Census tract · Miami-Dade County
Census Tract 106.04, Miami-Dade County, Florida
Census Tract 106.04, GEOID 12086010604, in Miami-Dade County, Florida, entirely within Cutler Bay. 4,652 residents in the ACS 2020-2024 5-year estimates (±649); the 2020 Census counted 5,110.
Residents, 2020-2024
4,652
±649 (90% margin)
2020 Census count: 5,110
Median household income
$114,906
±$33,362 (90% margin)
Miami-Dade County: $71,753
Median home value
$543,800
±$48,103 (90% margin)
Miami-Dade County: $463,000
Median gross rent
$2,675
±$655 (90% margin)
Miami-Dade County: $1,829
Where is Census Tract 106.04?
Census Tract 106.04 is one of 707 census tracts in Miami-Dade County, Florida. It covers 0.97 square miles of land, 5,257 residents per square mile in 2020. Its GEOID, 12086010604, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Cutler Bay | 100% |
6 census tracts border Census Tract 106.04: Tract 82.08 ($81,995), Tract 106.08 ($82,358), Tract 106.10 ($110,491), Tract 106.19 ($87,847), Tract 106.23 ($74,652) and Tract 106.24 ($80,093). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 106.04?
The 2020-2024 American Community Survey puts Census Tract 106.04's population at 4,652 (±649) in 1,461 households; the 2020 Census counted 5,110 residents and 1,735 housing units.
| Measure | Tract 106.04 | Cutler Bay |
|---|---|---|
| Total population | 4,652±649 | 45,070 |
| Households | 1,461±181 | 14,469 |
| Average household size | 3.15±0.42 | 3.08 |
| Housing units | 1,540±177 | 15,074 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 106.04?
The median resident of Census Tract 106.04 is 37.9 years old; 21.0% are under 18 and 17.4% are 65 or older. The largest group is Hispanic or Latino residents (of any race) at 53.6%, then non-Hispanic white residents at 38.8%. 31.4% of residents were born outside the United States.
| Measure | Tract 106.04 | Cutler Bay |
|---|---|---|
| Median age | 37.9±3.6 | 41.8 |
| Under 18 years | 21.0%±4.2 pts | 22.4% |
| 65 years and over | 17.4%±5.1 pts | 16.9% |
| Hispanic or Latino (any race) | 53.6%±7.6 pts | 64.0% |
| White alone, not Hispanic | 38.8%±7.8 pts | 21.4% |
| Black or African American alone, not Hispanic | 2.0%±1.8 pts | 8.8% |
| Asian alone, not Hispanic | 1.8%±1.6 pts | 1.6% |
| American Indian and Alaska Native alone, not Hispanic | 0.5%±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0%±1.1 pts | 0.0% |
| Two or more races, not Hispanic | 3.2%±2.3 pts | 3.5% |
| Some other race alone, not Hispanic | 0.0%±1.1 pts | 0.7% |
| Born outside the United States | 31.4%±8.1 pts | 42.1% |
| Speak a language other than English at home (age 5+) | 54.9%±7.5 pts | 63.5% |
| Civilian veterans (age 18+) | 4.9%±1.7 pts | 3.0% |
| With a disability | 9.8%±3.2 pts | 10.0% |
| No health insurance coverage | 10.6%±5.5 pts | 10.8% |
| High school graduate or higher (age 25+) | 93.1%±3.6 pts | 87.8% |
| Bachelor's degree or higher (age 25+) | 42.5%±8.6 pts | 34.0% |
| Graduate or professional degree (age 25+) | 13.3%±4.1 pts | 11.7% |
| Lived in the same house a year earlier | 79.6%±9.5 pts | 87.1% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 106.04 earn?
Half of the 1,461 households in Census Tract 106.04 earn less than $114,906 a year (±$33,362), against $71,753 across Miami-Dade County: 106th highest of the county's 662 tracts with a reliable estimate.
| Measure | Tract 106.04 | Cutler Bay |
|---|---|---|
| Median household income | $114,906±$33,362 | $89,244 |
| Mean household income | $126,927±$18,232 | $110,225 |
| Per capita income | $41,368±$5,088 | $36,834 |
| People below the poverty line | 4.6%±4.0 pts | 9.7% |
| Children under 18 below the poverty line | 2.2%±2.5 pts | 11.4% |
| Households receiving SNAP | 10.7%±5.4 pts | 20.2% |
| Households with a computer | 99.5%±0.8 pts | 98.8% |
| Households with a broadband subscription | 95.7%±4.2 pts | 94.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 106.04?
Owners occupy 85.8% of Census Tract 106.04's occupied homes and renters 14.2%. The median owner-occupied home is valued at $543,800 by its owner (±$48,103). The median renter pays $2,675 a month including utilities.
| Measure | Tract 106.04 | Cutler Bay |
|---|---|---|
| Median home value (owner-occupied) | $543,800±$48,103 | $472,700 |
| Median gross rent | $2,675±$655 | $1,978 |
| Renters paying 35% or more of income on rent | 42.5%±29.6 pts | 52.4% |
| Median monthly owner costs, with a mortgage | $2,810±$155 | $2,620 |
| Owner-occupied homes | 85.8%±8.0 pts | 69.7% |
| Renter-occupied homes | 14.2%±8.0 pts | 30.3% |
| Housing units | 1,540±177 | 15,074 |
| Single-family detached homes | 99.4%±0.9 pts | 65.8% |
| Mobile homes | 0.0%±3.3 pts | 0.2% |
| Built 2020 or later | 0.0%±3.3 pts | 0.2% |
| Built 2010 to 2019 | 0.0%±3.3 pts | 7.2% |
| Built 1939 or earlier | 0.6%±1.0 pts | 0.4% |
| Households with no vehicle | 3.2%±3.8 pts | 4.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 106.04 get to work?
67.1% of Census Tract 106.04's workers drive alone and 19.8% work from home. The average trip to work takes 38.1 minutes.
| Measure | Tract 106.04 | Cutler Bay |
|---|---|---|
| In the labor force (age 16+) | 75.1%±5.3 pts | 66.2% |
| Unemployment rate | 7.8%±6.5 pts | 4.8% |
| Drove alone to work | 67.1%±7.5 pts | 71.2% |
| Carpooled | 7.1%±4.6 pts | 8.8% |
| Public transportation | 1.3%±1.3 pts | 1.2% |
| Walked | 0.9%±1.2 pts | 0.2% |
| Worked from home | 19.8%±7.4 pts | 16.1% |
| Mean travel time to work | 38.1 min±3.5 | 38.2 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 106.04 compare with the other tracts in Miami-Dade County?
Among Miami-Dade County's tracts with a reliable estimate, Census Tract 106.04 ranks as shown below (1 = highest).
| Measure | In Miami-Dade County | In Cutler Bay |
|---|---|---|
| Population | 199th of 697 | 5th of 12 |
| Residents per square mile | 560th of 706 | 8th of 13 |
| Median household income | 106th of 662 | 2nd of 12 |
| Per capita income | 217th of 695 | 3rd of 12 |
| Median home value | 193rd of 650 | 3rd of 12 |
| Median gross rent | 100th of 641 | 4th of 12 |
| Bachelor's degree or higher | 209th of 680 | 3rd of 12 |
| Median age | 505th of 696 | 8th of 12 |
| Owner-occupied share | 87th of 661 | 2nd of 12 |
The tracts next to it on Miami-Dade County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 90.43 | 103rd | $115,865±$30,547 · within the margin of this tract |
| Tract 60.04 | 104th | $115,694±$31,026 · within the margin of this tract |
| Tract 79.01 | 105th | $115,428±$61,303 · within the margin of this tract |
| Tract 106.04 | 106th | $114,906±$33,362 |
| Tract 153 | 107th | $114,514±$24,633 · within the margin of this tract |
| Tract 39.19 | 108th | $114,505±$65,993 · within the margin of this tract |
| Tract 62.03 | 109th | $114,258±$35,783 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 106.04?
3 of the 18 figures for Census Tract 106.04 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections