Census tract · Honolulu County
Census Tract 109.03, Honolulu County, Hawaii
Census Tract 109.03, GEOID 15003010903, in Honolulu County, Hawaii, entirely within Kailua (Honolulu County). 4,322 residents in the ACS 2020-2024 5-year estimates (±499); the 2020 Census counted 4,157.
Residents, 2020-2024
4,322
±499 (90% margin)
2020 Census count: 4,157
Median household income
$130,943
±$15,114 (90% margin)
Honolulu County: $106,195
Median home value
$1,176,100
±$92,625 (90% margin)
Honolulu County: $897,500
Median gross rent
$1,948
±$285 (90% margin)
Honolulu County: $2,083
Where is Census Tract 109.03?
Census Tract 109.03 is one of 330 census tracts in Honolulu County, Hawaii. It covers 0.32 square miles of land, 13,072 residents per square mile in 2020. Its GEOID, 15003010903, names it uniquely (how tract numbers and GEOIDs work).
| Place | Share of the tract |
|---|---|
| Kailua (Honolulu County) | 100% |
7 census tracts border Census Tract 109.03: Tract 109.01 ($154,877), Tract 109.04 ($138,250), Tract 109.05 ($108,618), Tract 110 ($171,667), Tract 111.03 ($158,056), Tract 111.05 ($149,327) and Tract 9810*. The figure in brackets is each tract's median household income; * a special land-use tract (water, a park or an institution) with few or no residents.
Whether a tract counts as low- or moderate-income for bank lending (the Community Reinvestment Act) is set by the FFIEC against its metro area's family income: look it up in the FFIEC census geocoder.
Source: 2024 Gazetteer and 2020 block assignment files, U.S. Census Bureau · Census reference files
How many people live in Census Tract 109.03?
The 2020-2024 American Community Survey puts Census Tract 109.03's population at 4,322 (±499) in 1,486 households; the 2020 Census counted 4,157 residents and 1,603 housing units.
| Measure | Tract 109.03 | Kailua (Honolulu County) |
|---|---|---|
| Total population | 4,322 ±499 | 39,640 |
| Households | 1,486 ±139 | 13,641 |
| Average household size | 2.90 ±0.23 | 2.90 |
| Housing units | 1,515 ±133 | 14,754 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Census Tract 109.03?
The median resident of Census Tract 109.03 is 39.1 years old; 19.2% are under 18 and 18.4% are 65 or older. The largest group is non-Hispanic white residents at 30.0%, then non-Hispanic residents of two or more races at 28.0%. 6.1% of residents were born outside the United States.
| Measure | Tract 109.03 | Kailua (Honolulu County) |
|---|---|---|
| Median age | 39.1 ±5.0 | 42.9 |
| Under 18 years | 19.2% ±5.3 pts | 21.4% |
| 65 years and over | 18.4% ±3.5 pts | 22.3% |
| Hispanic or Latino (any race) | 7.8% ±4.2 pts | 6.8% |
| White alone, not Hispanic | 30.0% ±5.7 pts | 42.1% |
| Black or African American alone, not Hispanic | 0.7% ±1.1 pts | 0.5% |
| Asian alone, not Hispanic | 14.3% ±6.4 pts | 18.7% |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±0.7 pts | 0.1% |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 19.2% ±7.5 pts | 5.3% |
| Two or more races, not Hispanic | 28.0% ±7.4 pts | 25.5% |
| Some other race alone, not Hispanic | 0.0% ±0.7 pts | 1.0% |
| Born outside the United States | 6.1% ±2.9 pts | 8.4% |
| Speak a language other than English at home (age 5+) | 10.5% ±3.9 pts | 10.1% |
| Civilian veterans (age 18+) | 8.7% ±3.7 pts | 10.9% |
| With a disability | 17.0% ±3.3 pts | 12.3% |
| No health insurance coverage | 1.7% ±1.2 pts | 2.3% |
| High school graduate or higher (age 25+) | 98.6% ±1.2 pts | 97.9% |
| Bachelor's degree or higher (age 25+) | 43.3% ±7.0 pts | 55.5% |
| Graduate or professional degree (age 25+) | 21.6% ±5.8 pts | 27.2% |
| Lived in the same house a year earlier | 90.3% ±3.8 pts | 88.3% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Census Tract 109.03 earn?
Half of the 1,486 households in Census Tract 109.03 earn less than $130,943 a year (±$15,114), against $106,195 across Honolulu County: 97th highest of the county's 312 tracts with a reliable estimate. 3.4% of residents live below the poverty line.
| Measure | Tract 109.03 | Kailua (Honolulu County) |
|---|---|---|
| Median household income | $130,943 ±$15,114 | $148,582 |
| Mean household income | $152,039 ±$18,723 | $175,195 |
| Per capita income | $51,295 ±$5,825 | $61,085 |
| People below the poverty line | 3.4% ±1.8 pts | 4.0% |
| Children under 18 below the poverty line | 4.5% ±6.5 pts | 3.1% |
| Households receiving SNAP | 6.5% ±3.6 pts | 4.7% |
| Households with a computer | 97.6% ±2.0 pts | 98.1% |
| Households with a broadband subscription | 93.9% ±5.0 pts | 95.5% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Census Tract 109.03?
