Census tract · Howard County
Census Tract 104, Howard County, Indiana
Census Tract 104, GEOID 18067010400, in Howard County, Indiana, mostly within Ervin Township (58% of its census blocks). 4,121 residents in the ACS 2020-2024 5-year estimates (±394); the 2020 Census counted 3,692.
Residents, 2020-2024
4,121
±394 (90% margin)
2020 Census count: 3,692
Median household income
$122,470
±$7,458 (90% margin)
Howard County: $64,027
Median home value
$232,100
±$12,706 (90% margin)
Howard County: $165,000
Median gross rent
not published
Howard County: $937
Where is Census Tract 104?
Census Tract 104 is one of 21 census tracts in Howard County, Indiana. It covers 63.73 square miles of land, 58 residents per square mile in 2020. Its GEOID, 18067010400, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Ervin Township | 58% |
| Monroe Township, Howard County | 26% |
| Clay Township, Howard County | 16% |
6 census tracts border Census Tract 104: Tract 9599 in Carroll County ($86,691), Tract 9519 in Cass County ($62,917), Tract 9501 in Clinton County ($67,891), Tract 9502 in Clinton County ($82,243), Tract 103 ($87,415) and Tract 105 ($87,107). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 104?
The 2020-2024 American Community Survey puts Census Tract 104's population at 4,121 (±394) in 1,516 households; the 2020 Census counted 3,692 residents and 1,481 housing units.
| Measure | Tract 104 | Ervin Township |
|---|---|---|
| Total population | 4,121 ±394 | 2,184 |
| Households | 1,516 ±165 | 793 |
| Average household size | 2.72 ±0.24 | 2.75 |
| Housing units | 1,533 ±166 | 810 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 104?
The median resident of Census Tract 104 is 43.0 years old; 26.0% are under 18 and 15.3% are 65 or older. The largest group is non-Hispanic white residents at 95.1%, then Hispanic or Latino residents (of any race) at 3.2%.
| Measure | Tract 104 | Ervin Township |
|---|---|---|
| Median age | 43.0 ±6.7 | 45.6 |
| Under 18 years | 26.0% ±3.5 pts | 24.6% |
| 65 years and over | 15.3% ±3.6 pts | 16.3% |
| Hispanic or Latino (any race) | 3.2% ±2.9 pts | 3.6% |
| White alone, not Hispanic | 95.1% ±3.2 pts | 95.6% |
| Black or African American alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Asian alone, not Hispanic | 0.2% ±0.3 pts | 0.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Two or more races, not Hispanic | 1.6% ±1.2 pts | 0.8% |
| Some other race alone, not Hispanic | 0.0% ±0.9 pts | 0.0% |
| Born outside the United States | 0.2% ±0.3 pts | 0.4% |
| Speak a language other than English at home (age 5+) | 2.6% ±2.3 pts | 0.4% |
| Civilian veterans (age 18+) | 11.5% ±3.6 pts | 12.9% |
| With a disability | 10.8% ±3.3 pts | 15.5% |
| No health insurance coverage | 5.4% ±3.9 pts | 8.4% |
| High school graduate or higher (age 25+) | 95.7% ±3.0 pts | 93.4% |
| Bachelor's degree or higher (age 25+) | 30.3% ±7.2 pts | 21.8% |
| Graduate or professional degree (age 25+) | 7.4% ±3.2 pts | 6.8% |
| Lived in the same house a year earlier | 87.9% ±6.5 pts | 91.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 104 earn?
Half of the 1,516 households in Census Tract 104 earn less than $122,470 a year (±$7,458), against $64,027 across Howard County: 1st highest of the county's 21 tracts with a reliable estimate.
| Measure | Tract 104 | Ervin Township |
|---|---|---|
| Median household income | $122,470 ±$7,458 | $120,135 |
| Mean household income | $140,105 ±$27,728 | $140,057 |
| Per capita income | $51,509 ±$10,229 | $49,591 |
| People below the poverty line | 2.4% ±1.9 pts | 3.4% |
| Children under 18 below the poverty line | 2.4% ±3.4 pts | 4.9% |
| Households receiving SNAP | 2.4% ±1.6 pts | 4.5% |
| Households with a computer | 95.2% ±3.8 pts | 96.6% |
| Households with a broadband subscription | 93.5% ±3.9 pts | 93.4% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 104?
Owners occupy 95.9% of Census Tract 104's occupied homes and renters 4.1%. The median owner-occupied home is valued at $232,100 by its owner (±$12,706).
| Measure | Tract 104 | Ervin Township |
|---|---|---|
| Median home value (owner-occupied) | $232,100 ±$12,706 | $229,200 |
| Median monthly owner costs, with a mortgage | $1,307 ±$182 | $1,432 |
| Owner-occupied homes | 95.9% ±3.9 pts | 93.3% |
| Renter-occupied homes | 4.1% ±3.9 pts | 6.7% |
| Housing units | 1,533 ±166 | 810 |
| Single-family detached homes | 100.0% ±2.4 pts | 100.0% |
| Mobile homes | 0.0% ±2.4 pts | 0.0% |
| Built 2020 or later | 1.8% ±1.8 pts | 0.0% |
| Built 2010 to 2019 | 4.8% ±4.0 pts | 6.2% |
| Built 1939 or earlier | 18.4% ±8.5 pts | 23.7% |
| Households with no vehicle | 0.7% ±1.2 pts | 0.0% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 104 get to work?
79.7% of Census Tract 104's workers drive alone and 2.2% work from home. The average trip to work takes 26.3 minutes. The unemployment rate in 2020-2024 averaged 4.6%.
| Measure | Tract 104 | Ervin Township |
|---|---|---|
| In the labor force (age 16+) | 69.8% ±6.4 pts | 63.1% |
| Unemployment rate | 4.6% ±2.5 pts | 6.8% |
| Drove alone to work | 79.7% ±8.4 pts | 80.1% |
| Carpooled | 17.3% ±8.6 pts | 18.1% |
| Public transportation | 0.0% ±1.8 pts | 0.0% |
| Walked | 0.8% ±1.3 pts | 1.8% |
| Worked from home | 2.2% ±1.3 pts | 0.0% |
| Mean travel time to work | 26.3 min ±3.6 | 27.6 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 104 compare with the other tracts in Howard County?
Among Howard County's tracts with a reliable estimate, Census Tract 104 ranks as shown below (1 = highest).
| Measure | In Howard County |
|---|---|
| Population | 8th of 21 |
| Residents per square mile | 21st of 21 |
| Median household income | 1st of 21 |
| Per capita income | 2nd of 21 |
| Median home value | 3rd of 21 |
| Bachelor's degree or higher | 4th of 20 |
| Median age | 8th of 21 |
| Owner-occupied share | 1st of 21 |
The tracts next to it on Howard County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 104 | 1st | $122,470±$7,458 |
| Tract 106 | 2nd | $117,356±$14,246 · within the margin of this tract |
| Tract 103 | 3rd | $87,415±$8,488 |
| Tract 105 | 4th | $87,107±$5,273 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 104?
4 of the 17 figures for Census Tract 104 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections