Census tract · Hays County
Census Tract 108.15, Hays County, Texas
Census Tract 108.15, GEOID 48209010815, in Hays County, Texas, partly within Bear Creek and Belterra. 2,124 residents in the ACS 2020-2024 5-year estimates (±469); the 2020 Census counted 1,794.
Residents, 2020-2024
2,124
±469 (90% margin)
2020 Census count: 1,794
Median household income
$130,647
±$19,239 (90% margin)
Hays County: $89,097
Median home value
$727,200
±$102,338 (90% margin)
Hays County: $399,800
Median gross rent
not published
Hays County: $1,495
Where is Census Tract 108.15?
Census Tract 108.15 is one of 46 census tracts in Hays County, Texas. It covers 4.62 square miles of land, 388 residents per square mile in 2020. Its GEOID, 48209010815, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Bear Creek | 31% |
| Belterra | 13% |
4 census tracts border Census Tract 108.15: Tract 108.09 ($150,964), Tract 108.16 ($218,841), Tract 109.12 ($164,253) and Tract 311 in Travis County ($151,967). The figure in brackets is each tract's median household income.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 108.15?
The 2020-2024 American Community Survey puts Census Tract 108.15's population at 2,124 (±469) in 785 households; the 2020 Census counted 1,794 residents and 679 housing units.
| Measure | Tract 108.15 | Hays County |
|---|---|---|
| Total population | 2,124 ±469 | 268,638 |
| Households | 785 ±167 | 99,849 |
| Average household size | 2.71 ±0.24 | 2.61 |
| Housing units | 790 ±167 | 104,675 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 108.15?
The median resident of Census Tract 108.15 is 41.7 years old; 22.4% are under 18 and 15.4% are 65 or older. The largest group is non-Hispanic white residents at 92.5%, then Hispanic or Latino residents (of any race) at 5.3%. 3.9% of residents were born outside the United States.
| Measure | Tract 108.15 | Hays County |
|---|---|---|
| Median age | 41.7 ±4.1 | 34.1 |
| Under 18 years | 22.4% ±3.5 pts | 22.4% |
| 65 years and over | 15.4% ±5.0 pts | 12.2% |
| Hispanic or Latino (any race) | 5.3% ±3.0 pts | 39.4% |
| White alone, not Hispanic | 92.5% ±3.7 pts | 50.5% |
| Black or African American alone, not Hispanic | 0.0% ±2.3 pts | 3.8% |
| Asian alone, not Hispanic | 1.4% ±1.6 pts | 2.0% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±2.3 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±2.3 pts | 0.1% |
| Two or more races, not Hispanic | 0.8% ±0.7 pts | 3.2% |
| Some other race alone, not Hispanic | 0.0% ±2.3 pts | 1.0% |
| Born outside the United States | 3.9% ±2.4 pts | 9.8% |
| Speak a language other than English at home (age 5+) | 4.7% ±2.4 pts | 24.7% |
| Civilian veterans (age 18+) | 7.3% ±3.2 pts | 6.8% |
| With a disability | 7.1% ±3.4 pts | 11.7% |
| No health insurance coverage | 2.6% ±1.5 pts | 11.6% |
| High school graduate or higher (age 25+) | 97.5% ±2.3 pts | 92.0% |
| Bachelor's degree or higher (age 25+) | 56.9% ±8.5 pts | 43.2% |
| Graduate or professional degree (age 25+) | 19.8% ±6.4 pts | 15.5% |
| Lived in the same house a year earlier | 95.1% ±3.2 pts | 81.8% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 108.15 earn?
Half of the 785 households in Census Tract 108.15 earn less than $130,647 a year (±$19,239), against $89,097 across Hays County: 9th highest of the county's 46 tracts with a reliable estimate.
| Measure | Tract 108.15 | Hays County |
|---|---|---|
| Median household income | $130,647 ±$19,239 | $89,097 |
| Mean household income | $168,153 ±$23,734 | $117,544 |
| Per capita income | $62,019 ±$10,392 | $44,565 |
| People below the poverty line | 1.8% ±1.9 pts | 12.1% |
| Children under 18 below the poverty line | 0.0% ±10.0 pts | 8.8% |
| Households receiving SNAP | 0.0% ±6.2 pts | 5.0% |
| Households with a computer | 99.5% ±0.6 pts | 97.3% |
| Households with a broadband subscription | 98.2% ±2.4 pts | 92.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 108.15?
Owners occupy 98.6% of Census Tract 108.15's occupied homes and renters 1.4%. The median owner-occupied home is valued at $727,200 by its owner (±$102,338).
| Measure | Tract 108.15 | Hays County |
|---|---|---|
| Median home value (owner-occupied) | $727,200 ±$102,338 | $399,800 |
| Renters paying 35% or more of income on rent | 0.0% ±100.0 pts | 49.6% |
| Median monthly owner costs, with a mortgage | $2,790 ±$480 | $2,289 |
| Owner-occupied homes | 98.6% ±1.8 pts | 64.1% |
| Renter-occupied homes | 1.4% ±1.8 pts | 35.9% |
| Housing units | 790 ±167 | 104,675 |
| Single-family detached homes | 97.7% ±2.0 pts | 66.3% |
| Mobile homes | 0.0% ±6.1 pts | 5.7% |
| Built 2020 or later | 0.0% ±6.1 pts | 10.1% |
| Built 2010 to 2019 | 16.8% ±7.4 pts | 32.5% |
| Built 1939 or earlier | 0.1% ±0.4 pts | 1.1% |
| Households with no vehicle | 1.1% ±1.0 pts | 3.9% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 108.15 get to work?
57.5% of Census Tract 108.15's workers drive alone and 33.8% work from home. The average trip to work takes 29.1 minutes.
| Measure | Tract 108.15 | Hays County |
|---|---|---|
| In the labor force (age 16+) | 64.2% ±6.4 pts | 68.7% |
| Unemployment rate | 11.5% ±14.5 pts | 4.4% |
| Drove alone to work | 57.5% ±10.7 pts | 69.6% |
| Carpooled | 5.1% ±4.3 pts | 8.6% |
| Public transportation | 0.0% ±5.3 pts | 0.5% |
| Walked | 1.4% ±2.6 pts | 1.6% |
| Worked from home | 33.8% ±11.0 pts | 18.1% |
| Mean travel time to work | 29.1 min ±3.3 | 31.3 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 108.15 compare with the other tracts in Hays County?
Among Hays County's tracts with a reliable estimate, Census Tract 108.15 ranks as shown below (1 = highest).
| Measure | In Hays County |
|---|---|
| Population | 45th of 46 |
| Residents per square mile | 29th of 46 |
| Median household income | 9th of 46 |
| Per capita income | 10th of 46 |
| Median home value | 6th of 42 |
| Bachelor's degree or higher | 11th of 45 |
| Median age | 13th of 46 |
| Owner-occupied share | 1st of 42 |
The tracts next to it on Hays County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 108.09 | 6th | $150,964±$21,543 · within the margin of this tract |
| Tract 108.18 | 7th | $139,500±$34,166 · within the margin of this tract |
| Tract 109.15 | 8th | $136,359±$27,194 · within the margin of this tract |
| Tract 108.15 | 9th | $130,647±$19,239 |
| Tract 109.11 | 10th | $122,778±$11,458 · within the margin of this tract |
| Tract 108.17 | 11th | $118,304±$34,544 · within the margin of this tract |
| Tract 109.23 | 12th | $116,624±$11,335 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 108.15?
3 of the 17 figures for Census Tract 108.15 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections