
|---|---|---|
| Population | 18th of 23 | 12th of 16 |
| Residents per square mile | 10th of 23 | 10th of 16 |
| Median household income | 17th of 23 | 10th of 16 |
| Per capita income | 18th of 23 | 12th of 16 |
| Median home value | 18th of 19 | 12th of 12 |
| Median gross rent | 20th of 22 | 14th of 15 |
| Poverty rate | 3rd of 22 | 3rd of 16 |
| Bachelor's degree or higher | 19th of 22 | 15th of 15 |
| Median age | 12th of 22 | 6th of 15 |
| Owner-occupied share | 16th of 19 | 9th of 12 |
The tracts next to it on Payne County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 111.04 | 14th | $40,700±$12,219 · within the margin of this tract |
| Tract 105.01 | 15th | $40,206±$7,153 · within the margin of this tract |
| Tract 101.02 | 16th | $37,022±$12,598 · within the margin of this tract |
| Tract 107 | 17th | $35,714±$14,820 |
| Tract 106 | 18th | $33,674±$10,737 · within the margin of this tract |
| Tract 102.02 | 19th | $33,466±$20,145 · within the margin of this tract |
| Tract 108 | 20th | $30,797±$8,462 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 107?
3 of the 18 figures for Census Tract 107 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections