City profile · Florida · Census ACS 2023

Cutler Bay, FL

Population, income, housing, safety, climate and schools for Cutler Bay - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

44,483
Residents
$82,155
Median income
$420,800
Median home
$2,436
Median rent (state)

Cutler Bay - the verdict

Measured against every US city with at least 1,000 residents, Cutler Bay lands in the 64th percentile for household income. Source: Census ACS.

64th
percentile, household income
79th
percentile, home value
91st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cutler Bay, FL

Cutler Bay is a small city in Florida, home to 44,483 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Cutler Bay brings in $82,155 a year, above the median for U.S. cities on this measure, with a poverty rate of 8.2%. Cutler Bay's housing stock carries a median value of $420,800, and the median resident age is 40.5 years. 32.2% of adults here have a bachelor's degree or higher; 65.4% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Construction Slowdown), down 80% from five years earlier.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,436 monthly. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Commute times here average 34.4 minutes, with 72.3% driving alone and 14.0% working from home, per Census ACS commuting data. On FEMA's National Risk Index, this area rates 99.6 out of 100 for natural-hazard exposure (Very High).

Population

44,483 residents

Census ACS 2023 - Florida

Median Household Income

$82,155 /yr

Poverty 8.2%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Cutler Bay compare to other US cities?

Where Cutler Bay sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 64% higher than other cities
Home value 79% pricier than other cities
Median rent 91% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cutler Bay against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent is Cutler Bay's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Cutler Bay ranks #10 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cutler Bay only against its own state's cities, not the full US field.

Median Household Income
#295 of 903
67th percentile in Florida
Median Gross Rent
#10 of 930
93rd percentile in Florida
Median Home Value
#210 of 894
77th percentile in Florida
Poverty Rate
#448 of 930
51st percentile in Florida
Bachelor's Degree or Higher
#381 of 930
59th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

64thIncome percentile

64th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cutler Bay's home value compares nationally

Median home value vs. every US city (population 1,000+)

$420,800 21st percentile more affordable than 21% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). This entry sits in this band. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cutler Bay $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cutler Bay, FL Cutler Bay, FL's reported median household income shown against the U.S. national quintile-share pattern (not Cutler Bay, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cutler Bay, FL median $82,155/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cutler Bay, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cutler Bay, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 8.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 65.4%

Census ACS S2301, share of working-age residents in the labor force

Population
44,483
Median Income
$82,155
Median Home Value
$420,800
Median Age
40.5
Poverty Rate
8.2%
Labor force participation
65.4%
Bachelor's Degree+
32.2%

Schools

Total Schools
10
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
44,000 residents44,500 residents45,000 residents45,500 residents46,000 residents 202020212022202320242025 45,206 residents 44,750 residents ▼ -1.0%
Cutler Bay's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos

5-Year Permit Trend (2019–2024)

Year Total
2019 10
2020 3
2021 7
2022 10
2023 19
2024 2

Permit volume decreased 80% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
34.4 minutes
Drive Alone
72.3%
Carpool
9.1%
Public Transit
1.8%
Walk
0.5%
Work from Home
14.0%
Other
2.3%

Based on 22,743 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cutler Bay sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,436/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

North Lauderdale
44,650 people
North Fort Myers
44,189 people
Oakland Park
44,015 people
Clermont
44,984 people
Greenacres
43,871 people
Ormond Beach
43,514 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cutler Bay's 44,483 residents (Census ACS 5-Year 2023).

Fond du Lac, WI
44,491 people
Sicklerville, NJ
44,500 people
Rohnert Park, CA
44,461 people
Bremerton, WA
44,531 people
Alexandria, LA
44,566 people
Fairfield, OH
44,597 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cutler Bay's $82,155 (Census ACS 5-Year 2023, table B19013).

Hammond, WI
$82,159 median income
Benbrook, TX
$82,148 median income
Fayetteville, GA
$82,144 median income
Federal Way, WA
$82,144 median income
Wildwood Crest, NJ
$82,143 median income
Kingston, RI
$82,143 median income

Race & Ethnicity Composition

Race and ethnicity - Cutler Bay, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cutler Bay, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 42.5% 10.3% 7.8% 37.3% ETHNICITY, Hispanic or Latino (any race) 64.2% White 42.5% Black or African American 10.3% Asian 2.0% American Indian 0.2% Native Hawaiian 0.0% Some other race 7.8% Two or more races 37.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cutler Bay compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cutler Bay (this city) 44,483 $82,155
North Lauderdale 44,650 $63,423
North Fort Myers 44,189 $55,696
Oakland Park 44,015 $68,424
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Cutler Bay, FL?

What is the population of Cutler Bay, FL? +

Cutler Bay, FL counts 44,483 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cutler Bay, FL? +

The median household income in Cutler Bay is $82,155 per year, based on Census ACS 2023 data.

What is the cost of living in Cutler Bay? +

BEA does not publish a city-level cost-of-living figure for Cutler Bay; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Cutler Bay, FL? +

A typical home in Cutler Bay is worth $420,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.