Owners occupy 52.5% of Census Tract 109.03's occupied homes and renters 47.5%. The median owner-occupied home is valued at $1,176,100 by its owner (±$92,625). The median renter pays $1,948 a month including utilities, and 36.6% of renters pay 35% or more of their income on rent.
| Measure | Tract 109.03 | Kailua (Honolulu County) |
|---|---|---|
| Median home value (owner-occupied) | $1,176,100 ±$92,625 | $1,353,700 |
| Median gross rent | $1,948 ±$285 | $3,093 |
| Renters paying 35% or more of income on rent | 36.6% ±11.2 pts | 38.1% |
| Median monthly owner costs, with a mortgage | $3,981 ±$824 | $3,948 |
| Owner-occupied homes | 52.5% ±9.0 pts | 72.3% |
| Renter-occupied homes | 47.5% ±9.0 pts | 27.7% |
| Housing units | 1,515 ±133 | 14,754 |
| Single-family detached homes | 54.1% ±7.6 pts | 72.3% |
| Mobile homes | 0.7% ±1.2 pts | 0.1% |
| Built 2020 or later | 0.0% ±2.1 pts | 0.6% |
| Built 2010 to 2019 | 4.0% ±2.8 pts | 5.7% |
| Built 1939 or earlier | 3.2% ±2.6 pts | 2.7% |
| Households with no vehicle | 5.5% ±2.9 pts | 3.2% |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Census Tract 109.03 get to work?
68.4% of Census Tract 109.03's workers drive alone and 13.2% work from home. The average trip to work takes 30.8 minutes. The unemployment rate in 2020-2024 averaged 2.9%.
| Measure | Tract 109.03 | Kailua (Honolulu County) |
|---|---|---|
| In the labor force (age 16+) | 72.1% ±4.2 pts | 64.3% |
| Unemployment rate | 2.9% ±1.8 pts | 3.8% |
| Drove alone to work | 68.4% ±6.5 pts | 69.9% |
| Carpooled | 8.2% ±5.7 pts | 10.5% |
| Public transportation | 3.7% ±3.7 pts | 2.0% |
| Walked | 2.6% ±1.7 pts | 2.3% |
| Worked from home | 13.2% ±5.2 pts | 13.0% |
| Mean travel time to work | 30.8 min ±3.3 | 29.1 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
How does Census Tract 109.03 compare with the other tracts in Honolulu County?
Among Honolulu County's tracts with a reliable estimate, Census Tract 109.03 ranks as shown below (1 = highest).
| Measure | In Honolulu County | In Kailua (Honolulu County) |
|---|---|---|
| Population | 59th of 319 | 4th of 11 |
| Residents per square mile | 104th of 329 | 1st of 11 |
| Median household income | 97th of 312 | 10th of 11 |
| Per capita income | 118th of 317 | 11th of 11 |
| Median home value | 40th of 284 | 9th of 11 |
| Median gross rent | 191st of 298 | 11th of 11 |
| Poverty rate | 174th of 184 | 5th of 6 |
| Bachelor's degree or higher | 120th of 313 | 10th of 11 |
| Median age | 211th of 319 | 11th of 11 |
| Owner-occupied share | 206th of 287 | 11th of 11 |
The tracts next to it on Honolulu County's income ladder
| Tract | Rank | Median household income |
|---|---|---|
| Tract 86.10 | 95th | $131,471±$25,086 · within the margin of this tract |
| Tract 88.01 | 96th | $131,466±$21,608 · within the margin of this tract |
| Tract 109.03 | 97th | $130,943±$15,114 |
| Tract 103.03 | 98th | $130,132±$29,984 · within the margin of this tract |
| Tract 45 | 99th | $130,000±$37,294 · within the margin of this tract |
| Tract 17 | 100th | $129,861±$61,986 · within the margin of this tract |
"Within the margin": the two incomes differ by less than their combined 90% margins, so the survey cannot say which is higher and the ranks between them are not firm.
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) · How ranks are computed
How reliable are the figures for Census Tract 109.03?
1 of the 18 figures for Census Tract 109.03 on this page carries a coefficient of variation over 40% and is marked with a ring: they come from a small sample, so read them as rough.
A census tract's figures rest on a few hundred sampled households over five years, so its margins are wider than a city's. Two tracts differ only when the gap between them is larger than their combined 90% margin (the square root of the sum of the two squared margins). How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · Check it at data.census.gov
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections