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Place dossier plate
SheetFL-CUTLER-BAY-FL · Cutler Bay, FL 44,483 pop · income 64th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cutler Bay
Lowest/highest poles plus peers nearest Cutler Bay on median household income. Full ladder: /browse and /rankings.
median HH income
Alexandria · lowest
47,357
Alexandria · lowest
47,357 median HH income
46.0% of the leader · rank #1
Fayetteville · near
82,144
Fayetteville · near
82,144 median HH income
79.8% of the leader · rank #2
Federal Way · near
82,144
Federal Way · near
82,144 median HH income
79.8% of the leader · rank #3
Benbrook · near
82,148
Benbrook · near
82,148 median HH income
79.8% of the leader · rank #4
Cutler Bay · this city
82,155
Cutler Bay · this city
82,155 median HH income
79.9% of the leader · rank #5
Hammond · near
82,159
Hammond · near
82,159 median HH income
79.9% of the leader · rank #6
Sicklerville · highest
102,881
Sicklerville · highest
102,881 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Cutler Bay on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 44,483.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Cutler Bay - the verdict
Measured against every US city with at least 1,000 residents, Cutler Bay lands in the 64th percentile for household income and the 46th percentile for safety. Source: Census ACS + FBI UCR.
64th
percentile, household income
79th
percentile, home value
73rd
percentile, median rent
46th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cutler Bay, FL
Cutler Bay is a small city in Florida, home to 44,483 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $82,155 per year, above the median for U.S. cities on this measure, with a poverty rate of 8.2%. Cutler Bay's housing stock carries a median value of $420,800, and the median resident age is 40.5 years. 32.2% of adults here have a bachelor's degree or higher; 65.4% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Construction Slowdown), down 80% from five years earlier. Cutler Bay reports a comparatively low crime rate: FBI UCR figures show 1510.7 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,526 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Commute times here average 34.4 minutes, with 72.3% driving alone and 14.0% working from home, per Census ACS commuting data. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).
A decision-led reading path
Useful questions to ask of Cutler Bay's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to reported crime to comparison shortlist to work and mobility to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cutler Bay, city-specific coverage includes local building permits, FBI reported-crime rates, matched public-school count, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Cutler Bay?
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
The NCES join finds 10 public schools within the city match. 32.2% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
What can the FBI record say about safety in Cutler Bay?
The joined FBI UCR record reports 1510.7 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 34% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Cutler Bay?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Florida, the closest population matches are North Lauderdale (44,650 residents, $63,423 income); North Fort Myers (44,189 residents, $55,696 income); Oakland Park (44,015 residents, $68,424 income). Outside the state, the closest population matches in this dataset are Fond du Lac, WI (44,491 residents); Sicklerville, NJ (44,500 residents); Rohnert Park, CA (44,461 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Cutler Bay?
Driving alone is the largest reported mode at 72.3%. The reported mean trip to work is 34.4 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Cutler Bay?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.1 times median household income. The ACS poverty estimate is 8.2%, which keeps the citywide median from describing every household.
Value / income
5.1×
Home value
$420,800
Household income
$82,155
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Is Cutler Bay growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -456 residents from 2020 to 2025, a -1.0% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
2020 estimate
45,206
2025 estimate
44,750
Period change
-1.0%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Above median income · poverty 8.2% (Above-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
C-
City profile score · Cutler Bay, FL
51/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income C+
$82,155
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C+
32.2%
Adults with a bachelor's degree or higher; ACS.
Violent crime C
148 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate D
8.2%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Cutler Bay profile (scored ACS/FBI dimensions)Read the chart values
Household income: 62/100 (C+) · $82,155
Bachelor's+ share: 62/100 (C+) · 32.2%
Violent crime: 59/100 (C) · 148 /100k
Poverty rate: 47/100 (D) · 8.2%
Cost of living: 25/100 (F) · 103.4 index
Where Cutler Bay sits on home value vs crime among peer cities
Cutler Bay's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Cutler Bay highlighted among 26 peers.Read the chart values
Cutler Bay, FL (this city): home $420,800, crime 1,511/100k
Fond du Lac, WI : home $161,300, crime 2,491/100k
Rohnert Park, CA : home $634,900, crime 1,521/100k
Bremerton, WA : home $409,500, crime 3,249/100k
Alexandria, LA : home $182,800, crime 9,310/100k
Fairfield, OH : home $218,100, crime 1,659/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Cutler Bay compare to other US cities?
Where Cutler Bay sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income64% higher than other cities
Home value79% pricier than other cities
Median rent73% pricier than other cities
Safety46% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Florida, Cutler Bay ranks #52 of 120 Florida cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Cutler Bay against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Cutler Bay near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Cutler Bay ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cutler Bay only against its own state's cities, not the full US field.
Median Household Income
#295 of 903
67th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#210 of 894
77th percentile in Florida
Poverty Rate
#448 of 930
51st percentile in Florida
Bachelor's Degree or Higher
#381 of 930
59th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
64th percentile nationally for median household income · 46th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Cutler Bay's profile vs. every US city
Income, affordability, and safety percentile
Cutler Bay's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Cutler Bay's home value compares nationally
Median home value vs. every US city (population 1,000+)
$420,80021st percentilemore affordable than 21% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cutler Bay's home-value-to-income ratio: 5.1×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#13,094 of 15,516
More affordable than 16% of tracked cities (pop. 1,000+)
Size class
#2,679 of 3,317
Small cities (10,000–49,999)
At 5.1×, Cutler Bay sits in the pressured band:
national rank #13,094 of 15,516 and #2,679 of 3,317small cities (10,000–49,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$82,155Cutler Bay, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cutler Bay, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cutler Bay, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)32.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)8.2%
Census ACS S1701, poverty status
Labor force participation (adults 16+)65.4%
Census ACS S2301, share of working-age residents in the labor force
Population
44,483
Median Income
$82,155
Median Home Value
$420,800
Median Age
40.5
Poverty Rate
8.2%
Labor force participation
65.4%
Bachelor's Degree+
32.2%
Safety & Crime
Total Crime Rate
1510.7
per 100,000 residents
Violent Crime
147.8
per 100,000 residents
Property Crime
1362.9
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
10
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cutler Bay's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
45,206 residents
2021
44,368 residents
2022
44,923 residents
2023
45,470 residents
2024
45,327 residents
2025
44,750 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
10
10
0
$2.3M
2020
3
3
0
$0.7M
2021
7
7
0
$1.7M
2022
10
10
0
$2.9M
2023
19
19
0
$5.4M
2024
2
2
0
$0.6M
Permit volume decreased 80% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
34.4 minutes
Drive Alone
72.3%
Carpool
9.1%
Public Transit
1.8%
Walk
0.5%
Work from Home
14.0%
Other
2.3%
Based on 22,743 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Cutler Bay. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cutler Bay is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cutler Bay sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cutler Bay compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.