Census tract · Payne County
Census Tract 108, Payne County, Oklahoma
Census Tract 108, GEOID 40119010800, in Payne County, Oklahoma, entirely within Stillwater. 2,137 residents in the ACS 2020-2024 5-year estimates (±381); the 2020 Census counted 2,174.
Residents, 2020-2024
2,137
±381 (90% margin)
2020 Census count: 2,174
Median household income
$30,797
±$8,462 (90% margin)
Payne County: $49,809
Median home value
$170,300
±$13,554 (90% margin)
Payne County: $223,300
Median gross rent
$1,024
±$263 (90% margin)
Payne County: $917
Where is Census Tract 108?
Census Tract 108 is one of 23 census tracts in Payne County, Oklahoma. It covers 1.26 square miles of land, 1,725 residents per square mile in 2020. Its GEOID, 40119010800, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Stillwater | 100% |
3 census tracts border Census Tract 108: Tract 103 ($27,473), Tract 107 ($35,714) and Tract 109.02 ($93,967). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 108?
The 2020-2024 American Community Survey puts Census Tract 108's population at 2,137 (±381) in 985 households; the 2020 Census counted 2,174 residents and 1,157 housing units.
| Measure | Tract 108 | Stillwater |
|---|---|---|
| Total population | 2,137 ±381 | 49,269 |
| Households | 985 ±229 | 19,654 |
| Average household size | 2.02 ±0.29 | 2.05 |
| Housing units | 1,105 ±203 | 22,353 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 108?
The median resident of Census Tract 108 is 25.0 years old; 9.7% are under 18 and 12.0% are 65 or older. The largest group is non-Hispanic white residents at 76.3%, then non-Hispanic residents of two or more races at 11.5%.
| Measure | Tract 108 | Stillwater |
|---|---|---|
| Median age | 25.0 ±1.1 | 23.9 |
| Under 18 years | 9.7% ±2.9 pts | 14.2% |
| 65 years and over | 12.0% ±2.6 pts | 10.4% |
| Hispanic or Latino (any race) | 6.7% ±3.8 pts | 5.9% |
| White alone, not Hispanic | 76.3% ±7.0 pts | 71.4% |
| Black or African American alone, not Hispanic | 2.7% ±2.6 pts | 4.5% |
| Asian alone, not Hispanic | 0.6% ±1.0 pts | 6.4% |
| American Indian and Alaska Native alone, not Hispanic | 2.2% ±1.8 pts | 3.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Two or more races, not Hispanic | 11.5% ±6.9 pts | 8.5% |
| Some other race alone, not Hispanic | 0.0% ±1.2 pts | 0.1% |
| Born outside the United States | 2.5% ±2.5 pts | 8.7% |
| Speak a language other than English at home (age 5+) | 7.3% ±5.2 pts | 10.9% |
| Civilian veterans (age 18+) | 1.2% ±1.5 pts | 4.6% |
| With a disability | 17.0% ±5.1 pts | 13.3% |
| No health insurance coverage | 11.7% ±6.1 pts | 8.7% |
| High school graduate or higher (age 25+) | 87.7% ±6.1 pts | 96.0% |
| Bachelor's degree or higher (age 25+) | 24.9% ±8.4 pts | 49.9% |
| Graduate or professional degree (age 25+) | 8.8% ±4.6 pts | 24.4% |
| Lived in the same house a year earlier | 56.9% ±9.1 pts | 65.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 108 earn?
Half of the 985 households in Census Tract 108 earn less than $30,797 a year (±$8,462), against $49,809 across Payne County: 20th highest of the county's 23 tracts with a reliable estimate. 39.9% of residents live below the poverty line.
| Measure | Tract 108 | Stillwater |
|---|---|---|
| Median household income | $30,797 ±$8,462 | $43,700 |
| Mean household income | $39,044 ±$9,497 | $69,640 |
| Per capita income | $21,342 ±$3,345 | $28,961 |
| People below the poverty line | 39.9% ±9.6 pts | 27.4% |
| Children under 18 below the poverty line | 70.6% ±21.0 pts | 22.6% |
| Households receiving SNAP | 7.1% ±3.1 pts | 8.6% |
| Households with a computer | 97.1% ±2.8 pts | 97.5% |
| Households with a broadband subscription | 83.0% ±15.9 pts | 87.7% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 108?
