Census tract · Washington County

Census Tract 109.01, Washington County, Maryland

Census Tract 109.01, GEOID 24043010901, in Washington County, Maryland, mostly within St. James (55% of its census blocks). 7,320 residents in the ACS 2020-2024 5-year estimates (±1,127); the 2020 Census counted 6,495.

Residents, 2020-2024

7,320

±1,127 (90% margin)
2020 Census count: 6,495

Median household income

$117,906

±$15,908 (90% margin)
Washington County: $77,747

Median home value

$383,300

±$21,218 (90% margin)
Washington County: $296,100

Median gross rent

$1,235

±$266 (90% margin)
Washington County: $1,147

Where is Census Tract 109.01?

Census Tract 109.01 is one of 36 census tracts in Washington County, Maryland. It covers 16.21 square miles of land, 401 residents per square mile in 2020. Its GEOID, 24043010901, names it uniquely (how tract numbers and GEOIDs work).

Places Census Tract 109.01 lies in (share of its 2020 census blocks)
Place	Share of the tract
St. James	55%
Downsville	5%
Fairplay	4%
Bakersville	1%

Census Tract 109.01 (marked with a dot) in Washington County, Maryland. Boundaries: Census Bureau 2024.

Census Tract 109.01 (shaded) and the tracts that border it, numbered. Boundaries: Census Bureau 2024 cartographic boundary file, 1:500,000.

6 census tracts border Census Tract 109.01: Tract 6.02 ($66,525), Tract 10.01 ($55,337), Tract 108.02 ($76,979), Tract 109.02 ($88,229), Tract 110 and Tract 111 ($72,880). The figure in brackets is each tract's median household income.

Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.

Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files

How many people live in Census Tract 109.01?

The 2020-2024 American Community Survey puts Census Tract 109.01's population at 7,320 (±1,127) in 2,435 households; the 2020 Census counted 6,495 residents and 2,254 housing units.

Counts, ACS 2020-2024 5-year estimates
Measure	Tract 109.01	St. James	Washington County	Maryland
Total population	7,320 ±1,127	4,824	155,709	6,206,011
Households	2,435 ±364	1,654	59,818	2,362,928
Average household size	2.96 ±0.29	2.85	2.48	2.57
Housing units	2,557 ±351	1,705	64,145	2,560,784

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov

Who lives in Census Tract 109.01?

The median resident of Census Tract 109.01 is 40.3 years old; 23.0% are under 18 and 18.2% are 65 or older. The largest group is non-Hispanic white residents at 75.9%, then Hispanic or Latino residents (of any race) at 8.6%. 7.5% of residents were born outside the United States.

Age, origin, education, ACS 2020-2024 5-year estimates. Race groups are non-Hispanic; Hispanic includes any race.
Measure	Tract 109.01	St. James	Washington County	Maryland
Median age	40.3 ±4.3	40.9	40.7	39.4
Under 18 years	23.0% ±4.4 pts	27.3%	21.8%	22.2%
65 years and over	18.2% ±4.7 pts	19.8%	18.1%	16.7%
Hispanic or Latino (any race)	8.6% ±6.6 pts	12.7%	7.9%	12.5%
White alone, not Hispanic	75.9% ±8.9 pts	64.4%	73.3%	46.6%
Black or African American alone, not Hispanic	7.0% ±3.7 pts	10.6%	11.5%	28.9%
Asian alone, not Hispanic	1.8% ±1.3 pts	2.0%	1.6%	6.5%
American Indian and Alaska Native alone, not Hispanic	0.0% ±0.6 pts	0.0%	0.1%	0.1%
Native Hawaiian and Other Pacific Islander alone, not Hispanic	0.0% ±0.6 pts	0.0%	0.1%	0.0%
Two or more races, not Hispanic	6.6% ±4.7 pts	10.1%	5.3%	4.6%
Some other race alone, not Hispanic	0.1% ±0.1 pts	0.1%	0.3%	0.7%
Born outside the United States	7.5% ±3.9 pts	10.3%	6.6%	16.6%
Speak a language other than English at home (age 5+)	15.4% ±7.0 pts	21.2%	9.4%	21.1%
Civilian veterans (age 18+)	8.7% ±3.1 pts	7.8%	7.1%	6.8%
With a disability	12.6% ±3.8 pts	13.4%	15.3%	11.6%
No health insurance coverage	1.3% ±1.2 pts	2.0%	6.3%	6.3%
High school graduate or higher (age 25+)	93.3% ±3.0 pts	91.7%	88.6%	91.1%
Bachelor's degree or higher (age 25+)	29.3% ±6.0 pts	28.9%	24.1%	43.4%
Graduate or professional degree (age 25+)	12.0% ±4.5 pts	11.8%	9.9%	20.8%
Lived in the same house a year earlier	95.0% ±3.2 pts	94.1%	88.3%	88.7%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov

What do households in Census Tract 109.01 earn?

Half of the 2,435 households in Census Tract 109.01 earn less than $117,906 a year (±$15,908), against $77,747 across Washington County: 3rd highest of the county's 35 tracts with a reliable estimate. 2.7% of residents live below the poverty line.

Income and poverty in 2024 dollars, ACS 2020-2024 5-year estimates
Measure	Tract 109.01	St. James	Washington County	Maryland
Median household income	$117,906 ±$15,908	$97,361	$77,747	$103,678
Mean household income	$125,142 ±$11,475	$106,576	$99,335	$136,642
Per capita income	$42,620 ±$4,059	$38,211	$39,035	$52,979
People below the poverty line	2.7% ±1.7 pts	4.1%	12.4%	9.4%
Children under 18 below the poverty line	1.0% ±1.6 pts	1.2%	16.9%	11.5%
Households receiving SNAP	8.0% ±5.5 pts	9.3%	15.3%	11.2%
Households with a computer	96.9% ±2.4 pts	96.6%	93.9%	96.5%
Households with a broadband subscription	94.2% ±3.5 pts	97.7%	88.5%	92.4%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

What does housing cost in Census Tract 109.01?

Owners occupy 83.8% of Census Tract 109.01's occupied homes and renters 16.2%. The median owner-occupied home is valued at $383,300 by its owner (±$21,218). The median renter pays $1,235 a month including utilities.

Housing, ACS 2020-2024 5-year estimates
Measure	Tract 109.01	St. James	Washington County	Maryland
Median home value (owner-occupied)	$383,300 ±$21,218	$409,000	$296,100	$419,900
Median gross rent	$1,235 ±$266	$1,289	$1,147	$1,705
Renters paying 35% or more of income on rent	10.8% ±12.3 pts	12.9%	38.1%	42.3%
Median monthly owner costs, with a mortgage	$2,233 ±$156	$2,233	$1,715	$2,347
Owner-occupied homes	83.8% ±8.1 pts	79.9%	66.8%	67.6%
Renter-occupied homes	16.2% ±8.1 pts	20.1%	33.2%	32.4%
Housing units	2,557 ±351	1,705	64,145	2,560,784
Single-family detached homes	87.6% ±6.6 pts	87.8%	62.9%	51.2%
Mobile homes	1.5% ±1.8 pts	1.0%	2.3%	1.3%
Built 2020 or later	0.6% ±1.0 pts	0.0%	0.9%	1.4%
Built 2010 to 2019	17.9% ±5.9 pts	25.7%	5.7%	8.1%
Built 1939 or earlier	3.7% ±3.6 pts	2.0%	19.2%	10.7%
Households with no vehicle	2.9% ±2.5 pts	4.3%	7.7%	8.8%

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov

How do people in Census Tract 109.01 get to work?

86.4% of Census Tract 109.01's workers drive alone and 8.6% work from home. The average trip to work takes 35.5 minutes.

Work and commuting, ACS 2020-2024 5-year estimates
Measure	Tract 109.01	St. James	Washington County	Maryland
In the labor force (age 16+)	64.4% ±4.7 pts	61.9%	59.6%	67.1%
Unemployment rate	1.5% ±1.4 pts	1.4%	4.2%	4.9%
Drove alone to work	86.4% ±4.9 pts	85.2%	74.3%	64.7%
Carpooled	2.8% ±2.6 pts	4.7%	9.1%	7.7%
Public transportation	2.0% ±1.9 pts	1.2%	1.1%	4.2%
Walked	0.2% ±0.6 pts	0.3%	1.5%	2.0%
Worked from home	8.6% ±3.9 pts	8.6%	12.4%	19.3%
Mean travel time to work	35.5 min ±6.2	37.6 min	28.8 min	31.1 min

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov

How does Census Tract 109.01 compare with the other tracts in Washington County?

Among Washington County's tracts with a reliable estimate, Census Tract 109.01 ranks as shown below (1 = highest).

Census Tract 109.01's rank among the tracts of Washington County
Measure	In Washington County
Population	2nd of 36
Residents per square mile	22nd of 36
Median household income	3rd of 35
Per capita income	14th of 36
Median home value	2nd of 35
Median gross rent	13th of 35
Poverty rate	30th of 30
Bachelor's degree or higher	7th of 34
Median age	21st of 36
Owner-occupied share	10th of 35

The tracts next to it on Washington County's income ladder

Median household income, ACS 2020-2024 5-year estimates
Tract	Rank	Median household income	Residents
Tract 113.02	1st	$145,050±$41,408 · within the margin of this tract	3,811
Tract 115.01	2nd	$127,635±$24,091 · within the margin of this tract	4,609
Tract 109.01	3rd	$117,906±$15,908	7,320
Tract 102	4th	$107,396±$33,651 · within the margin of this tract	4,702
Tract 103	5th	$104,766±$4,960 · within the margin of this tract	7,637
Tract 114	6th	$95,862±$20,487 · within the margin of this tract	6,067

"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.

Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed

How reliable are the figures for Census Tract 109.01?

2 of the 18 figures for Census Tract 109.01 on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.

A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.

Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov

How these figures are made: methodology and release checks · reading a margin of error · every state · corrections