Owners occupy 20.2% of Census Tract 108's occupied homes and renters 79.8%. The median owner-occupied home is valued at $170,300 by its owner (±$13,554). The median renter pays $1,024 a month including utilities, and 62.1% of renters pay 35% or more of their income on rent.
| Measure | Tract 108 | Stillwater |
|---|---|---|
| Median home value (owner-occupied) | $170,300 ±$13,554 | $237,200 |
| Median gross rent | $1,024 ±$263 | $947 |
| Renters paying 35% or more of income on rent | 62.1% ±14.2 pts | 51.1% |
| Median monthly owner costs, with a mortgage | $1,222 ±$219 | $1,864 |
| Owner-occupied homes | 20.2% ±8.0 pts | 37.1% |
| Renter-occupied homes | 79.8% ±8.0 pts | 62.9% |
| Housing units | 1,105 ±203 | 22,353 |
| Single-family detached homes | 62.9% ±11.3 pts | 51.3% |
| Mobile homes | 2.0% ±1.7 pts | 4.5% |
| Built 2020 or later | 0.0% ±2.2 pts | 1.3% |
| Built 2010 to 2019 | 4.5% ±3.5 pts | 16.1% |
| Built 1939 or earlier | 10.4% ±6.1 pts | 4.2% |
| Households with no vehicle | 2.6% ±4.1 pts | 6.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 108 get to work?
68.8% of Census Tract 108's workers drive alone. The average trip to work takes 11.1 minutes.
| Measure | Tract 108 | Stillwater |
|---|---|---|
| In the labor force (age 16+) | 67.4% ±7.3 pts | 59.0% |
| Unemployment rate | 2.8% ±2.8 pts | 6.4% |
| Drove alone to work | 68.8% ±13.5 pts | 69.0% |
| Carpooled | 19.5% ±12.7 pts | 8.1% |
| Public transportation | 0.3% ±0.5 pts | 0.8% |
| Walked | 2.0% ±2.2 pts | 8.0% |
| Worked from home | 8.9% ±9.7 pts | 9.7% |
| Mean travel time to work | 11.1 min ±2.4 | 15.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 108 compare with the other tracts in Payne County?
Among Payne County's tracts with a reliable estimate, Census Tract 108 ranks as shown below (1 = highest).
| Measure | In Payne County | In Stillwater |
|---|---|---|
| Population | 20th of 23 | 13th of 16 |
| Residents per square mile | 6th of 23 | 6th of 16 |
| Median household income | 20th of 23 | 13th of 16 |
| Per capita income | 17th of 23 | 11th of 16 |
| Median home value | 13th of 19 | 10th of 12 |
| Median gross rent | 8th of 22 | 7th of 15 |
| Poverty rate | 5th of 22 | 5th of 16 |
| Bachelor's degree or higher | 17th of 22 | 14th of 15 |
| Median age | 15th of 22 | 8th of 15 |
| Owner-occupied share | 18th of 19 | 11th of 12 |
The tracts next to it on Payne County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 107 | 17th | $35,714±$14,820 · within the margin of this tract |
| Tract 106 | 18th | $33,674±$10,737 · within the margin of this tract |
| Tract 102.02 | 19th | $33,466±$20,145 · within the margin of this tract |
| Tract 108 | 20th | $30,797±$8,462 |
| Tract 105.02 | 21st | $30,561±$3,495 · within the margin of this tract |
| Tract 103 | 22nd | $27,473±$4,763 · within the margin of this tract |
| Tract 105.03 | 23rd | $18,185±$6,920 |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 108?
3 of the 18 figures for Census Tract 108 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections